DECT vs. XLRI

Last updated Aug 2, 2026

DECT (Allianzim U.S. Large Cap Buffer10 Dec ETF) and XLRI (State Street Real Estate Select Sector SPDR Premium Income ETF) are both exchange-traded funds - DECT is a Options Trading fund actively managed by Allianz, while XLRI is a Derivative Income fund actively managed by State Street. Both are actively managed. Over the past year, DECT returned 17.76% vs 10.59% for XLRI. Their 0.21 correlation means their historical movements had little consistent relationship. DECT charges 0.74%/yr vs 0.35%/yr for XLRI.

Performance

DECT vs. XLRI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Allianzim U.S. Large Cap Buffer10 Dec ETF (DECT) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, DECT achieves a 7.67% return, which is significantly lower than XLRI's 8.45% return.

DECT

• 1D: 0.56%
• 1M: 0.68%
• 6M: 6.76%
• YTD: 7.67%
• 1Y: 17.76%
• 3Y*: 12.59%
• 5Y*: —
• 10Y*: —
• ALL TIME*: 13.39%

XLRI

• 1D: 0.16%
• 1M: 1.35%
• 6M: 6.08%
• YTD: 8.45%
• 1Y: 10.59%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 7.81%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
DECT Allianzim U.S. Large Cap Buffer10 Dec ETF	$328.94K	$302.52K	$385.62K
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	$84.19K	$69.65K	$65.16K

DECT vs. XLRI - Yearly Performance Comparison

	2026 (YTD)	2025
DECT Allianzim U.S. Large Cap Buffer10 Dec ETF	7.67%	7.57%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	8.45%	-0.57%

Correlation

The correlation between DECT and XLRI is 0.21, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.21
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.21

Return for Risk

DECT vs. XLRI — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

DECT

DECT Risk / Return Rank: 80
DECT Sharpe Ratio Rank: 79
DECT Sortino Ratio Rank: 79
DECT Omega Ratio Rank: 81
DECT Calmar Ratio Rank: 76
DECT Martin Ratio Rank: 86

XLRI

XLRI Risk / Return Rank: 40
XLRI Sharpe Ratio Rank: 38
XLRI Sortino Ratio Rank: 36
XLRI Omega Ratio Rank: 37
XLRI Calmar Ratio Rank: 42
XLRI Martin Ratio Rank: 46

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

DECT vs. XLRI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Allianzim U.S. Large Cap Buffer10 Dec ETF (DECT) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	DECT	XLRI	Difference
Sharpe ratio: Return per unit of total volatility	1.82	0.96	+0.86
Sortino ratio: Return per unit of downside risk	2.58	1.34	+1.24
Omega ratio: Gain probability vs. loss probability	1.34	1.18	+0.17
Calmar ratio: Return relative to maximum drawdown	2.70	1.48	+1.22
Martin ratio: Return relative to average drawdown	12.47	5.18	+7.30

DECT vs. XLRI - Sharpe Ratio Comparison

The current DECT Sharpe Ratio is 1.82, which is higher than the XLRI Sharpe Ratio of 0.96. The chart below compares the historical Sharpe Ratios of DECT and XLRI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

DECT vs. XLRI - Drawdown Comparison

The maximum DECT drawdown since its inception was -13.26%, which is greater than XLRI's maximum drawdown of -7.12%. Use the drawdown chart below to compare losses from any high point for DECT and XLRI.

Drawdown Indicators

	DECT	XLRI	Difference
Max Drawdown Largest peak-to-trough decline	-13.26%	-7.12%	-6.14%
Max Drawdown (1Y) Largest decline over 1 year	-6.11%	-7.12%	+1.01%
Max Drawdown (3Y) Largest decline over 3 years	-13.26%	—	—
Current Drawdown Current decline from peak	-0.34%	-0.62%	+0.28%
Average Drawdown Average peak-to-trough decline	-1.40%	-1.54%	+0.14%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.32%	2.03%	-0.71%

Volatility

DECT vs. XLRI - Volatility Comparison

The current volatility for Allianzim U.S. Large Cap Buffer10 Dec ETF (DECT) is 2.35%, while State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI) has a volatility of 3.42%. This indicates that DECT experiences smaller price fluctuations and is considered to be less risky than XLRI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	DECT	XLRI	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.35%	3.42%	-1.07%
Volatility (6M) Calculated over the trailing 6-month period	6.77%	8.72%	-1.95%
Volatility (1Y) Calculated over the trailing 1-year period	9.06%	11.09%	-2.03%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.17%	11.11%	-0.94%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.17%	11.11%	-0.94%

DECT vs. XLRI - Expense Ratio Comparison

DECT has a 0.74% expense ratio, which is higher than XLRI's 0.35% expense ratio.

Dividends

DECT vs. XLRI - Dividend Comparison

DECT has not paid dividends to shareholders, while XLRI's dividend yield for the trailing twelve months is around 13.52%.

Position	TTM	2025	2024
DECT Allianzim U.S. Large Cap Buffer10 Dec ETF	0.00%	0.00%	0.43%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	13.52%	6.85%	0.00%

Frequently Asked Questions

Can I hold both DECT and XLRI in my portfolio?

DECT and XLRI have a correlation of 0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, DECT or XLRI?

XLRI has higher volatility (3.42%) compared to DECT (2.35%). In terms of maximum drawdown, DECT dropped -13.26% vs XLRI's -7.12%.

Which ETF is better, DECT or XLRI?

On 1-year performance, DECT leads with 17.76% vs 10.59% for XLRI. On fees, XLRI is cheaper at 0.35% per year. On volatility, DECT has been the lower-risk option at 2.35%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, DECT or XLRI?

Over the 1-year period, DECT has performed better with a 17.76% return vs 10.59%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, DECT or XLRI?

XLRI is cheaper with a 0.35% expense ratio, compared with 0.74% for DECT.

Which ETF pays a higher dividend yield, DECT or XLRI?

XLRI has the higher dividend yield at 13.52%, compared with 0.00% for DECT.

What is the main difference between DECT and XLRI?

DECT is categorized as Options Trading, while XLRI is Derivative Income. They also come from different issuers: Allianz and State Street. Their fees differ too: 0.74% for DECT and 0.35% for XLRI.

Which has better risk-adjusted returns?

DECT currently has the higher Sharpe Ratio (1.82 vs 0.96), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.