D5BC.DE vs. LYQ3.DE
D5BC.DE (Xtrackers II Germany Government Bond 1-3 UCITS ETF) and LYQ3.DE (Amundi Euro Government Bond 3-5Y UCITS ETF Acc) are both European Government Bonds funds - D5BC.DE tracks the iBoxx® EUR Germany 1-3 while LYQ3.DE tracks the Bloomberg Euro Treasury 50bn 3-5 Year Bond. Both are passively managed. Over the past 10 years, D5BC.DE returned -0.22%/yr vs -0.05%/yr for LYQ3.DE. A 0.61 correlation means they provide meaningful diversification when combined. D5BC.DE charges 0.15%/yr vs 0.17%/yr for LYQ3.DE.
Performance
D5BC.DE vs. LYQ3.DE - Performance Comparison
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Returns By Period
In the year-to-date period, D5BC.DE achieves a 0.01% return, which is significantly higher than LYQ3.DE's -0.32% return. Over the past 10 years, D5BC.DE has underperformed LYQ3.DE with an annualized return of -0.22%, while LYQ3.DE has yielded a comparatively higher -0.05% annualized return.
D5BC.DE
- 1D
- 0.03%
- 1M
- 0.22%
- YTD
- 0.01%
- 6M
- 0.06%
- 1Y
- 0.50%
- 3Y*
- 2.03%
- 5Y*
- 0.22%
- 10Y*
- -0.22%
LYQ3.DE
- 1D
- 0.05%
- 1M
- 0.33%
- YTD
- -0.32%
- 6M
- -0.14%
- 1Y
- 0.37%
- 3Y*
- 2.71%
- 5Y*
- -0.36%
- 10Y*
- -0.05%
D5BC.DE vs. LYQ3.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
D5BC.DE Xtrackers II Germany Government Bond 1-3 UCITS ETF | 0.01% | 1.69% | 2.24% | 2.60% | -4.78% | -0.95% | -0.76% | -0.89% | -0.01% | -1.07% |
LYQ3.DE Amundi Euro Government Bond 3-5Y UCITS ETF Acc | -0.32% | 2.66% | 2.16% | 5.09% | -10.00% | -1.33% | 1.07% | 1.11% | -0.34% | -0.27% |
Correlation
The correlation between D5BC.DE and LYQ3.DE is 0.89, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.89 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.91 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.91 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.74 |
Correlation (All Time) Calculated using the full available price history since Jan 20, 2010 | 0.61 |
Over the past year, D5BC.DE and LYQ3.DE have become more correlated (0.89) than their long-term average of 0.61, meaning their price movements have been converging.
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Return for Risk
D5BC.DE vs. LYQ3.DE — Risk / Return Rank
D5BC.DE
LYQ3.DE
D5BC.DE vs. LYQ3.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Xtrackers II Germany Government Bond 1-3 UCITS ETF (D5BC.DE) and Amundi Euro Government Bond 3-5Y UCITS ETF Acc (LYQ3.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| D5BC.DE | LYQ3.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.30 | ||
| Sortino ratioReturn per unit of downside risk | +0.43 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.03 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 0.46 | 0.15 | +0.31 |
| Martin ratioReturn relative to average drawdown | 1.39 | 0.43 | +0.96 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| D5BC.DE | LYQ3.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.45 | 0.15 | +0.30 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.14 | -0.10 | +0.24 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | -0.18 | -0.02 | -0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.14 | 0.67 | -0.53 |
Drawdowns
D5BC.DE vs. LYQ3.DE - Drawdown Comparison
The maximum D5BC.DE drawdown since its inception was -9.22%, smaller than the maximum LYQ3.DE drawdown of -12.43%. Use the drawdown chart below to compare losses from any high point for D5BC.DE and LYQ3.DE.
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Drawdown Indicators
| D5BC.DE | LYQ3.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -9.22% | -12.43% | +3.21% |
Max Drawdown (1Y)Largest decline over 1 year | -1.08% | -2.38% | +1.30% |
Max Drawdown (3Y)Largest decline over 3 years | -1.08% | -2.38% | +1.30% |
Max Drawdown (5Y)Largest decline over 5 years | -6.12% | -12.02% | +5.90% |
Max Drawdown (10Y)Largest decline over 10 years | -9.22% | -12.43% | +3.21% |
Current DrawdownCurrent decline from peak | -2.33% | -2.86% | +0.53% |
Average DrawdownAverage peak-to-trough decline | -2.32% | -2.20% | -0.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.36% | 0.85% | -0.49% |
Volatility
D5BC.DE vs. LYQ3.DE - Volatility Comparison
The current volatility for Xtrackers II Germany Government Bond 1-3 UCITS ETF (D5BC.DE) is 0.42%, while Amundi Euro Government Bond 3-5Y UCITS ETF Acc (LYQ3.DE) has a volatility of 0.99%. This indicates that D5BC.DE experiences smaller price fluctuations and is considered to be less risky than LYQ3.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| D5BC.DE | LYQ3.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.42% | 0.99% | -0.57% |
Volatility (6M)Calculated over the trailing 6-month period | 1.01% | 2.23% | -1.22% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.11% | 2.51% | -1.40% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 1.57% | 3.56% | -1.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 1.21% | 2.80% | -1.59% |
D5BC.DE vs. LYQ3.DE - Expense Ratio Comparison
D5BC.DE has a 0.15% expense ratio, which is lower than LYQ3.DE's 0.17% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
D5BC.DE vs. LYQ3.DE - Dividend Comparison
D5BC.DE's dividend yield for the trailing twelve months is around 1.26%, while LYQ3.DE has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
D5BC.DE Xtrackers II Germany Government Bond 1-3 UCITS ETF | 1.26% | 1.05% | 0.35% | 0.62% | 1.27% | 0.76% | 0.00% | 0.00% | 0.47% | 0.00% | 0.46% | 0.54% |
LYQ3.DE Amundi Euro Government Bond 3-5Y UCITS ETF Acc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
D5BC.DE and LYQ3.DE have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, D5BC.DE is cheaper at 0.15% per year. The better choice depends on whether you care most about return, fees, risk, or income.
D5BC.DE is cheaper with a 0.15% expense ratio, compared with 0.17% for LYQ3.DE.
D5BC.DE tracks iBoxx® EUR Germany 1-3, while LYQ3.DE tracks Bloomberg Euro Treasury 50bn 3-5 Year Bond. They also come from different issuers: Xtrackers and Amundi. Their fees differ too: 0.15% for D5BC.DE and 0.17% for LYQ3.DE.
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