CSTAX vs. BERIX
Compare and contrast key facts about American Funds College 2027 Fund (CSTAX) and Chartwell Income Fund (BERIX).
CSTAX is managed by American Funds. It was launched on Sep 13, 2012. BERIX is managed by Carillon Family of Funds. It was launched on Sep 2, 1987.
Performance
CSTAX vs. BERIX - Performance Comparison
Loading graphics...
CSTAX vs. BERIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CSTAX American Funds College 2027 Fund | -0.65% | 9.00% | 5.57% | 6.57% | -9.87% | 6.52% | 7.66% | 13.35% | -2.23% | 11.77% |
BERIX Chartwell Income Fund | 3.53% | 13.23% | 7.20% | 7.77% | -10.14% | 7.35% | 4.49% | 9.69% | -0.81% | 3.92% |
Returns By Period
In the year-to-date period, CSTAX achieves a -0.65% return, which is significantly lower than BERIX's 3.53% return. Both investments have delivered pretty close results over the past 10 years, with CSTAX having a 4.97% annualized return and BERIX not far ahead at 4.99%.
CSTAX
- 1D
- 0.25%
- 1M
- -2.48%
- YTD
- -0.65%
- 6M
- 0.73%
- 1Y
- 5.79%
- 3Y*
- 5.94%
- 5Y*
- 2.92%
- 10Y*
- 4.97%
BERIX
- 1D
- 0.20%
- 1M
- -1.25%
- YTD
- 3.53%
- 6M
- 6.19%
- 1Y
- 13.23%
- 3Y*
- 9.06%
- 5Y*
- 4.94%
- 10Y*
- 4.99%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
CSTAX vs. BERIX - Expense Ratio Comparison
CSTAX has a 0.41% expense ratio, which is lower than BERIX's 0.64% expense ratio.
Return for Risk
CSTAX vs. BERIX — Risk / Return Rank
CSTAX
BERIX
CSTAX vs. BERIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds College 2027 Fund (CSTAX) and Chartwell Income Fund (BERIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CSTAX | BERIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.73 | 2.54 | -0.81 |
Sortino ratioReturn per unit of downside risk | 2.47 | 3.26 | -0.79 |
Omega ratioGain probability vs. loss probability | 1.35 | 1.52 | -0.17 |
Calmar ratioReturn relative to maximum drawdown | 2.23 | 4.62 | -2.39 |
Martin ratioReturn relative to average drawdown | 9.16 | 17.20 | -8.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| CSTAX | BERIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.73 | 2.54 | -0.81 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.84 | -0.27 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.86 | 0.84 | +0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.86 | 1.07 | -0.21 |
Correlation
The correlation between CSTAX and BERIX is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CSTAX vs. BERIX - Dividend Comparison
CSTAX's dividend yield for the trailing twelve months is around 5.30%, more than BERIX's 3.58% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CSTAX American Funds College 2027 Fund | 5.30% | 5.26% | 3.78% | 3.17% | 3.40% | 7.52% | 5.72% | 4.00% | 4.78% | 3.90% | 4.34% | 4.49% |
BERIX Chartwell Income Fund | 3.58% | 3.97% | 3.90% | 3.36% | 3.54% | 2.58% | 3.07% | 3.03% | 5.83% | 5.22% | 2.76% | 2.45% |
Drawdowns
CSTAX vs. BERIX - Drawdown Comparison
The maximum CSTAX drawdown since its inception was -14.52%, smaller than the maximum BERIX drawdown of -20.34%. Use the drawdown chart below to compare losses from any high point for CSTAX and BERIX.
Loading graphics...
Drawdown Indicators
| CSTAX | BERIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.52% | -20.34% | +5.82% |
Max Drawdown (1Y)Largest decline over 1 year | -2.72% | -2.95% | +0.23% |
Max Drawdown (5Y)Largest decline over 5 years | -14.52% | -15.73% | +1.21% |
Max Drawdown (10Y)Largest decline over 10 years | -14.52% | -20.34% | +5.82% |
Current DrawdownCurrent decline from peak | -2.48% | -1.25% | -1.23% |
Average DrawdownAverage peak-to-trough decline | -2.37% | -2.60% | +0.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.66% | 0.79% | -0.13% |
Volatility
CSTAX vs. BERIX - Volatility Comparison
The current volatility for American Funds College 2027 Fund (CSTAX) is 1.32%, while Chartwell Income Fund (BERIX) has a volatility of 1.47%. This indicates that CSTAX experiences smaller price fluctuations and is considered to be less risky than BERIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| CSTAX | BERIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.32% | 1.47% | -0.15% |
Volatility (6M)Calculated over the trailing 6-month period | 2.05% | 4.28% | -2.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.47% | 5.38% | -1.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.16% | 5.94% | -0.78% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.82% | 6.00% | -0.18% |