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CSAV.TO vs. RIT.TO
Performance
Return for Risk
Dividends
Drawdowns
Volatility

CSAV.TO vs. RIT.TO

Last updated Apr 1, 2026

Compare and contrast key facts about CI High Interest Savings ETF (CSAV.TO) and CI Canadian REIT ETF (RIT.TO).

CSAV.TO and RIT.TO are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. CSAV.TO is an actively managed fund by CI Investments. It was launched on Jun 14, 2019. RIT.TO is an actively managed fund by CI Investments. It was launched on Nov 15, 2004.

Performance

CSAV.TO vs. RIT.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in CI High Interest Savings ETF (CSAV.TO) and CI Canadian REIT ETF (RIT.TO). The values are adjusted to include any dividend payments, if applicable.

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CSAV.TO vs. RIT.TO - Yearly Performance Comparison

2026 (YTD)2025202420232022202120202019
CSAV.TO
CI High Interest Savings ETF		0.47%2.55%4.43%5.05%2.31%0.72%1.00%1.13%
RIT.TO
CI Canadian REIT ETF		0.88%12.19%2.32%5.37%-20.74%34.36%-6.83%5.47%

Returns By Period

In the year-to-date period, CSAV.TO achieves a 0.47% return, which is significantly lower than RIT.TO's 0.88% return.

CSAV.TO

1D
0.00%
1M
0.17%
YTD
0.47%
6M
1.03%
1Y
2.33%
3Y*
3.76%
5Y*
3.04%
10Y*
—

RIT.TO

1D
1.34%
1M
-5.54%
YTD
0.88%
6M
-0.92%
1Y
9.83%
3Y*
5.42%
5Y*
3.89%
10Y*
6.54%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

CI High Interest Savings ETF

CI Canadian REIT ETF

Often compared with CSAV.TO:
CSAV.TO vs. CASH.TOCSAV.TO vs. HSAV.TOCSAV.TO vs. ZMMK.TOCSAV.TO vs. PSA.TOCSAV.TO vs. CBIL.TOCSAV.TO vs. CMR.TOCSAV.TO vs. ZST.TO
Often compared with RIT.TO:
RIT.TO vs. VRE.TORIT.TO vs. XRE.TORIT.TO vs. SRVRRIT.TO vs. ZRE.TORIT.TO vs. SCHHRIT.TO vs. RMAX.TORIT.TO vs. RS.TO

CSAV.TO vs. RIT.TO - Expense Ratio Comparison

CSAV.TO has a 0.15% expense ratio, which is lower than RIT.TO's 0.87% expense ratio.

RIT.TO
CI Canadian REIT ETF
CSAV.TO
CI High Interest Savings ETF

Return for Risk

CSAV.TO vs. RIT.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
CSAV.TO
CSAV.TO Risk / Return Rank: 100100
Overall Rank
CSAV.TO Sharpe Ratio Rank: 100100
Sharpe Ratio Rank
CSAV.TO Sortino Ratio Rank: 100100
Sortino Ratio Rank
CSAV.TO Omega Ratio Rank: 100100
Omega Ratio Rank
CSAV.TO Calmar Ratio Rank: 100100
Calmar Ratio Rank
CSAV.TO Martin Ratio Rank: 100100
Martin Ratio Rank
RIT.TO
RIT.TO Risk / Return Rank: 4141
Overall Rank
RIT.TO Sharpe Ratio Rank: 4040
Sharpe Ratio Rank
RIT.TO Sortino Ratio Rank: 4040
Sortino Ratio Rank
RIT.TO Omega Ratio Rank: 3636
Omega Ratio Rank
RIT.TO Calmar Ratio Rank: 4747
Calmar Ratio Rank
RIT.TO Martin Ratio Rank: 4040
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CSAV.TO vs. RIT.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for CI High Interest Savings ETF (CSAV.TO) and CI Canadian REIT ETF (RIT.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

CSAV.TORIT.TODifference

Sharpe ratio

Return per unit of total volatility

10.10

0.76

+9.34

Sortino ratio

Return per unit of downside risk

29.27

1.15

+28.13

Omega ratio

Gain probability vs. loss probability

6.24

1.15

+5.09

Calmar ratio

Return relative to maximum drawdown

116.55

1.23

+115.32

Martin ratio

Return relative to average drawdown

444.78

3.80

+440.98

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

CSAV.TO vs. RIT.TO - Sharpe Ratio Comparison

The current CSAV.TO Sharpe Ratio is 10.10, which is higher than the RIT.TO Sharpe Ratio of 0.76. The chart below compares the historical Sharpe Ratios of CSAV.TO and RIT.TO, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

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Sharpe Ratios by Period

CSAV.TORIT.TODifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

10.10

0.76

+9.34

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

11.35

0.27

+11.08

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

—

0.43

—

Sharpe Ratio (All Time)

Calculated using the full available price history

10.18

0.50

+9.68

Correlation

The correlation between CSAV.TO and RIT.TO is 0.03, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

CSAV.TO vs. RIT.TO - Dividend Comparison

CSAV.TO's dividend yield for the trailing twelve months is around 2.32%, less than RIT.TO's 4.86% yield.

TTM20252024202320222021202020192018201720162015
CSAV.TO
CI High Interest Savings ETF		2.32%2.54%4.40%4.90%2.15%0.73%0.97%1.14%0.00%0.00%0.00%0.00%
RIT.TO
CI Canadian REIT ETF		4.86%4.85%5.18%5.04%5.04%3.82%4.92%4.35%5.11%5.05%5.28%4.79%

Drawdowns

CSAV.TO vs. RIT.TO - Drawdown Comparison

The maximum CSAV.TO drawdown since its inception was -0.03%, smaller than the maximum RIT.TO drawdown of -56.72%. Use the drawdown chart below to compare losses from any high point for CSAV.TO and RIT.TO.

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Drawdown Indicators

CSAV.TORIT.TODifference

Max Drawdown

Largest peak-to-trough decline

-0.03%

-56.72%

+56.69%

Max Drawdown (1Y)

Largest decline over 1 year

-0.02%

-8.45%

+8.43%

Max Drawdown (5Y)

Largest decline over 5 years

-0.03%

-30.75%

+30.72%

Max Drawdown (10Y)

Largest decline over 10 years

—

-40.90%

—

Current Drawdown

Current decline from peak

0.00%

-5.54%

+5.54%

Average Drawdown

Average peak-to-trough decline

0.00%

-8.86%

+8.86%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.01%

2.73%

-2.72%

Volatility

CSAV.TO vs. RIT.TO - Volatility Comparison

The current volatility for CI High Interest Savings ETF (CSAV.TO) is 0.07%, while CI Canadian REIT ETF (RIT.TO) has a volatility of 4.09%. This indicates that CSAV.TO experiences smaller price fluctuations and is considered to be less risky than RIT.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

CSAV.TORIT.TODifference

Volatility (1M)

Calculated over the trailing 1-month period

0.07%

4.09%

-4.02%

Volatility (6M)

Calculated over the trailing 6-month period

0.17%

8.01%

-7.84%

Volatility (1Y)

Calculated over the trailing 1-year period

0.23%

12.94%

-12.71%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

0.27%

14.66%

-14.39%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

0.26%

15.43%

-15.17%