CRIN.DE vs. BNC.L
CRIN.DE (UniCredit SpA) and BNC.L (Banco Santander) are both stocks. Both are in the Financial Services sector — CRIN.DE in Banks - Regional, BNC.L in Banks - Diversified. Over the past 10 years, CRIN.DE returned 24.15%/yr vs 15.29%/yr for BNC.L. A 0.61 correlation means they provide meaningful diversification when combined.
Performance
CRIN.DE vs. BNC.L - Performance Comparison
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Different Trading Currencies
CRIN.DE is traded in EUR, while BNC.L is traded in GBp. To make them comparable, the BNC.L values have been converted to EUR using the latest available exchange rates.
Returns By Period
In the year-to-date period, CRIN.DE achieves a 7.45% return, which is significantly higher than BNC.L's 6.62% return. Over the past 10 years, CRIN.DE has outperformed BNC.L with an annualized return of 24.15%, while BNC.L has yielded a comparatively lower 15.29% annualized return.
CRIN.DE
- 1D
- 0.72%
- 1M
- 5.02%
- YTD
- 7.45%
- 6M
- 17.34%
- 1Y
- 35.78%
- 3Y*
- 67.63%
- 5Y*
- 56.00%
- 10Y*
- 24.15%
BNC.L
- 1D
- -0.20%
- 1M
- 5.73%
- YTD
- 6.62%
- 6M
- 14.68%
- 1Y
- 56.95%
- 3Y*
- 55.29%
- 5Y*
- 29.60%
- 10Y*
- 15.29%
CRIN.DE vs. BNC.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CRIN.DE UniCredit SpA | 7.45% | 94.32% | 69.05% | 94.31% | 4.11% | 78.79% | -35.11% | 35.55% | -36.13% | 14.41% |
BNC.L Banco Santander | 6.63% | 133.23% | 22.75% | 40.86% | -0.94% | 13.56% | -21.15% | 0.27% | -24.75% | 16.72% |
Correlation
The correlation between CRIN.DE and BNC.L is 0.67, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.67 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.55 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.54 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.57 |
Correlation (All Time) Calculated using the full available price history since Aug 29, 2007 | 0.61 |
The correlation between CRIN.DE and BNC.L shifts across timeframes, from 0.54 (5 years) to 0.67 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
CRIN.DE vs. BNC.L — Risk / Return Rank
CRIN.DE
BNC.L
CRIN.DE vs. BNC.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UniCredit SpA (CRIN.DE) and Banco Santander (BNC.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CRIN.DE | BNC.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.58 | ||
| Sortino ratioReturn per unit of downside risk | -0.60 | ||
| Omega ratioGain probability vs. loss probability | 1.22 | 1.31 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 1.58 | 3.41 | -1.84 |
| Martin ratioReturn relative to average drawdown | 4.37 | 10.14 | -5.77 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CRIN.DE | BNC.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.24 | 1.82 | -0.58 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.53 | 0.83 | +0.70 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.60 | 0.41 | +0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.03 | 0.16 | -0.13 |
Drawdowns
CRIN.DE vs. BNC.L - Drawdown Comparison
The maximum CRIN.DE drawdown since its inception was -95.78%, which is greater than BNC.L's maximum drawdown of -73.36%. Use the drawdown chart below to compare losses from any high point for CRIN.DE and BNC.L.
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Drawdown Indicators
| CRIN.DE | BNC.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -95.78% | -73.36% | -22.42% |
Max Drawdown (1Y)Largest decline over 1 year | -24.12% | -16.60% | -7.52% |
Max Drawdown (3Y)Largest decline over 3 years | -24.12% | -20.41% | -3.71% |
Max Drawdown (5Y)Largest decline over 5 years | -46.47% | -32.61% | -13.86% |
Max Drawdown (10Y)Largest decline over 10 years | -63.33% | -71.20% | +7.87% |
Current DrawdownCurrent decline from peak | -30.10% | -3.49% | -26.61% |
Average DrawdownAverage peak-to-trough decline | -64.12% | -28.95% | -35.17% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.72% | 5.60% | +3.12% |
Volatility
CRIN.DE vs. BNC.L - Volatility Comparison
UniCredit SpA (CRIN.DE) and Banco Santander (BNC.L) have volatilities of 6.56% and 6.69%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CRIN.DE | BNC.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.56% | 6.69% | -0.13% |
Volatility (6M)Calculated over the trailing 6-month period | 24.23% | 24.48% | -0.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 30.76% | 31.15% | -0.39% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.13% | 35.47% | +0.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 40.25% | 37.41% | +2.84% |
Dividends
CRIN.DE vs. BNC.L - Dividend Comparison
CRIN.DE's dividend yield for the trailing twelve months is around 4.23%, more than BNC.L's 2.26% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BNC.L Banco Santander | 2.26% | 2.21% | 4.57% | 3.69% | 3.82% | 2.65% | 4.20% | 6.29% | 5.37% | 3.74% | 6.82% | 13.75% |
CRIN.DE UniCredit SpA | 4.23% | 4.09% | 7.08% | 4.02% | 4.04% | 0.88% | 8.19% | 2.07% | 3.25% | 0.00% | 4.35% | 2.32% |
Financials
CRIN.DE vs. BNC.L - Financials Comparison
This section allows you to compare key financial metrics between UniCredit SpA and Banco Santander. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
CRIN.DE and BNC.L have a correlation of 0.67, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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