CINT.TO vs. ZDI.TO
CINT.TO (CIBC International Equity ETF) and ZDI.TO (BMO International Dividend ETF) are both International Equity funds. Both are actively managed. Over the past 5 years, CINT.TO returned 2.60%/yr vs 12.57%/yr for ZDI.TO. A 0.56 correlation means they provide meaningful diversification when combined.
Performance
CINT.TO vs. ZDI.TO - Performance Comparison
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Returns By Period
In the year-to-date period, CINT.TO achieves a 5.69% return, which is significantly lower than ZDI.TO's 14.64% return.
CINT.TO
- 1D
- -0.56%
- 1M
- -0.64%
- 6M
- 0.41%
- YTD
- 5.69%
- 1Y
- 7.26%
- 3Y*
- 5.00%
- 5Y*
- 2.60%
- 10Y*
- —
ZDI.TO
- 1D
- 0.53%
- 1M
- 1.33%
- 6M
- 9.98%
- YTD
- 14.64%
- 1Y
- 23.10%
- 3Y*
- 16.63%
- 5Y*
- 12.57%
- 10Y*
- 9.49%
CINT.TO vs. ZDI.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
CINT.TO CIBC International Equity ETF | 5.69% | 2.86% | 6.50% | 15.15% | -18.71% | 11.57% | 8.40% |
ZDI.TO BMO International Dividend ETF | 14.64% | 19.42% | 10.59% | 17.04% | 0.31% | 12.86% | 7.15% |
Correlation
The correlation between CINT.TO and ZDI.TO is 0.68, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.68 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.66 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.59 |
Correlation (All Time) Calculated using the full available price history since Jul 27, 2020 | 0.56 |
The correlation between CINT.TO and ZDI.TO shifts across timeframes, from 0.56 (all time) to 0.68 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
CINT.TO vs. ZDI.TO — Risk / Return Rank
CINT.TO
ZDI.TO
CINT.TO vs. ZDI.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for CIBC International Equity ETF (CINT.TO) and BMO International Dividend ETF (ZDI.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CINT.TO | ZDI.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.27 | ||
| Sortino ratioReturn per unit of downside risk | -1.59 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 1.31 | -0.22 |
| Calmar ratioReturn relative to maximum drawdown | 0.59 | 2.27 | -1.68 |
| Martin ratioReturn relative to average drawdown | 1.81 | 8.41 | -6.60 |
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Drawdowns
CINT.TO vs. ZDI.TO - Drawdown Comparison
The maximum CINT.TO drawdown since its inception was -29.69%, smaller than the maximum ZDI.TO drawdown of -33.87%. Use the drawdown chart below to compare losses from any high point for CINT.TO and ZDI.TO.
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Drawdown Indicators
| CINT.TO | ZDI.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.69% | -33.87% | +4.18% |
Max Drawdown (1Y)Largest decline over 1 year | -12.30% | -10.23% | -2.07% |
Max Drawdown (3Y)Largest decline over 3 years | -15.39% | -14.13% | -1.26% |
Max Drawdown (5Y)Largest decline over 5 years | -29.69% | -18.96% | -10.73% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.87% | — |
Current DrawdownCurrent decline from peak | -3.14% | -0.56% | -2.58% |
Average DrawdownAverage peak-to-trough decline | -7.57% | -4.83% | -2.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.02% | 2.75% | +1.27% |
Volatility
CINT.TO vs. ZDI.TO - Volatility Comparison
CIBC International Equity ETF (CINT.TO) has a higher volatility of 5.14% compared to BMO International Dividend ETF (ZDI.TO) at 3.12%. This indicates that CINT.TO's price experiences larger fluctuations and is considered to be riskier than ZDI.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CINT.TO | ZDI.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.14% | 3.12% | +2.02% |
Volatility (6M)Calculated over the trailing 6-month period | 16.32% | 11.27% | +5.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.71% | 14.04% | +4.67% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.27% | 13.28% | +1.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.74% | 15.58% | -0.84% |
Dividends
CINT.TO vs. ZDI.TO - Dividend Comparison
CINT.TO's dividend yield for the trailing twelve months is around 0.96%, less than ZDI.TO's 3.00% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CINT.TO CIBC International Equity ETF | 0.96% | 1.01% | 1.08% | 1.19% | 1.10% | 0.42% | 0.86% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
ZDI.TO BMO International Dividend ETF | 3.00% | 3.41% | 3.94% | 4.15% | 3.99% | 3.72% | 4.96% | 4.92% | 5.23% | 4.23% | 4.62% | 4.27% |
Frequently Asked Questions
CINT.TO and ZDI.TO have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
They also come from different issuers: CIBC and BMO.
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