BWNYX vs. FZFLX
Compare and contrast key facts about Bullfinch Greater Western New York Series (BWNYX) and Fidelity SAI Small-Mid Cap 500 Index Fund (FZFLX).
BWNYX is managed by Bullfinch. It was launched on Dec 30, 1997. FZFLX is managed by Fidelity. It was launched on Aug 12, 2015.
Performance
BWNYX vs. FZFLX - Performance Comparison
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BWNYX vs. FZFLX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BWNYX Bullfinch Greater Western New York Series | 5.62% | 7.26% | 8.05% | 10.48% | -6.99% | 13.00% | 1.48% | 18.83% | -8.10% | 0.73% |
FZFLX Fidelity SAI Small-Mid Cap 500 Index Fund | 10.04% | 10.76% | 15.52% | 17.75% | -15.62% | 20.40% | 19.78% | 31.96% | -9.25% | 18.41% |
Returns By Period
In the year-to-date period, BWNYX achieves a 5.62% return, which is significantly lower than FZFLX's 10.04% return. Over the past 10 years, BWNYX has underperformed FZFLX with an annualized return of 4.92%, while FZFLX has yielded a comparatively higher 12.31% annualized return.
BWNYX
- 1D
- 1.13%
- 1M
- -4.73%
- YTD
- 5.62%
- 6M
- -5.41%
- 1Y
- 14.87%
- 3Y*
- 10.12%
- 5Y*
- 4.74%
- 10Y*
- 4.92%
FZFLX
- 1D
- 2.07%
- 1M
- -1.00%
- YTD
- 10.04%
- 6M
- 11.37%
- 1Y
- 27.07%
- 3Y*
- 16.84%
- 5Y*
- 8.60%
- 10Y*
- 12.31%
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BWNYX vs. FZFLX - Expense Ratio Comparison
BWNYX has a 1.52% expense ratio, which is higher than FZFLX's 0.05% expense ratio.
Return for Risk
BWNYX vs. FZFLX — Risk / Return Rank
BWNYX
FZFLX
BWNYX vs. FZFLX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Bullfinch Greater Western New York Series (BWNYX) and Fidelity SAI Small-Mid Cap 500 Index Fund (FZFLX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BWNYX | FZFLX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.75 | 1.20 | -0.45 |
Sortino ratioReturn per unit of downside risk | 1.04 | 1.74 | -0.71 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.24 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 0.71 | 2.07 | -1.36 |
Martin ratioReturn relative to average drawdown | 1.86 | 8.86 | -7.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BWNYX | FZFLX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.75 | 1.20 | -0.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.30 | 0.42 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.31 | 0.59 | -0.28 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.21 | 0.55 | -0.34 |
Correlation
The correlation between BWNYX and FZFLX is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
BWNYX vs. FZFLX - Dividend Comparison
BWNYX has not paid dividends to shareholders, while FZFLX's dividend yield for the trailing twelve months is around 52.49%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BWNYX Bullfinch Greater Western New York Series | 0.00% | 0.00% | 0.00% | 0.66% | 1.87% | 2.58% | 5.75% | 0.11% | 0.16% | 0.27% | 0.00% | 0.00% |
FZFLX Fidelity SAI Small-Mid Cap 500 Index Fund | 52.49% | 57.77% | 10.20% | 2.35% | 79.79% | 50.77% | 7.19% | 6.49% | 7.69% | 1.68% | 0.93% | 0.67% |
Drawdowns
BWNYX vs. FZFLX - Drawdown Comparison
The maximum BWNYX drawdown since its inception was -51.03%, which is greater than FZFLX's maximum drawdown of -42.03%. Use the drawdown chart below to compare losses from any high point for BWNYX and FZFLX.
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Drawdown Indicators
| BWNYX | FZFLX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.03% | -42.03% | -9.00% |
Max Drawdown (1Y)Largest decline over 1 year | -15.09% | -10.68% | -4.41% |
Max Drawdown (5Y)Largest decline over 5 years | -18.04% | -24.77% | +6.73% |
Max Drawdown (10Y)Largest decline over 10 years | -31.18% | -42.03% | +10.85% |
Current DrawdownCurrent decline from peak | -10.32% | -4.27% | -6.05% |
Average DrawdownAverage peak-to-trough decline | -7.60% | -5.81% | -1.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.74% | 3.39% | +2.35% |
Volatility
BWNYX vs. FZFLX - Volatility Comparison
The current volatility for Bullfinch Greater Western New York Series (BWNYX) is 5.54%, while Fidelity SAI Small-Mid Cap 500 Index Fund (FZFLX) has a volatility of 11.08%. This indicates that BWNYX experiences smaller price fluctuations and is considered to be less risky than FZFLX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BWNYX | FZFLX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.54% | 11.08% | -5.54% |
Volatility (6M)Calculated over the trailing 6-month period | 18.39% | 16.42% | +1.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.05% | 24.40% | -0.35% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.24% | 20.78% | -4.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.13% | 20.91% | -4.78% |