BILT vs. XLUI

Last updated Jun 23, 2026

BILT (iShares Infrastructure Active ETF) and XLUI (State Street Utilities Select Sector SPDR Premium Income ETF) are both Utilities Equities funds. Both are actively managed. A 0.69 correlation means they provide meaningful diversification when combined. BILT charges 0.60%/yr vs 0.35%/yr for XLUI.

Performance

BILT vs. XLUI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in iShares Infrastructure Active ETF (BILT) and State Street Utilities Select Sector SPDR Premium Income ETF (XLUI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BILT achieves a 12.98% return, which is significantly higher than XLUI's 8.07% return.

BILT

• 1D: 0.41%
• 1M: -1.21%
• YTD: 12.98%
• 6M: 13.89%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XLUI

• 1D: 0.53%
• 1M: 0.42%
• YTD: 8.07%
• 6M: 8.98%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BILT vs. XLUI - Yearly Performance Comparison

	2026 (YTD)	2025
BILT iShares Infrastructure Active ETF	12.98%	4.16%
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	8.07%	0.51%

Correlation

The correlation between BILT and XLUI is 0.69, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 31, 2025	0.69

Return for Risk

BILT vs. XLUI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares Infrastructure Active ETF (BILT) and State Street Utilities Select Sector SPDR Premium Income ETF (XLUI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

BILT vs. XLUI - Drawdown Comparison

The maximum BILT drawdown since its inception was -5.38%, smaller than the maximum XLUI drawdown of -6.01%. Use the drawdown chart below to compare losses from any high point for BILT and XLUI.

Drawdown Indicators

	BILT	XLUI	Difference
Max Drawdown Largest peak-to-trough decline	-5.38%	-6.01%	+0.63%
Current Drawdown Current decline from peak	-1.85%	-1.80%	-0.05%
Average Drawdown Average peak-to-trough decline	-1.44%	-1.99%	+0.55%

Volatility

Volatility by Period

	BILT	XLUI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	10.29%	11.17%	-0.88%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.29%	11.17%	-0.88%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.29%	11.17%	-0.88%

BILT vs. XLUI - Expense Ratio Comparison

BILT has a 0.60% expense ratio, which is higher than XLUI's 0.35% expense ratio.

Dividends

BILT vs. XLUI - Dividend Comparison

BILT's dividend yield for the trailing twelve months is around 5.77%, less than XLUI's 12.44% yield.

Position	TTM	2025
BILT iShares Infrastructure Active ETF	5.77%	0.99%
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	12.44%	7.12%

Frequently Asked Questions

Can I hold both BILT and XLUI in my portfolio?

BILT and XLUI have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, BILT or XLUI?

On fees, XLUI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BILT or XLUI?

XLUI is cheaper with a 0.35% expense ratio, compared with 0.60% for BILT.

Which ETF pays a higher dividend yield, BILT or XLUI?

XLUI has the higher dividend yield at 12.44%, compared with 5.77% for BILT.

What is the main difference between BILT and XLUI?

They also come from different issuers: iShares and State Street. Their fees differ too: 0.60% for BILT and 0.35% for XLUI.