BFC vs. ESQ

Last updated Apr 1, 2026

Compare and contrast key facts about Bank First Corporation (BFC) and Esquire Financial Holdings Inc (ESQ).

Performance

BFC vs. ESQ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Bank First Corporation (BFC) and Esquire Financial Holdings Inc (ESQ). The values are adjusted to include any dividend payments, if applicable.

BFC vs. ESQ - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BFC Bank First Corporation	11.28%	28.68%	16.37%	-5.32%	30.02%	13.29%	-6.17%	52.07%	5.71%	24.27%
ESQ Esquire Financial Holdings Inc	5.52%	29.37%	60.89%	16.72%	38.33%	64.15%	-26.39%	20.14%	9.93%	29.44%

Fundamentals

Market Cap BFC : $1.33B ESQ : $935.62M
EPS BFC : $7.25 ESQ : $5.87
PE Ratio BFC : 18.62 ESQ : 18.31
PEG Ratio BFC : 2.95 ESQ : 0.63
PS Ratio BFC : 7.24 ESQ : 7.37
PB Ratio BFC : 0.80 ESQ : 3.23
Total Revenue (TTM) BFC : $183.81M ESQ : $126.26M
Gross Profit (TTM) BFC : $124.22M ESQ : $100.39M
EBITDA (TTM) BFC : $70.85M ESQ : $50.98M

Returns By Period

In the year-to-date period, BFC achieves a 11.28% return, which is significantly higher than ESQ's 5.52% return.

BFC

• 1D: 1.21%
• 1M: 0.67%
• YTD: 11.28%
• 6M: 12.14%
• 1Y: 40.24%
• 3Y*: 25.65%
• 5Y*: 15.50%
• 10Y*: 19.61%

ESQ

• 1D: 1.46%
• 1M: 6.46%
• YTD: 5.52%
• 6M: 5.72%
• 1Y: 43.67%
• 3Y*: 41.45%
• 5Y*: 36.77%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BFC vs. ESQ — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BFC

BFC Risk / Return Rank: 81
BFC Sharpe Ratio Rank: 83
BFC Sortino Ratio Rank: 79
BFC Omega Ratio Rank: 76
BFC Calmar Ratio Rank: 85
BFC Martin Ratio Rank: 83

ESQ

ESQ Risk / Return Rank: 81
ESQ Sharpe Ratio Rank: 83
ESQ Sortino Ratio Rank: 79
ESQ Omega Ratio Rank: 75
ESQ Calmar Ratio Rank: 85
ESQ Martin Ratio Rank: 85

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BFC vs. ESQ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Bank First Corporation (BFC) and Esquire Financial Holdings Inc (ESQ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BFC	ESQ	Difference
Sharpe ratio Return per unit of total volatility	1.43	1.44	-0.01
Sortino ratio Return per unit of downside risk	2.02	2.08	-0.06
Omega ratio Gain probability vs. loss probability	1.25	1.25	0.00
Calmar ratio Return relative to maximum drawdown	2.80	2.87	-0.07
Martin ratio Return relative to average drawdown	6.55	7.90	-1.35
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BFC vs. ESQ - Sharpe Ratio Comparison

The current BFC Sharpe Ratio is 1.43, which is comparable to the ESQ Sharpe Ratio of 1.44. The chart below compares the historical Sharpe Ratios of BFC and ESQ, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BFC	ESQ	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.43	1.44	-0.01
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.57	1.20	-0.63
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.65	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.25	0.63	-0.38

Correlation

The correlation between BFC and ESQ is 0.37, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

BFC vs. ESQ - Dividend Comparison

BFC's dividend yield for the trailing twelve months is around 3.96%, more than ESQ's 0.67% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BFC Bank First Corporation	3.96%	4.35%	1.56%	1.33%	1.01%	1.58%	1.25%	1.14%	1.46%	1.43%	1.77%	2.23%
ESQ Esquire Financial Holdings Inc	0.67%	0.69%	0.75%	0.95%	0.65%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

BFC vs. ESQ - Drawdown Comparison

The maximum BFC drawdown since its inception was -82.02%, which is greater than ESQ's maximum drawdown of -56.52%. Use the drawdown chart below to compare losses from any high point for BFC and ESQ.

Drawdown Indicators

	BFC	ESQ	Difference
Max Drawdown Largest peak-to-trough decline	-82.02%	-56.52%	-25.50%
Max Drawdown (1Y) Largest decline over 1 year	-14.17%	-15.42%	+1.25%
Max Drawdown (5Y) Largest decline over 5 years	-32.75%	-24.78%	-7.97%
Max Drawdown (10Y) Largest decline over 10 years	-39.78%	—	—
Current Drawdown Current decline from peak	-10.72%	-7.85%	-2.87%
Average Drawdown Average peak-to-trough decline	-27.34%	-10.81%	-16.53%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.06%	5.61%	+0.45%

Volatility

BFC vs. ESQ - Volatility Comparison

The current volatility for Bank First Corporation (BFC) is 6.05%, while Esquire Financial Holdings Inc (ESQ) has a volatility of 9.87%. This indicates that BFC experiences smaller price fluctuations and is considered to be less risky than ESQ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BFC	ESQ	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.05%	9.87%	-3.82%
Volatility (6M) Calculated over the trailing 6-month period	21.56%	23.62%	-2.06%
Volatility (1Y) Calculated over the trailing 1-year period	28.30%	30.55%	-2.25%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	27.34%	30.82%	-3.48%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	30.25%	40.71%	-10.46%

Financials