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Bank First Corporation (BFC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US06211J1007

CUSIP

06211J100

IPO Date

Jan 29, 2002

Highlights

Market Cap

$1.12B

EPS (TTM)

$6.81

PE Ratio

16.49

Total Revenue (TTM)

$194.65M

Gross Profit (TTM)

$134.20M

EBITDA (TTM)

$88.76M

Year Range

$73.72 - $116.26

Target Price

$120.50

Short %

2.01%

Short Ratio

6.67

Share Price Chart


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Compare to other instruments

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Performance

Performance Chart


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Returns By Period

Bank First Corporation (BFC) returned 19.48% year-to-date (YTD) and 43.88% over the past 12 months. Over the past 10 years, BFC delivered an annualized return of 22.64%, outperforming the S&P 500 benchmark at 10.69%.


BFC

YTD

19.48%

1M

18.91%

6M

9.94%

1Y

43.88%

5Y*

21.03%

10Y*

22.64%

^GSPC (Benchmark)

YTD

-0.64%

1M

8.97%

6M

-2.62%

1Y

11.90%

5Y*

15.76%

10Y*

10.69%

*Annualized

Monthly Returns

The table below presents the monthly returns of BFC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20252.11%3.52%-3.40%8.38%7.97%19.48%
2024-2.56%2.44%0.62%-10.94%5.76%1.61%12.24%1.45%-3.12%1.44%16.15%-6.87%16.37%
2023-13.96%2.09%-9.45%-7.05%11.30%9.68%6.20%-12.14%0.16%2.36%2.27%7.67%-4.95%
2022-3.11%0.63%2.53%-1.79%2.79%4.63%1.46%5.66%-5.60%12.64%10.31%-2.06%30.02%
20211.85%5.88%7.59%-3.56%-1.52%-1.74%0.32%1.44%0.56%0.17%-1.07%3.19%13.29%
2020-10.38%-5.64%-5.05%-8.54%21.73%3.13%-2.95%0.31%-5.62%9.05%8.05%-5.99%-6.17%
20194.33%17.75%3.29%8.09%3.61%4.78%-16.04%-5.99%21.94%5.77%-2.99%3.39%52.07%
20182.91%-1.41%2.35%25.41%-8.21%0.96%0.32%0.44%1.69%-4.57%-4.40%-6.30%5.71%
20170.96%2.82%2.49%0.28%-0.99%3.88%2.48%0.94%2.67%8.89%-1.56%9.15%36.37%
2016-9.73%1.96%4.39%5.56%-1.75%0.51%5.36%2.64%0.57%-1.98%12.79%-0.02%20.40%
20150.54%2.65%1.38%-0.64%4.08%-0.09%0.62%-1.03%0.75%0.83%9.69%6.76%28.07%
2014-1.84%1.07%3.51%2.06%4.55%1.50%1.44%-1.65%0.05%1.25%2.38%5.35%21.23%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 90, BFC is among the top 10% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of BFC is 9090
Overall Rank
The Sharpe Ratio Rank of BFC is 9090
Sharpe Ratio Rank
The Sortino Ratio Rank of BFC is 8989
Sortino Ratio Rank
The Omega Ratio Rank of BFC is 8686
Omega Ratio Rank
The Calmar Ratio Rank of BFC is 9595
Calmar Ratio Rank
The Martin Ratio Rank of BFC is 9292
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Bank First Corporation (BFC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Bank First Corporation Sharpe ratios as of May 13, 2025 (values are recalculated daily):

  • 1-Year: 1.43
  • 5-Year: 0.71
  • 10-Year: 0.70
  • All Time: 0.46

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Bank First Corporation compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

Bank First Corporation provided a 4.50% dividend yield over the last twelve months, with an annual payout of $5.15 per share. The company has been increasing its dividends for 2 consecutive years.


1.00%1.20%1.40%1.60%1.80%2.00%2.20%$0.00$0.50$1.00$1.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$5.15$1.55$1.45$0.94$1.14$0.81$0.80$0.68$0.64$0.59$0.63$0.34

Dividend yield

4.50%1.56%1.67%1.01%1.58%1.25%1.14%1.46%1.43%1.77%2.23%1.50%

Monthly Dividends

The table displays the monthly dividend distributions for Bank First Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.45$0.00$3.50$3.95
2024$0.00$0.00$0.35$0.00$0.00$0.35$0.00$0.00$0.40$0.00$0.00$0.45$1.55
2023$0.00$0.00$0.25$0.00$0.00$0.30$0.00$0.00$0.60$0.00$0.00$0.30$1.45
2022$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.25$0.00$0.00$0.25$0.94
2021$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.50$0.00$0.00$0.22$1.14
2020$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.21$0.81
2019$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.80
2018$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.20$0.68
2017$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.64
2016$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.15$0.00$0.00$0.16$0.59
2015$0.12$0.00$0.12$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.63
2014$0.11$0.00$0.00$0.11$0.00$0.00$0.12$0.00$0.00$0.00$0.34

Dividend Yield & Payout


Dividend Yield

Bank First Corporation has a dividend yield of 4.50%, which is quite average when compared to the overall market.

Payout Ratio

Bank First Corporation has a payout ratio of 70.90%, which is quite average when compared to the overall market. This suggests that Bank First Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Bank First Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Bank First Corporation was 73.75%, occurring on Feb 18, 2009. Recovery took 581 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-73.75%Feb 16, 2006290Feb 18, 2009581Nov 15, 2013871
-39.78%Jun 13, 2019191Mar 16, 2020246Mar 8, 2021437
-32.75%Nov 28, 2022102Apr 25, 2023373Oct 17, 2024475
-20.02%May 1, 2018115Dec 20, 201850Mar 7, 2019165
-18.63%Mar 2, 200530May 9, 200523Aug 9, 200553

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Bank First Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Bank First Corporation, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 12.7% positive surprise.


0.801.001.201.401.601.8020212022202320242025
1.82
1.62
Actual
Estimate

Valuation

The Valuation section provides an overview of how Bank First Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for BFC, comparing it with other companies in the Banks - Regional industry. Currently, BFC has a P/E ratio of 16.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for BFC relative to other companies in the Banks - Regional industry. Currently, BFC has a P/S ratio of 6.9. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for BFC in comparison with other companies in the Banks - Regional industry. Currently, BFC has a P/B value of 1.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items