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ARGVX vs. LTFIX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

ARGVX vs. LTFIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Century Investments One Choice 2060 Portfolio (ARGVX) and Principal LifeTime 2055 Fund (LTFIX). The values are adjusted to include any dividend payments, if applicable.

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ARGVX vs. LTFIX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
ARGVX
American Century Investments One Choice 2060 Portfolio
-1.86%15.81%12.48%16.07%-17.87%14.38%18.10%24.96%-8.19%18.89%
LTFIX
Principal LifeTime 2055 Fund
-2.46%17.80%17.28%20.33%-18.84%17.73%16.47%27.27%-9.03%22.52%

Returns By Period

In the year-to-date period, ARGVX achieves a -1.86% return, which is significantly higher than LTFIX's -2.46% return. Over the past 10 years, ARGVX has underperformed LTFIX with an annualized return of 9.16%, while LTFIX has yielded a comparatively higher 10.52% annualized return.


ARGVX

1D
2.33%
1M
-5.55%
YTD
-1.86%
6M
-0.06%
1Y
14.70%
3Y*
11.82%
5Y*
5.78%
10Y*
9.16%

LTFIX

1D
2.90%
1M
-5.23%
YTD
-2.46%
6M
-0.55%
1Y
15.33%
3Y*
15.19%
5Y*
7.74%
10Y*
10.52%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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ARGVX vs. LTFIX - Expense Ratio Comparison

ARGVX has a 0.88% expense ratio, which is higher than LTFIX's 0.01% expense ratio.


Return for Risk

ARGVX vs. LTFIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ARGVX
ARGVX Risk / Return Rank: 5252
Overall Rank
ARGVX Sharpe Ratio Rank: 5050
Sharpe Ratio Rank
ARGVX Sortino Ratio Rank: 5151
Sortino Ratio Rank
ARGVX Omega Ratio Rank: 5050
Omega Ratio Rank
ARGVX Calmar Ratio Rank: 5151
Calmar Ratio Rank
ARGVX Martin Ratio Rank: 5858
Martin Ratio Rank

LTFIX
LTFIX Risk / Return Rank: 5151
Overall Rank
LTFIX Sharpe Ratio Rank: 4646
Sharpe Ratio Rank
LTFIX Sortino Ratio Rank: 5050
Sortino Ratio Rank
LTFIX Omega Ratio Rank: 4747
Omega Ratio Rank
LTFIX Calmar Ratio Rank: 4949
Calmar Ratio Rank
LTFIX Martin Ratio Rank: 6363
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ARGVX vs. LTFIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Century Investments One Choice 2060 Portfolio (ARGVX) and Principal LifeTime 2055 Fund (LTFIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


ARGVXLTFIXDifference

Sharpe ratio

Return per unit of total volatility

1.07

0.99

+0.08

Sortino ratio

Return per unit of downside risk

1.58

1.51

+0.07

Omega ratio

Gain probability vs. loss probability

1.23

1.21

+0.02

Calmar ratio

Return relative to maximum drawdown

1.50

1.38

+0.12

Martin ratio

Return relative to average drawdown

6.53

6.60

-0.08

ARGVX vs. LTFIX - Sharpe Ratio Comparison

The current ARGVX Sharpe Ratio is 1.07, which is comparable to the LTFIX Sharpe Ratio of 0.99. The chart below compares the historical Sharpe Ratios of ARGVX and LTFIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


ARGVXLTFIXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.07

0.99

+0.08

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.43

0.50

-0.07

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.63

0.67

-0.03

Sharpe Ratio (All Time)

Calculated using the full available price history

0.63

0.43

+0.20

Correlation

The correlation between ARGVX and LTFIX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

ARGVX vs. LTFIX - Dividend Comparison

ARGVX's dividend yield for the trailing twelve months is around 10.90%, more than LTFIX's 8.95% yield.


TTM20252024202320222021202020192018201720162015
ARGVX
American Century Investments One Choice 2060 Portfolio
10.90%10.70%3.22%1.62%7.48%6.43%3.31%5.69%4.97%1.78%1.02%0.00%
LTFIX
Principal LifeTime 2055 Fund
8.95%8.73%8.47%4.17%8.60%5.83%3.91%6.03%6.60%3.51%3.99%4.51%

Drawdowns

ARGVX vs. LTFIX - Drawdown Comparison

The maximum ARGVX drawdown since its inception was -30.85%, smaller than the maximum LTFIX drawdown of -52.73%. Use the drawdown chart below to compare losses from any high point for ARGVX and LTFIX.


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Drawdown Indicators


ARGVXLTFIXDifference

Max Drawdown

Largest peak-to-trough decline

-30.85%

-52.73%

+21.88%

Max Drawdown (1Y)

Largest decline over 1 year

-9.94%

-11.48%

+1.54%

Max Drawdown (5Y)

Largest decline over 5 years

-25.97%

-26.80%

+0.83%

Max Drawdown (10Y)

Largest decline over 10 years

-30.85%

-33.50%

+2.65%

Current Drawdown

Current decline from peak

-6.44%

-6.06%

-0.38%

Average Drawdown

Average peak-to-trough decline

-4.88%

-7.70%

+2.82%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.29%

2.40%

-0.11%

Volatility

ARGVX vs. LTFIX - Volatility Comparison

The current volatility for American Century Investments One Choice 2060 Portfolio (ARGVX) is 5.17%, while Principal LifeTime 2055 Fund (LTFIX) has a volatility of 5.91%. This indicates that ARGVX experiences smaller price fluctuations and is considered to be less risky than LTFIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


ARGVXLTFIXDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.17%

5.91%

-0.74%

Volatility (6M)

Calculated over the trailing 6-month period

8.03%

9.34%

-1.31%

Volatility (1Y)

Calculated over the trailing 1-year period

13.95%

15.96%

-2.01%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

13.46%

15.42%

-1.96%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

14.47%

15.80%

-1.33%