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ARCVX vs. PMTIX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

ARCVX vs. PMTIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Century Investments One Choice 2030 Portfolio (ARCVX) and Principal LifeTime 2030 Fund (PMTIX). The values are adjusted to include any dividend payments, if applicable.

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ARCVX vs. PMTIX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
ARCVX
American Century Investments One Choice 2030 Portfolio
-2.45%11.47%8.10%12.09%-14.77%10.11%12.61%18.54%-2.70%11.48%
PMTIX
Principal LifeTime 2030 Fund
-3.15%13.25%12.86%15.11%-16.81%12.70%14.71%22.40%-7.45%18.41%

Returns By Period

In the year-to-date period, ARCVX achieves a -2.45% return, which is significantly higher than PMTIX's -3.15% return. Over the past 10 years, ARCVX has underperformed PMTIX with an annualized return of 6.39%, while PMTIX has yielded a comparatively higher 8.05% annualized return.


ARCVX

1D
0.08%
1M
-5.31%
YTD
-2.45%
6M
-0.95%
1Y
8.21%
3Y*
7.89%
5Y*
3.92%
10Y*
6.39%

PMTIX

1D
0.00%
1M
-5.66%
YTD
-3.15%
6M
-1.49%
1Y
9.21%
3Y*
10.71%
5Y*
5.31%
10Y*
8.05%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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ARCVX vs. PMTIX - Expense Ratio Comparison

ARCVX has a 0.78% expense ratio, which is higher than PMTIX's 0.01% expense ratio.


Return for Risk

ARCVX vs. PMTIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ARCVX
ARCVX Risk / Return Rank: 5252
Overall Rank
ARCVX Sharpe Ratio Rank: 5353
Sharpe Ratio Rank
ARCVX Sortino Ratio Rank: 5252
Sortino Ratio Rank
ARCVX Omega Ratio Rank: 5151
Omega Ratio Rank
ARCVX Calmar Ratio Rank: 5151
Calmar Ratio Rank
ARCVX Martin Ratio Rank: 5555
Martin Ratio Rank

PMTIX
PMTIX Risk / Return Rank: 4949
Overall Rank
PMTIX Sharpe Ratio Rank: 4949
Sharpe Ratio Rank
PMTIX Sortino Ratio Rank: 4949
Sortino Ratio Rank
PMTIX Omega Ratio Rank: 4848
Omega Ratio Rank
PMTIX Calmar Ratio Rank: 4545
Calmar Ratio Rank
PMTIX Martin Ratio Rank: 5454
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ARCVX vs. PMTIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Century Investments One Choice 2030 Portfolio (ARCVX) and Principal LifeTime 2030 Fund (PMTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


ARCVXPMTIXDifference

Sharpe ratio

Return per unit of total volatility

1.00

0.95

+0.05

Sortino ratio

Return per unit of downside risk

1.44

1.41

+0.03

Omega ratio

Gain probability vs. loss probability

1.21

1.20

+0.01

Calmar ratio

Return relative to maximum drawdown

1.23

1.12

+0.11

Martin ratio

Return relative to average drawdown

5.36

5.30

+0.07

ARCVX vs. PMTIX - Sharpe Ratio Comparison

The current ARCVX Sharpe Ratio is 1.00, which is comparable to the PMTIX Sharpe Ratio of 0.95. The chart below compares the historical Sharpe Ratios of ARCVX and PMTIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


ARCVXPMTIXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.00

0.95

+0.05

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.44

0.51

-0.07

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.67

0.72

-0.05

Sharpe Ratio (All Time)

Calculated using the full available price history

0.47

0.47

0.00

Correlation

The correlation between ARCVX and PMTIX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

ARCVX vs. PMTIX - Dividend Comparison

ARCVX's dividend yield for the trailing twelve months is around 12.91%, more than PMTIX's 10.01% yield.


TTM20252024202320222021202020192018201720162015
ARCVX
American Century Investments One Choice 2030 Portfolio
12.91%12.60%4.84%2.81%5.59%8.09%5.87%7.54%10.28%1.18%2.03%6.16%
PMTIX
Principal LifeTime 2030 Fund
10.01%9.69%9.60%4.26%10.05%8.87%6.37%6.49%8.21%5.87%3.97%9.44%

Drawdowns

ARCVX vs. PMTIX - Drawdown Comparison

The maximum ARCVX drawdown since its inception was -39.94%, smaller than the maximum PMTIX drawdown of -52.14%. Use the drawdown chart below to compare losses from any high point for ARCVX and PMTIX.


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Drawdown Indicators


ARCVXPMTIXDifference

Max Drawdown

Largest peak-to-trough decline

-39.94%

-52.14%

+12.20%

Max Drawdown (1Y)

Largest decline over 1 year

-6.33%

-7.49%

+1.16%

Max Drawdown (5Y)

Largest decline over 5 years

-20.54%

-23.05%

+2.51%

Max Drawdown (10Y)

Largest decline over 10 years

-22.29%

-25.87%

+3.58%

Current Drawdown

Current decline from peak

-5.46%

-5.85%

+0.39%

Average Drawdown

Average peak-to-trough decline

-5.00%

-6.83%

+1.83%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.45%

1.59%

-0.14%

Volatility

ARCVX vs. PMTIX - Volatility Comparison

The current volatility for American Century Investments One Choice 2030 Portfolio (ARCVX) is 2.75%, while Principal LifeTime 2030 Fund (PMTIX) has a volatility of 3.33%. This indicates that ARCVX experiences smaller price fluctuations and is considered to be less risky than PMTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


ARCVXPMTIXDifference

Volatility (1M)

Calculated over the trailing 1-month period

2.75%

3.33%

-0.58%

Volatility (6M)

Calculated over the trailing 6-month period

4.66%

5.61%

-0.95%

Volatility (1Y)

Calculated over the trailing 1-year period

8.35%

9.78%

-1.43%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

8.99%

10.53%

-1.54%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

9.57%

11.19%

-1.62%