ADSIX vs. BULIX

Last updated Jun 5, 2026

ADSIX (American Century Disciplined Growth Fund) and BULIX (American Century Utilities Fund) are both mutual funds - ADSIX is a Large Cap Growth Equities fund managed by American Century, while BULIX is a Utilities Equities fund managed by American Century. Over the past 10 years, ADSIX returned 15.99%/yr vs 6.81%/yr for BULIX. A 0.53 correlation means they provide meaningful diversification when combined. ADSIX charges 0.99%/yr vs 0.65%/yr for BULIX.

Performance

ADSIX vs. BULIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Century Disciplined Growth Fund (ADSIX) and American Century Utilities Fund (BULIX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ADSIX achieves a 6.52% return, which is significantly higher than BULIX's 3.86% return. Over the past 10 years, ADSIX has outperformed BULIX with an annualized return of 15.99%, while BULIX has yielded a comparatively lower 6.81% annualized return.

ADSIX

• 1D: -1.33%
• 1M: 6.01%
• YTD: 6.52%
• 6M: 5.78%
• 1Y: 23.45%
• 3Y*: 23.96%
• 5Y*: 13.58%
• 10Y*: 15.99%

BULIX

• 1D: -0.52%
• 1M: -5.42%
• YTD: 3.86%
• 6M: 2.77%
• 1Y: 12.20%
• 3Y*: 14.91%
• 5Y*: 8.09%
• 10Y*: 6.81%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ADSIX vs. BULIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ADSIX American Century Disciplined Growth Fund	6.52%	17.24%	31.19%	43.07%	-31.44%	24.46%	33.28%	30.00%	-5.57%	26.05%
BULIX American Century Utilities Fund	3.86%	16.76%	24.32%	-7.51%	-4.37%	13.77%	-2.38%	19.94%	1.82%	0.59%

Correlation

The correlation between ADSIX and BULIX is 0.03, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.03
Correlation (3Y) Calculated over the trailing 3-year period	0.12
Correlation (5Y) Calculated over the trailing 5-year period	0.29
Correlation (10Y) Calculated over the trailing 10-year period	0.33
Correlation (All Time) Calculated using the full available price history since Oct 4, 2005	0.53

Over the past year, the correlation between ADSIX and BULIX has dropped to 0.03 - well below their long-term average of 0.53, suggesting their price drivers have been diverging.

Return for Risk

ADSIX vs. BULIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ADSIX

ADSIX Risk / Return Rank: 23
ADSIX Sharpe Ratio Rank: 30
ADSIX Sortino Ratio Rank: 26
ADSIX Omega Ratio Rank: 27
ADSIX Calmar Ratio Rank: 17
ADSIX Martin Ratio Rank: 17

BULIX

BULIX Risk / Return Rank: 10
BULIX Sharpe Ratio Rank: 9
BULIX Sortino Ratio Rank: 9
BULIX Omega Ratio Rank: 9
BULIX Calmar Ratio Rank: 12
BULIX Martin Ratio Rank: 10

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ADSIX vs. BULIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Century Disciplined Growth Fund (ADSIX) and American Century Utilities Fund (BULIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ADSIX	BULIX	Difference
Sharpe ratio: Return per unit of total volatility	1.54	0.74	+0.80
Sortino ratio: Return per unit of downside risk	2.11	1.08	+1.02
Omega ratio: Gain probability vs. loss probability	1.27	1.13	+0.13
Calmar ratio: Return relative to maximum drawdown	1.43	1.15	+0.28
Martin ratio: Return relative to average drawdown	4.52	2.82	+1.71
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ADSIX vs. BULIX - Sharpe Ratio Comparison

The current ADSIX Sharpe Ratio is 1.54, which is higher than the BULIX Sharpe Ratio of 0.74. The chart below compares the historical Sharpe Ratios of ADSIX and BULIX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	ADSIX	BULIX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.54	0.74	+0.80
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.64	0.49	+0.15
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.76	0.38	+0.38
Sharpe Ratio (All Time) Calculated using the full available price history	0.57	0.45	+0.12

Drawdowns

ADSIX vs. BULIX - Drawdown Comparison

The maximum ADSIX drawdown since its inception was -53.04%, roughly equal to the maximum BULIX drawdown of -55.21%. Use the drawdown chart below to compare losses from any high point for ADSIX and BULIX.

Drawdown Indicators

	ADSIX	BULIX	Difference
Max Drawdown Largest peak-to-trough decline	-53.04%	-55.21%	+2.17%
Max Drawdown (1Y) Largest decline over 1 year	-16.79%	-8.93%	-7.86%
Max Drawdown (3Y) Largest decline over 3 years	-24.11%	-16.54%	-7.57%
Max Drawdown (5Y) Largest decline over 5 years	-34.49%	-24.56%	-9.93%
Max Drawdown (10Y) Largest decline over 10 years	-34.49%	-33.86%	-0.63%
Current Drawdown Current decline from peak	-1.65%	-7.86%	+6.21%
Average Drawdown Average peak-to-trough decline	-8.23%	-10.03%	+1.80%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.28%	3.65%	+1.63%

Volatility

ADSIX vs. BULIX - Volatility Comparison

The current volatility for American Century Disciplined Growth Fund (ADSIX) is 3.55%, while American Century Utilities Fund (BULIX) has a volatility of 5.16%. This indicates that ADSIX experiences smaller price fluctuations and is considered to be less risky than BULIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ADSIX	BULIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.55%	5.16%	-1.61%
Volatility (6M) Calculated over the trailing 6-month period	11.68%	10.93%	+0.75%
Volatility (1Y) Calculated over the trailing 1-year period	15.53%	13.86%	+1.67%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	21.39%	16.71%	+4.68%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	21.10%	18.05%	+3.05%

ADSIX vs. BULIX - Expense Ratio Comparison

ADSIX has a 0.99% expense ratio, which is higher than BULIX's 0.65% expense ratio.

Dividends

ADSIX vs. BULIX - Dividend Comparison

ADSIX's dividend yield for the trailing twelve months is around 12.77%, more than BULIX's 10.98% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ADSIX American Century Disciplined Growth Fund	12.77%	13.61%	43.82%	0.04%	0.00%	21.63%	19.18%	9.12%	18.62%	9.40%	0.62%	1.76%
BULIX American Century Utilities Fund	10.98%	11.60%	2.36%	2.65%	7.78%	7.50%	7.55%	2.97%	6.91%	7.70%	6.99%	5.87%

Frequently Asked Questions

Can I hold both ADSIX and BULIX in my portfolio?

ADSIX and BULIX have a correlation of 0.03, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, ADSIX or BULIX?

BULIX has higher volatility (5.16%) compared to ADSIX (3.55%). In terms of maximum drawdown, ADSIX dropped -53.04% vs BULIX's -55.21%.

Which has better risk-adjusted returns?

ADSIX currently has the higher Sharpe Ratio (1.54 vs 0.74), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.