AAGTX vs. AMCPX
Compare and contrast key facts about American Funds 2040 Target Date Retirement Fund (AAGTX) and American Funds AMCAP Fund Class A (AMCPX).
AAGTX is managed by American Funds. It was launched on Jan 31, 2007. AMCPX is managed by American Funds. It was launched on Jan 5, 1967.
Performance
AAGTX vs. AMCPX - Performance Comparison
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AAGTX vs. AMCPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAGTX American Funds 2040 Target Date Retirement Fund | -4.79% | 19.16% | 14.37% | 18.95% | -17.80% | 16.51% | 18.41% | 23.94% | -5.86% | 21.63% |
AMCPX American Funds AMCAP Fund Class A | -11.82% | 17.68% | 21.11% | 31.04% | -28.67% | 20.57% | 21.42% | 26.35% | -4.42% | 22.08% |
Returns By Period
In the year-to-date period, AAGTX achieves a -4.79% return, which is significantly higher than AMCPX's -11.82% return. Both investments have delivered pretty close results over the past 10 years, with AAGTX having a 10.28% annualized return and AMCPX not far ahead at 10.59%.
AAGTX
- 1D
- -0.23%
- 1M
- -8.15%
- YTD
- -4.79%
- 6M
- -2.00%
- 1Y
- 14.41%
- 3Y*
- 13.49%
- 5Y*
- 7.31%
- 10Y*
- 10.28%
AMCPX
- 1D
- -0.37%
- 1M
- -10.12%
- YTD
- -11.82%
- 6M
- -9.34%
- 1Y
- 11.06%
- 3Y*
- 14.39%
- 5Y*
- 6.22%
- 10Y*
- 10.59%
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AAGTX vs. AMCPX - Expense Ratio Comparison
AAGTX has a 0.33% expense ratio, which is lower than AMCPX's 0.65% expense ratio.
Return for Risk
AAGTX vs. AMCPX — Risk / Return Rank
AAGTX
AMCPX
AAGTX vs. AMCPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2040 Target Date Retirement Fund (AAGTX) and American Funds AMCAP Fund Class A (AMCPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAGTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.10 | 0.56 | +0.54 |
Sortino ratioReturn per unit of downside risk | 1.64 | 0.94 | +0.69 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.13 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 1.39 | 0.59 | +0.80 |
Martin ratioReturn relative to average drawdown | 6.27 | 2.42 | +3.85 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAGTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.10 | 0.56 | +0.54 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.56 | 0.33 | +0.23 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.57 | +0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.57 | -0.08 |
Correlation
The correlation between AAGTX and AMCPX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAGTX vs. AMCPX - Dividend Comparison
AAGTX's dividend yield for the trailing twelve months is around 6.25%, less than AMCPX's 9.90% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAGTX American Funds 2040 Target Date Retirement Fund | 6.25% | 5.95% | 3.50% | 2.51% | 6.40% | 4.94% | 3.26% | 4.29% | 4.94% | 2.42% | 3.59% | 5.12% |
AMCPX American Funds AMCAP Fund Class A | 9.90% | 8.73% | 8.19% | 3.26% | 7.54% | 3.43% | 3.88% | 4.90% | 7.84% | 5.37% | 3.81% | 8.86% |
Drawdowns
AAGTX vs. AMCPX - Drawdown Comparison
The maximum AAGTX drawdown since its inception was -50.03%, smaller than the maximum AMCPX drawdown of -62.37%. Use the drawdown chart below to compare losses from any high point for AAGTX and AMCPX.
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Drawdown Indicators
| AAGTX | AMCPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.03% | -62.37% | +12.34% |
Max Drawdown (1Y)Largest decline over 1 year | -9.25% | -14.18% | +4.93% |
Max Drawdown (5Y)Largest decline over 5 years | -25.09% | -36.90% | +11.81% |
Max Drawdown (10Y)Largest decline over 10 years | -28.54% | -36.90% | +8.36% |
Current DrawdownCurrent decline from peak | -8.42% | -14.18% | +5.76% |
Average DrawdownAverage peak-to-trough decline | -7.05% | -9.60% | +2.55% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.06% | 3.47% | -1.41% |
Volatility
AAGTX vs. AMCPX - Volatility Comparison
The current volatility for American Funds 2040 Target Date Retirement Fund (AAGTX) is 3.94%, while American Funds AMCAP Fund Class A (AMCPX) has a volatility of 5.26%. This indicates that AAGTX experiences smaller price fluctuations and is considered to be less risky than AMCPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAGTX | AMCPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.94% | 5.26% | -1.32% |
Volatility (6M)Calculated over the trailing 6-month period | 7.71% | 11.06% | -3.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.18% | 19.60% | -6.42% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.20% | 19.12% | -5.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.07% | 18.63% | -4.56% |