4UBI.DE vs. HPAU.DE
4UBI.DE (UBS ETF (IE) MSCI USA Socially Responsible UCITS ETF (USD) Acc) and HPAU.DE (HSBC MSCI USA Climate Paris Aligned UCITS ETF USD Acc) are both Large Cap Blend Equities funds - 4UBI.DE tracks the MSCI USA SRI Low Carbon Select 5% Issuer Capped while HPAU.DE tracks the MSCI USA Climate Paris Aligned. Both are passively managed. Over the past 3 years, 4UBI.DE returned 17.04%/yr vs 16.41%/yr for HPAU.DE. Their correlation of 0.93 suggests significant overlap in exposure. 4UBI.DE charges 0.19%/yr vs 0.12%/yr for HPAU.DE.
Performance
4UBI.DE vs. HPAU.DE - Performance Comparison
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Returns By Period
In the year-to-date period, 4UBI.DE achieves a 16.00% return, which is significantly higher than HPAU.DE's 7.59% return.
4UBI.DE
- 1D
- 0.00%
- 1M
- 3.69%
- YTD
- 16.00%
- 6M
- 16.25%
- 1Y
- 26.38%
- 3Y*
- 17.04%
- 5Y*
- 12.10%
- 10Y*
- —
HPAU.DE
- 1D
- 0.00%
- 1M
- -1.10%
- YTD
- 7.59%
- 6M
- 7.82%
- 1Y
- 19.86%
- 3Y*
- 16.41%
- 5Y*
- —
- 10Y*
- —
4UBI.DE vs. HPAU.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
4UBI.DE UBS ETF (IE) MSCI USA Socially Responsible UCITS ETF (USD) Acc | 16.00% | -1.05% | 26.19% | 28.05% | -21.21% | 15.07% |
HPAU.DE HSBC MSCI USA Climate Paris Aligned UCITS ETF USD Acc | 7.59% | 1.05% | 32.02% | 25.22% | -19.66% | 11.93% |
Correlation
The correlation between 4UBI.DE and HPAU.DE is 0.85, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.85 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.90 |
Correlation (All Time) Calculated using the full available price history since Aug 10, 2021 | 0.93 |
The correlation between 4UBI.DE and HPAU.DE has been stable across timeframes, ranging from 0.85 to 0.93 - a consistent structural relationship.
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Return for Risk
4UBI.DE vs. HPAU.DE — Risk / Return Rank
4UBI.DE
HPAU.DE
4UBI.DE vs. HPAU.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UBS ETF (IE) MSCI USA Socially Responsible UCITS ETF (USD) Acc (4UBI.DE) and HSBC MSCI USA Climate Paris Aligned UCITS ETF USD Acc (HPAU.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| 4UBI.DE | HPAU.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.44 | ||
| Sortino ratioReturn per unit of downside risk | -0.38 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.26 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.31 | 1.76 | -0.45 |
| Martin ratioReturn relative to average drawdown | 2.42 | 5.07 | -2.66 |
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Drawdowns
4UBI.DE vs. HPAU.DE - Drawdown Comparison
The maximum 4UBI.DE drawdown since its inception was -24.63%, roughly equal to the maximum HPAU.DE drawdown of -25.26%. Use the drawdown chart below to compare losses from any high point for 4UBI.DE and HPAU.DE.
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Drawdown Indicators
| 4UBI.DE | HPAU.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.63% | -25.26% | +0.63% |
Max Drawdown (1Y)Largest decline over 1 year | -20.21% | -11.34% | -8.87% |
Max Drawdown (3Y)Largest decline over 3 years | -24.63% | -25.26% | +0.63% |
Max Drawdown (5Y)Largest decline over 5 years | -24.63% | — | — |
Current DrawdownCurrent decline from peak | -0.77% | -3.79% | +3.02% |
Average DrawdownAverage peak-to-trough decline | -7.38% | -7.09% | -0.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.92% | 3.93% | +6.99% |
Volatility
4UBI.DE vs. HPAU.DE - Volatility Comparison
UBS ETF (IE) MSCI USA Socially Responsible UCITS ETF (USD) Acc (4UBI.DE) and HSBC MSCI USA Climate Paris Aligned UCITS ETF USD Acc (HPAU.DE) have volatilities of 4.04% and 4.16%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| 4UBI.DE | HPAU.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.04% | 4.16% | -0.12% |
Volatility (6M)Calculated over the trailing 6-month period | 10.27% | 9.46% | +0.81% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.67% | 13.58% | +12.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.21% | 16.63% | +2.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.39% | 16.63% | +1.76% |
4UBI.DE vs. HPAU.DE - Expense Ratio Comparison
4UBI.DE has a 0.19% expense ratio, which is higher than HPAU.DE's 0.12% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
4UBI.DE vs. HPAU.DE - Dividend Comparison
Neither 4UBI.DE nor HPAU.DE has paid dividends to shareholders.
Frequently Asked Questions
4UBI.DE and HPAU.DE have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, HPAU.DE is cheaper at 0.12% per year. The better choice depends on whether you care most about return, fees, risk, or income.
HPAU.DE is cheaper with a 0.12% expense ratio, compared with 0.19% for 4UBI.DE.
4UBI.DE tracks MSCI USA SRI Low Carbon Select 5% Issuer Capped, while HPAU.DE tracks MSCI USA Climate Paris Aligned. They also come from different issuers: UBS and HSBC. Their fees differ too: 0.19% for 4UBI.DE and 0.12% for HPAU.DE.
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