4UBF.DE vs. QDVL.DE
4UBF.DE (UBS ETF (LU) Bloomberg MSCI Euro Area Liquid Corporates Sustainable UCITS ETF (EUR) Acc) and QDVL.DE (iShares EUR Corporate Bond 0-3yr ESG UCITS ETF EUR (Dist)) are both European Corporate Bonds funds - 4UBF.DE tracks the Bloomberg MSCI Euro Area Liquid Corporates Sustainable while QDVL.DE tracks the Bloomberg MSCI Euro Corporate 0-3 Sustainable SRI. Both are passively managed. Over the past 5 years, 4UBF.DE returned -0.23%/yr vs 1.61%/yr for QDVL.DE. A 0.62 correlation means they provide meaningful diversification when combined. 4UBF.DE charges 0.13%/yr vs 0.12%/yr for QDVL.DE.
Performance
4UBF.DE vs. QDVL.DE - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with 4UBF.DE having a 0.73% return and QDVL.DE slightly higher at 0.74%.
4UBF.DE
- 1D
- 0.12%
- 1M
- 0.81%
- YTD
- 0.73%
- 6M
- 0.31%
- 1Y
- 2.01%
- 3Y*
- 4.95%
- 5Y*
- -0.23%
- 10Y*
- —
QDVL.DE
- 1D
- 0.04%
- 1M
- 0.35%
- YTD
- 0.74%
- 6M
- 0.74%
- 1Y
- 1.95%
- 3Y*
- 3.75%
- 5Y*
- 1.61%
- 10Y*
- 0.90%
4UBF.DE vs. QDVL.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
4UBF.DE UBS ETF (LU) Bloomberg MSCI Euro Area Liquid Corporates Sustainable UCITS ETF (EUR) Acc | 0.73% | 3.23% | 4.51% | 8.22% | -15.67% | -0.28% |
QDVL.DE iShares EUR Corporate Bond 0-3yr ESG UCITS ETF EUR (Dist) | 0.74% | 2.81% | 4.24% | 4.30% | -3.63% | -0.26% |
Correlation
The correlation between 4UBF.DE and QDVL.DE is 0.53, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.53 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.56 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.62 |
Correlation (All Time) Calculated using the full available price history since Apr 20, 2021 | 0.62 |
The correlation between 4UBF.DE and QDVL.DE has been stable across timeframes, ranging from 0.53 to 0.62 - a consistent structural relationship.
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Return for Risk
4UBF.DE vs. QDVL.DE — Risk / Return Rank
4UBF.DE
QDVL.DE
4UBF.DE vs. QDVL.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UBS ETF (LU) Bloomberg MSCI Euro Area Liquid Corporates Sustainable UCITS ETF (EUR) Acc (4UBF.DE) and iShares EUR Corporate Bond 0-3yr ESG UCITS ETF EUR (Dist) (QDVL.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| 4UBF.DE | QDVL.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.10 | ||
| Sortino ratioReturn per unit of downside risk | -1.72 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.33 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | 0.69 | 2.08 | -1.39 |
| Martin ratioReturn relative to average drawdown | 2.30 | 8.99 | -6.69 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| 4UBF.DE | QDVL.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.55 | 1.65 | -1.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.04 | 1.01 | -1.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.31 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.04 | 0.32 | -0.36 |
Drawdowns
4UBF.DE vs. QDVL.DE - Drawdown Comparison
The maximum 4UBF.DE drawdown since its inception was -19.99%, which is greater than QDVL.DE's maximum drawdown of -8.22%. Use the drawdown chart below to compare losses from any high point for 4UBF.DE and QDVL.DE.
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Drawdown Indicators
| 4UBF.DE | QDVL.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.99% | -8.22% | -11.77% |
Max Drawdown (1Y)Largest decline over 1 year | -2.88% | -0.93% | -1.95% |
Max Drawdown (3Y)Largest decline over 3 years | -2.88% | -0.93% | -1.95% |
Max Drawdown (5Y)Largest decline over 5 years | -19.99% | -4.90% | -15.09% |
Max Drawdown (10Y)Largest decline over 10 years | — | -8.22% | — |
Current DrawdownCurrent decline from peak | -2.81% | -0.01% | -2.80% |
Average DrawdownAverage peak-to-trough decline | -8.54% | -0.71% | -7.83% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.87% | 0.22% | +0.65% |
Volatility
4UBF.DE vs. QDVL.DE - Volatility Comparison
UBS ETF (LU) Bloomberg MSCI Euro Area Liquid Corporates Sustainable UCITS ETF (EUR) Acc (4UBF.DE) has a higher volatility of 1.25% compared to iShares EUR Corporate Bond 0-3yr ESG UCITS ETF EUR (Dist) (QDVL.DE) at 0.34%. This indicates that 4UBF.DE's price experiences larger fluctuations and is considered to be riskier than QDVL.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| 4UBF.DE | QDVL.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.25% | 0.34% | +0.91% |
Volatility (6M)Calculated over the trailing 6-month period | 3.11% | 1.02% | +2.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.67% | 1.18% | +2.49% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.08% | 1.58% | +3.50% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.02% | 2.86% | +2.16% |
4UBF.DE vs. QDVL.DE - Expense Ratio Comparison
4UBF.DE has a 0.13% expense ratio, which is higher than QDVL.DE's 0.12% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
4UBF.DE vs. QDVL.DE - Dividend Comparison
4UBF.DE has not paid dividends to shareholders, while QDVL.DE's dividend yield for the trailing twelve months is around 2.91%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
4UBF.DE UBS ETF (LU) Bloomberg MSCI Euro Area Liquid Corporates Sustainable UCITS ETF (EUR) Acc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
QDVL.DE iShares EUR Corporate Bond 0-3yr ESG UCITS ETF EUR (Dist) | 2.91% | 3.04% | 2.95% | 1.95% | 0.31% | 0.13% | 0.23% | 0.27% | 0.13% | 0.12% | 0.17% |
Frequently Asked Questions
4UBF.DE and QDVL.DE have a correlation of 0.53, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, QDVL.DE is cheaper at 0.12% per year. The better choice depends on whether you care most about return, fees, risk, or income.
QDVL.DE is cheaper with a 0.12% expense ratio, compared with 0.13% for 4UBF.DE.
4UBF.DE tracks Bloomberg MSCI Euro Area Liquid Corporates Sustainable, while QDVL.DE tracks Bloomberg MSCI Euro Corporate 0-3 Sustainable SRI. They also come from different issuers: UBS and iShares. Their fees differ too: 0.13% for 4UBF.DE and 0.12% for QDVL.DE.
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