Yiren Digital Ltd. (YRD)
Company Info
Highlights
$422.50M
$3.16
1.54
1.24
$4.47B
$3.77B
$1.50B
$3.87 - $9.20
$2.03
0.63%
0.27
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Yiren Digital Ltd., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Yiren Digital Ltd. had a return of 18.33% year-to-date (YTD) and 31.87% in the last 12 months.
YRD
18.33%
12.92%
33.96%
31.87%
4.61%
N/A
^GSPC (Benchmark)
2.70%
1.65%
12.98%
21.82%
12.92%
11.38%
Monthly Returns
The table below presents the monthly returns of YRD, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 37.82% | 19.30% | -12.09% | 11.75% | -3.97% | -6.41% | 4.86% | -4.84% | 30.93% | -0.88% | -10.82% | -4.57% | 60.01% |
| 2023 | 140.15% | -18.84% | -20.23% | -0.47% | -4.71% | 12.62% | 17.80% | 0.37% | -9.66% | -9.06% | 28.05% | 10.25% | 127.74% |
| 2022 | -13.99% | 5.69% | -2.31% | -19.29% | -16.10% | 4.65% | -28.33% | -15.50% | -1.83% | -24.58% | 33.83% | 26.85% | -52.10% |
| 2021 | 3.59% | 40.75% | 4.11% | -24.06% | -1.56% | 58.58% | -32.45% | -17.00% | -10.68% | 4.32% | 8.60% | -16.13% | -14.37% |
| 2020 | -17.48% | -9.17% | -3.61% | -1.50% | -3.29% | 8.11% | -13.07% | -9.19% | -9.82% | 11.90% | 16.41% | -12.79% | -39.82% |
| 2019 | 3.91% | 25.51% | -3.28% | 16.81% | 1.26% | -14.21% | -18.68% | -15.01% | -26.18% | -7.83% | -19.94% | 7.14% | -48.37% |
| 2018 | -8.07% | -6.31% | 6.23% | -11.64% | -33.48% | -9.55% | -15.41% | 1.00% | 1.49% | -15.43% | 6.94% | -35.40% | -75.36% |
| 2017 | 1.98% | 12.64% | 5.42% | -0.52% | -7.13% | 7.85% | 53.04% | 4.55% | 8.49% | 3.46% | -8.14% | 10.31% | 119.58% |
| 2016 | -27.83% | -12.76% | 95.63% | 6.01% | 17.50% | -4.14% | 84.46% | -6.05% | -1.70% | 22.47% | -2.17% | -26.97% | 119.26% |
| 2015 | 3.85% | 3.85% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of YRD is 59, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Yiren Digital Ltd. (YRD) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Yiren Digital Ltd. provided a 3.52% dividend yield over the last twelve months, with an annual payout of $0.20 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.20 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $1.50 |
Dividend yield | 3.52% | 4.17% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.60% | 3.41% |
Monthly Dividends
The table displays the monthly dividend distributions for Yiren Digital Ltd.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | |||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.20 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 |
| 2017 | $1.50 | $0.00 | $0.00 | $0.00 | $1.50 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Yiren Digital Ltd.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Yiren Digital Ltd. was 98.64%, occurring on Aug 30, 2022. The portfolio has not yet recovered.
The current Yiren Digital Ltd. drawdown is 88.61%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -98.64% | Oct 19, 2017 | 1224 | Aug 30, 2022 | — | — | — |
| -64.22% | Dec 29, 2015 | 31 | Feb 11, 2016 | 30 | Mar 28, 2016 | 61 |
| -46.32% | Aug 19, 2016 | 112 | Jan 30, 2017 | 126 | Jul 31, 2017 | 238 |
| -27.69% | Apr 5, 2016 | 31 | May 17, 2016 | 8 | May 27, 2016 | 39 |
| -21.02% | Jun 9, 2016 | 4 | Jun 14, 2016 | 19 | Jul 12, 2016 | 23 |
Volatility
Volatility Chart
The current Yiren Digital Ltd. volatility is 14.29%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of Yiren Digital Ltd. compared to its peers in the Credit Services industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for YRD in comparison to other companies of the Credit Services industry. Currently, YRD has a PE value of 1.5. This PE value is considered to be low compared to the rest of the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for YRD in comparison to other companies of the Credit Services industry. Currently, YRD has a PEG value of 1.2. This PEG ratio falls in the average range for the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Yiren Digital Ltd..
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Income Statement
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