YRD vs. SMCI
Compare and contrast key facts about Yiren Digital Ltd. (YRD) and Super Micro Computer, Inc. (SMCI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: YRD or SMCI.
Correlation
The correlation between YRD and SMCI is 0.28, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
YRD vs. SMCI - Performance Comparison
Key characteristics
YRD:
0.49
SMCI:
-0.53
YRD:
1.00
SMCI:
-0.40
YRD:
1.13
SMCI:
0.95
YRD:
0.27
SMCI:
-0.72
YRD:
1.04
SMCI:
-1.16
YRD:
23.50%
SMCI:
52.63%
YRD:
74.31%
SMCI:
112.80%
YRD:
-98.64%
SMCI:
-84.84%
YRD:
-87.14%
SMCI:
-73.07%
Fundamentals
YRD:
$546.95M
SMCI:
$19.20B
YRD:
$2.49
SMCI:
$2.30
YRD:
2.54
SMCI:
13.99
YRD:
1.24
SMCI:
0.76
YRD:
0.10
SMCI:
0.92
YRD:
0.42
SMCI:
3.22
YRD:
$5.88B
SMCI:
$16.97B
YRD:
$5.03B
SMCI:
$1.99B
YRD:
$1.35B
SMCI:
$710.72M
Returns By Period
In the year-to-date period, YRD achieves a 33.60% return, which is significantly higher than SMCI's 4.95% return.
YRD
33.60%
19.20%
-0.73%
36.12%
11.08%
N/A
SMCI
4.95%
-12.86%
30.46%
-60.00%
66.15%
26.28%
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Risk-Adjusted Performance
YRD vs. SMCI — Risk-Adjusted Performance Rank
YRD
SMCI
YRD vs. SMCI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Yiren Digital Ltd. (YRD) and Super Micro Computer, Inc. (SMCI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
YRD vs. SMCI - Dividend Comparison
YRD's dividend yield for the trailing twelve months is around 6.77%, while SMCI has not paid dividends to shareholders.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|
YRD Yiren Digital Ltd. | 6.77% | 4.17% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.60% | 3.41% |
SMCI Super Micro Computer, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
YRD vs. SMCI - Drawdown Comparison
The maximum YRD drawdown since its inception was -98.64%, which is greater than SMCI's maximum drawdown of -84.84%. Use the drawdown chart below to compare losses from any high point for YRD and SMCI. For additional features, visit the drawdowns tool.
Volatility
YRD vs. SMCI - Volatility Comparison
The current volatility for Yiren Digital Ltd. (YRD) is 14.40%, while Super Micro Computer, Inc. (SMCI) has a volatility of 22.71%. This indicates that YRD experiences smaller price fluctuations and is considered to be less risky than SMCI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Financials
YRD vs. SMCI - Financials Comparison
This section allows you to compare key financial metrics between Yiren Digital Ltd. and Super Micro Computer, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
YRD vs. SMCI - Profitability Comparison
YRD - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Yiren Digital Ltd. reported a gross profit of 1.25B and revenue of 1.45B. Therefore, the gross margin over that period was 86.4%.
SMCI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Super Micro Computer, Inc. reported a gross profit of 670.02M and revenue of 5.68B. Therefore, the gross margin over that period was 11.8%.
YRD - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Yiren Digital Ltd. reported an operating income of 295.79M and revenue of 1.45B, resulting in an operating margin of 20.4%.
SMCI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Super Micro Computer, Inc. reported an operating income of 368.62M and revenue of 5.68B, resulting in an operating margin of 6.5%.
YRD - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Yiren Digital Ltd. reported a net income of 331.45M and revenue of 1.45B, resulting in a net margin of 22.8%.
SMCI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Super Micro Computer, Inc. reported a net income of 320.60M and revenue of 5.68B, resulting in a net margin of 5.7%.