Waterstone Financial, Inc. (WSBF)

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Waterstone Financial, Inc. (WSBF) is up 17.8% since the beginning of the year. At $19 per share, WSBF is trading 3.1% below its 52-week high of $20. Investors who bought $1,000 worth of WSBF shares 5 years ago would now be looking at an investment worth $1,241.

Waterstone Financial, Inc. (WSBF) has returned 17.79% so far this year and 47.85% over the past 12 months. Over the last ten years, WSBF has returned 8.18% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.

Based on dividend-adjusted daily data since Oct 5, 2005, WSBF's average daily return is +0.07%, while the average monthly return is +1.12%. At this rate, an investment would double in approximately 5.2 years.

Historically, 57% of months were positive and 43% were negative. The best month was Jul 2009 with a return of +75.1%, while the worst month was Nov 2009 at -43.4%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 8 months.

On a daily basis, WSBF closed higher 48% of trading days. The best single day was May 8, 2009 with a return of +36.8%, while the worst single day was Dec 1, 2008 at -38.3%.

Waterstone Financial, Inc. has an annualized alpha of 6.53%, beta of 0.95, and R2 of 0.16 versus S&P 500 Index. Calculated based on daily prices since October 05, 2005.

• This stock participated in 85.74% of S&P 500 Index downside but only 73.99% of its upside - more exposed to losses than it benefited from rallies.
• R2 of 0.16 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

WSBF ranks 90 for risk / return — in the top 90% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

Waterstone Financial, Inc. provided a 3.24% dividend yield over the last twelve months, with an annual payout of $0.62 per share.

The table displays the monthly dividend distributions for Waterstone Financial, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Waterstone Financial, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Waterstone Financial, Inc. was 90.63%, occurring on Dec 17, 2009. Recovery took 1673 trading sessions.

The current Waterstone Financial, Inc. drawdown is 2.45%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Waterstone Financial, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Waterstone Financial, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.