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Western New England Bancorp, Inc. (WNEB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US9588921018

CUSIP

958892101

IPO Date

May 2, 2002

Highlights

Market Cap

$196.75M

EPS (TTM)

$0.53

PE Ratio

17.92

PEG Ratio

1.63

Total Revenue (TTM)

$103.04M

Gross Profit (TTM)

$72.26M

EBITDA (TTM)

$16.73M

Year Range

$5.91 - $9.93

Target Price

$10.33

Short %

0.50%

Short Ratio

1.31

Share Price Chart


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Western New England Bancorp, Inc.

Performance

Performance Chart


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S&P 500

Returns By Period

Western New England Bancorp, Inc. (WNEB) returned 4.12% year-to-date (YTD) and 48.76% over the past 12 months. Over the past 10 years, WNEB returned 5.19% annually, underperforming the S&P 500 benchmark at 10.85%.


WNEB

YTD

4.12%

1M

3.04%

6M

2.12%

1Y

48.76%

3Y*

7.19%

5Y*

15.95%

10Y*

5.19%

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of WNEB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20252.39%4.04%-4.42%-0.75%3.04%4.12%
2024-5.45%-3.77%-5.54%-21.25%12.30%2.53%20.35%8.24%-4.28%2.47%8.54%-1.92%6.01%
20233.06%4.12%-18.55%-17.54%-15.41%3.18%14.56%-4.82%3.01%10.48%10.52%14.65%-1.09%
20223.65%2.65%-3.46%-3.92%-0.33%-12.24%17.96%-4.70%-2.40%7.63%14.36%-4.83%10.97%
2021-6.97%25.80%5.24%-3.91%5.71%-4.23%3.80%2.01%-0.58%14.07%-8.98%-0.57%30.21%
2020-6.75%-1.03%-23.53%-11.10%-11.27%9.66%-12.95%2.54%9.96%2.31%16.96%3.14%-26.04%
2019-7.87%6.70%-6.01%4.66%-4.68%1.97%-0.00%-4.27%7.20%0.32%3.15%-1.83%-2.03%
2018-0.46%-7.93%7.04%1.41%0.83%1.38%-1.36%-1.48%1.41%-7.04%-0.69%1.11%-6.46%
20173.74%3.93%4.48%0.00%-4.96%2.01%-1.97%0.30%9.55%-3.21%1.72%1.87%17.97%
2016-5.00%5.17%0.84%-9.13%1.05%-0.13%2.21%-3.43%1.06%3.27%6.74%11.31%13.05%
2015-1.91%0.83%6.92%0.26%-4.01%-1.35%1.37%1.63%2.00%1.96%3.47%4.48%16.28%
20140.00%2.57%-1.85%-8.05%6.28%3.32%-3.22%1.40%-2.76%0.14%4.12%0.14%1.29%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 89, WNEB is among the top 11% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of WNEB is 8989
Overall Rank
The Sharpe Ratio Rank of WNEB is 9191
Sharpe Ratio Rank
The Sortino Ratio Rank of WNEB is 8888
Sortino Ratio Rank
The Omega Ratio Rank of WNEB is 8989
Omega Ratio Rank
The Calmar Ratio Rank of WNEB is 8686
Calmar Ratio Rank
The Martin Ratio Rank of WNEB is 9090
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Western New England Bancorp, Inc. (WNEB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Western New England Bancorp, Inc. Sharpe ratios as of May 31, 2025 (values are recalculated daily):

  • 1-Year: 1.61
  • 5-Year: 0.46
  • 10-Year: 0.15
  • All Time: 0.21

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Western New England Bancorp, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

Western New England Bancorp, Inc. provided a 2.97% dividend yield over the last twelve months, with an annual payout of $0.28 per share. The company has been increasing its dividends for 9 consecutive years.


1.00%1.50%2.00%2.50%3.00%$0.00$0.05$0.10$0.15$0.20$0.25$0.3020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.28$0.28$0.28$0.24$0.20$0.20$0.20$0.16$0.12$0.12$0.12$0.21

Dividend yield

2.97%3.04%3.11%2.54%2.28%2.90%2.08%1.59%1.10%1.28%1.43%2.86%

Monthly Dividends

The table displays the monthly dividend distributions for Western New England Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.07$0.00$0.00$0.07$0.14
2024$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.28
2023$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.28
2022$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.24
2021$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.20
2020$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.20
2019$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.20
2018$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.04$0.00$0.16
2017$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.12
2016$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.12
2015$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.12
2014$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.03$0.00$0.21

Dividend Yield & Payout


Dividend Yield

Western New England Bancorp, Inc. has a dividend yield of 2.97%, which is quite average when compared to the overall market.

Payout Ratio

Western New England Bancorp, Inc. has a payout ratio of 52.83%, which is quite average when compared to the overall market. This suggests that Western New England Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Western New England Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Western New England Bancorp, Inc. was 56.32%, occurring on May 12, 2020. Recovery took 690 trading sessions.

The current Western New England Bancorp, Inc. drawdown is 4.12%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-56.32%Jul 24, 2018454May 12, 2020690Feb 7, 20231144
-43.25%Feb 24, 202367May 31, 2023374Nov 22, 2024441
-32.1%Sep 22, 2008765Oct 3, 20111010Oct 8, 20151775
-22.23%Feb 13, 200465May 17, 2004129Nov 18, 2004194
-20.96%Dec 16, 202480Apr 11, 2025
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Western New England Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Western New England Bancorp, Inc., comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -5.7%.


0.100.200.300.4020212022202320242025
0.11
0.12
Actual
Estimate

Valuation

The Valuation section provides an overview of how Western New England Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for WNEB, comparing it with other companies in the Banks - Regional industry. Currently, WNEB has a P/E ratio of 17.9. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for WNEB compared to other companies in the Banks - Regional industry. WNEB currently has a PEG ratio of 1.6. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for WNEB relative to other companies in the Banks - Regional industry. Currently, WNEB has a P/S ratio of 2.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for WNEB in comparison with other companies in the Banks - Regional industry. Currently, WNEB has a P/B value of 0.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items