USAA Cornerstone Moderately Conservative Fund (UCMCX)

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The chart shows the growth of an initial investment of $10,000 in USAA Cornerstone Moderately Conservative Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

USAA Cornerstone Moderately Conservative Fund (UCMCX) has returned -1.01% so far this year and 10.86% over the past 12 months. Over the last ten years, UCMCX has returned 4.80% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Jun 13, 2012, UCMCX's average daily return is +0.02%, while the average monthly return is +0.41%. At this rate, your investment would double in approximately 14.1 years.

Historically, 69% of months were positive and 31% were negative. The best month was Nov 2023 with a return of +5.8%, while the worst month was Mar 2020 at -7.5%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.

On a daily basis, UCMCX closed higher 50% of trading days. The best single day was Dec 16, 2021 with a return of +5.2%, while the worst single day was Dec 17, 2021 at -5.3%.

USAA Cornerstone Moderately Conservative Fund has an annualized alpha of 0.44%, beta of 0.35, and R² of 0.67 versus S&P 500 Index. Calculated based on daily prices since June 14, 2012.

• This fund participated in 51.69% of S&P 500 Index downside but only 39.28% of its upside — more exposed to losses than it benefited from rallies.
• Beta of 0.35 indicates this fund moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

UCMCX has an expense ratio of 0.90%, placing it in the medium range.

UCMCX ranks 77 for risk / return — better than 77% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

The table below present risk-adjusted performance metrics for USAA Cornerstone Moderately Conservative Fund (UCMCX) and compare them to a chosen benchmark (S&P 500 Index).

USAA Cornerstone Moderately Conservative Fund provided a 3.37% dividend yield over the last twelve months, with an annual payout of $0.40 per share.

The table displays the monthly dividend distributions for USAA Cornerstone Moderately Conservative Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the USAA Cornerstone Moderately Conservative Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the USAA Cornerstone Moderately Conservative Fund was 21.85%, occurring on Oct 14, 2022. Recovery took 675 trading sessions.

The current USAA Cornerstone Moderately Conservative Fund drawdown is 5.16%.

The chart below shows the rolling one-month volatility.