American Century Strategic Allocation: Moderate Fund (TWSMX)

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The chart shows the growth of an initial investment of $10,000 in American Century Strategic Allocation: Moderate Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

American Century Strategic Allocation: Moderate Fund (TWSMX) has returned -3.10% so far this year and 10.25% over the past 12 months. Over the last ten years, TWSMX has returned 7.77% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Feb 15, 1996, TWSMX's average daily return is +0.03%, while the average monthly return is +0.61%. At this rate, your investment would double in approximately 9.5 years.

Historically, 63% of months were positive and 37% were negative. The best month was Nov 2020 with a return of +8.6%, while the worst month was Oct 2008 at -11.9%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 6 months.

On a daily basis, TWSMX closed higher 48% of trading days. The best single day was Oct 13, 2008 with a return of +6.3%, while the worst single day was Mar 16, 2020 at -7.2%.

American Century Strategic Allocation: Moderate Fund has an annualized alpha of 2.26%, beta of 0.56, and R² of 0.89 versus S&P 500 Index. Calculated based on daily prices since February 16, 1996.

• This fund participated in 63.74% of S&P 500 Index downside but only 63.58% of its upside — more exposed to losses than it benefited from rallies.
• This fund generated an annualized alpha of 2.26% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
• Beta of 0.56 indicates this fund moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

TWSMX has an expense ratio of 0.70%, placing it in the medium range.

TWSMX ranks 46 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below present risk-adjusted performance metrics for American Century Strategic Allocation: Moderate Fund (TWSMX) and compare them to a chosen benchmark (S&P 500 Index).

American Century Strategic Allocation: Moderate Fund provided a 7.03% dividend yield over the last twelve months, with an annual payout of $0.46 per share. The fund has been increasing its distributions for 2 consecutive years.

The table displays the monthly dividend distributions for American Century Strategic Allocation: Moderate Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the American Century Strategic Allocation: Moderate Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the American Century Strategic Allocation: Moderate Fund was 37.90%, occurring on Mar 9, 2009. Recovery took 467 trading sessions.

The current American Century Strategic Allocation: Moderate Fund drawdown is 6.81%.

The chart below shows the rolling one-month volatility.