- ISIN
- US0250854082
- CUSIP
- 025085408
- Issuer
- American Century
- Inception Date
- Feb 14, 1996
- Category
- Diversified Portfolio
- Min. Investment
- $2,500
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
- Assets Under Management
- $770M
Share Price Chart
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Performance
TWSMX Performance Chart
American Century Strategic Allocation: Moderate Fund (TWSMX) is up 6.0% since the beginning of the year. TWSMX is currently trading at $7 per share. Investors who bought $1,000 worth of TWSMX shares 5 years ago would now be looking at an investment worth $1,350.
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Returns By Period
American Century Strategic Allocation: Moderate Fund (TWSMX) has returned 6.03% so far this year and 15.39% over the past 12 months. Over the last ten years, TWSMX has returned 8.59% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
American Century Strategic Allocation: Moderate Fund
- 1D
- 0.56%
- 1M
- 1.11%
- YTD
- 6.03%
- 6M
- 5.56%
- 1Y
- 15.39%
- 3Y*
- 11.96%
- 5Y*
- 6.19%
- 10Y*
- 8.59%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
TWSMX Monthly Returns History
Based on dividend-adjusted daily data since Feb 15, 1996, TWSMX's average daily return is +0.03%, while the average monthly return is +0.63%. At this rate, an investment would double in approximately 9.2 years.
Historically, 63% of months were positive and 37% were negative. The best month was Nov 2020 with a return of +8.6%, while the worst month was Oct 2008 at -11.9%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 6 months.
On a daily basis, TWSMX closed higher 48% of trading days. The best single day was Oct 13, 2008 with a return of +6.3%, while the worst single day was Mar 16, 2020 at -7.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.21% | 1.59% | -4.83% | 4.93% | 2.28% | -0.01% | 6.03% | ||||||
| 2025 | 2.82% | -0.46% | -2.39% | 0.47% | 3.44% | 3.09% | 0.44% | 2.35% | 1.52% | 0.71% | 0.56% | 0.47% | 13.67% |
| 2024 | -0.00% | 2.45% | 2.58% | -3.28% | 2.90% | 0.67% | 2.35% | 1.99% | 1.64% | -1.93% | 4.24% | -3.23% | 10.52% |
| 2023 | 5.80% | -2.40% | 1.50% | 0.52% | -1.72% | 3.66% | 2.04% | -1.84% | -3.38% | -2.47% | 6.70% | 4.63% | 13.10% |
| 2022 | -4.10% | -1.83% | 0.16% | -5.59% | 0.49% | -6.61% | 5.63% | -3.17% | -7.29% | 4.46% | 6.23% | -2.98% | -14.70% |
| 2021 | -0.30% | 2.08% | 1.90% | 3.00% | 0.83% | 0.91% | 1.23% | 1.35% | -2.99% | 3.31% | -2.00% | 2.46% | 12.23% |
Benchmark Metrics
American Century Strategic Allocation: Moderate Fund has an annualized alpha of 2.24%, beta of 0.56, and R2 of 0.89 versus S&P 500 Index. Calculated based on daily prices since February 15, 1996.
- This fund participated in 63.46% of S&P 500 Index downside but only 63.10% of its upside - more exposed to losses than it benefited from rallies.
- This fund generated an annualized alpha of 2.24% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
- Beta of 0.56 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 2.24%
- Beta
- 0.56
- R²
- 0.89
- Upside Capture
- 63.10%
- Downside Capture
- 63.46%
Expense Ratio
TWSMX has an expense ratio of 0.70%, placing it in the medium range.
Return for Risk
Risk / Return Rank
TWSMX ranks 41 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Century Strategic Allocation: Moderate Fund (TWSMX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TWSMX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.33 | ||
| Sortino ratioReturn per unit of downside risk | -0.31 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.37 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.24 | 2.78 | -0.54 |
| Martin ratioReturn relative to average drawdown | 9.46 | 12.44 | -2.98 |
Dividends
Dividend History
American Century Strategic Allocation: Moderate Fund provided a 6.99% dividend yield over the last twelve months, with an annual payout of $0.50 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.50 | $0.47 | $0.37 | $0.13 | $0.31 | $0.73 | $0.34 | $0.87 | $0.71 | $0.76 | $0.14 | $0.50 |
Dividend yield | 6.99% | 6.88% | 5.80% | 2.08% | 5.54% | 10.75% | 5.09% | 14.25% | 12.25% | 11.03% | 2.14% | 7.92% |
Monthly Dividends
The table displays the monthly dividend distributions for American Century Strategic Allocation: Moderate Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.04 | $0.04 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.40 | $0.47 |
| 2024 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.29 | $0.37 |
| 2023 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.05 | $0.13 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.27 | $0.31 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.69 | $0.73 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Century Strategic Allocation: Moderate Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Century Strategic Allocation: Moderate Fund was 37.90%, occurring on Mar 9, 2009. Recovery took 467 trading sessions.
The current American Century Strategic Allocation: Moderate Fund drawdown is 0.56%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -37.90%Mar 2009 | 1y 4mo | 1y 10mo | 3y 2moNov 2007 - Jan 2011 |
COVID crash2020 | -25.52%Mar 2020 | 1mo 2d | 4mo 8d | 5mo 10dFeb 2020 - Jul 2020 |
Dot-com crash2000–2002 | -25.42%Oct 2002 | 2y 6mo | 1y 3mo | 3y 9moMar 2000 - Jan 2004 |
Bear market2022 | -21.95%Oct 2022 | 11mo 9d | 1y 5mo | 2y 4moNov 2021 - Mar 2024 |
1998 correction1998 | -14.45%Oct 1998 | 2mo 19d | 3mo | 5mo 19dJul 1998 - Jan 1999 |
Drawdown Indicators
| TWSMX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -37.90% | -56.78% | +18.88% |
Max Drawdown (1Y)Largest decline over 1 year | -6.81% | -9.10% | +2.29% |
Max Drawdown (3Y)Largest decline over 3 years | -11.22% | -18.90% | +7.68% |
Max Drawdown (5Y)Largest decline over 5 years | -21.95% | -25.43% | +3.48% |
Max Drawdown (10Y)Largest decline over 10 years | -25.52% | -33.92% | +8.40% |
Current DrawdownCurrent decline from peak | -0.56% | -1.80% | +1.24% |
Average DrawdownAverage peak-to-trough decline | -5.17% | -10.71% | +5.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.61% | 2.03% | -0.42% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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