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Timberland Bancorp, Inc. (TSBK)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US8870981011

CUSIP

887098101

IPO Date

Jan 13, 1998

Highlights

Market Cap

$244.70M

EPS (TTM)

$3.25

PE Ratio

9.53

Total Revenue (TTM)

$83.08M

Gross Profit (TTM)

$55.54M

EBITDA (TTM)

$25.12M

Year Range

$23.48 - $33.22

Target Price

$12.50

Short %

0.41%

Short Ratio

2.90

Share Price Chart


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Timberland Bancorp, Inc.

Performance

Performance Chart


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S&P 500

Returns By Period

Timberland Bancorp, Inc. (TSBK) returned 1.40% year-to-date (YTD) and 28.85% over the past 12 months. Over the past 10 years, TSBK delivered an annualized return of 14.64%, outperforming the S&P 500 benchmark at 10.85%.


TSBK

YTD

1.40%

1M

-0.18%

6M

-4.49%

1Y

28.85%

3Y*

9.86%

5Y*

15.05%

10Y*

14.64%

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of TSBK, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-1.61%7.54%-5.84%1.96%-0.18%1.40%
2024-11.09%-5.48%2.75%-9.36%2.38%9.45%12.77%3.10%-3.11%-4.56%13.01%-5.80%0.38%
2023-2.43%2.13%-20.01%-4.70%-7.58%8.57%22.32%-8.67%-4.44%4.02%4.20%7.96%-4.79%
20220.29%0.19%-2.17%-2.22%-3.00%-1.57%2.00%4.89%4.26%7.12%18.27%-1.64%27.55%
20214.08%11.14%0.22%1.19%4.39%-3.57%2.28%2.03%-0.48%-3.98%0.16%0.40%18.41%
2020-5.31%-16.84%-21.33%5.80%-5.96%1.34%-8.51%6.22%2.92%5.83%26.15%1.80%-15.11%
201926.10%9.39%-8.56%11.51%-21.19%22.56%-7.50%-6.91%7.55%-3.64%12.81%0.35%37.26%
20185.08%2.81%6.48%7.40%0.68%14.40%-3.00%-1.61%-12.02%-7.11%-1.71%-21.20%-14.04%
20171.21%0.45%7.18%-1.52%3.51%11.22%6.69%3.50%13.10%-3.29%-4.87%-7.56%31.24%
20160.64%-0.56%2.43%9.34%9.01%0.13%0.73%1.32%3.48%4.51%16.85%8.00%70.40%
2015-0.94%2.99%-1.07%-0.85%-1.43%-3.10%6.79%-2.64%5.22%11.39%4.29%-0.96%20.30%
201413.93%-2.10%0.09%0.00%0.73%-1.85%-2.56%5.07%-1.86%0.38%0.38%0.28%12.06%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of TSBK is 72, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of TSBK is 7272
Overall Rank
The Sharpe Ratio Rank of TSBK is 7777
Sharpe Ratio Rank
The Sortino Ratio Rank of TSBK is 6666
Sortino Ratio Rank
The Omega Ratio Rank of TSBK is 6363
Omega Ratio Rank
The Calmar Ratio Rank of TSBK is 7878
Calmar Ratio Rank
The Martin Ratio Rank of TSBK is 7676
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Timberland Bancorp, Inc. (TSBK) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Timberland Bancorp, Inc. Sharpe ratios as of May 31, 2025 (values are recalculated daily):

  • 1-Year: 0.81
  • 5-Year: 0.50
  • 10-Year: 0.41
  • All Time: 0.21

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Timberland Bancorp, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

Timberland Bancorp, Inc. provided a 3.29% dividend yield over the last twelve months, with an annual payout of $1.00 per share.


2.00%2.50%3.00%3.50%$0.00$0.20$0.40$0.60$0.80$1.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.00$0.97$0.92$0.98$1.04$0.80$0.80$0.72$0.52$0.34$0.31$0.18

Dividend yield

3.29%3.18%2.92%2.87%3.75%3.30%2.69%3.23%1.96%1.65%2.50%1.70%

Monthly Dividends

The table displays the monthly dividend distributions for Timberland Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.25$0.00$0.00$0.26$0.51
2024$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.25$0.00$0.97
2023$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.92
2022$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.32$0.00$0.98
2021$0.00$0.31$0.00$0.00$0.21$0.00$0.00$0.31$0.00$0.00$0.21$0.00$1.04
2020$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.80
2019$0.00$0.15$0.00$0.00$0.25$0.00$0.00$0.15$0.00$0.00$0.25$0.00$0.80
2018$0.00$0.13$0.00$0.00$0.23$0.00$0.00$0.13$0.00$0.00$0.23$0.00$0.72
2017$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.19$0.00$0.00$0.11$0.00$0.52
2016$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.34
2015$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.07$0.00$0.00$0.12$0.00$0.31
2014$0.04$0.00$0.00$0.04$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.18

Dividend Yield & Payout


Dividend Yield

Timberland Bancorp, Inc. has a dividend yield of 3.29%, which is quite average when compared to the overall market.

Payout Ratio

Timberland Bancorp, Inc. has a payout ratio of 30.89%, which is quite average when compared to the overall market. This suggests that Timberland Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Timberland Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Timberland Bancorp, Inc. was 86.24%, occurring on Feb 23, 2009. Recovery took 1814 trading sessions.

The current Timberland Bancorp, Inc. drawdown is 8.26%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-86.24%Sep 1, 2006597Feb 23, 20091814Sep 26, 20162411
-62.1%Jul 5, 2018427Mar 16, 2020670Nov 9, 20221097
-47.96%Mar 11, 1998556May 25, 2000462Apr 29, 20021018
-36.06%Feb 14, 202356May 4, 2023380Nov 6, 2024436
-17.98%Oct 11, 201721Nov 8, 2017110Apr 19, 2018131
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Timberland Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Timberland Bancorp, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 4.3% positive surprise.


0.550.600.650.700.750.800.850.9020212022202320242025
0.85
Actual
Estimate

Valuation

The Valuation section provides an overview of how Timberland Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for TSBK, comparing it with other companies in the Banks - Regional industry. Currently, TSBK has a P/E ratio of 9.5. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for TSBK compared to other companies in the Banks - Regional industry. TSBK currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for TSBK relative to other companies in the Banks - Regional industry. Currently, TSBK has a P/S ratio of 3.2. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for TSBK in comparison with other companies in the Banks - Regional industry. Currently, TSBK has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items