- ISIN
- US8085092851
- CUSIP
- 808509285
- Issuer
- Charles Schwab
- Inception Date
- Mar 27, 2008
- Category
- Diversified Portfolio
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Value
Share Price Chart
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Performance
SWKRX Performance Chart
Schwab Monthly Income Fund - Enhanced Payout (SWKRX) is up 6.2% since the beginning of the year. SWKRX is currently trading at $11 per share. Investors who bought $1,000 worth of SWKRX shares 5 years ago would now be looking at an investment worth $1,210.
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Returns By Period
Schwab Monthly Income Fund - Enhanced Payout (SWKRX) has returned 6.18% so far this year and 13.19% over the past 12 months. Over the last ten years, SWKRX has returned 4.62% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Schwab Monthly Income Fund - Enhanced Payout
- 1D
- -0.09%
- 1M
- -0.53%
- YTD
- 6.18%
- 6M
- 6.27%
- 1Y
- 13.19%
- 3Y*
- 9.22%
- 5Y*
- 3.89%
- 10Y*
- 4.62%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
SWKRX Monthly Returns History
Based on dividend-adjusted daily data since Mar 31, 2008, SWKRX's average daily return is +0.02%, while the average monthly return is +0.38%. At this rate, an investment would double in approximately 15.2 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2023 with a return of +6.0%, while the worst month was Sep 2022 at -7.2%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 4 months.
On a daily basis, SWKRX closed higher 48% of trading days. The best single day was Dec 29, 2022 with a return of +4.5%, while the worst single day was Dec 30, 2022 at -3.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.35% | 3.97% | -3.30% | 2.36% | 0.36% | -0.53% | 6.18% | ||||||
| 2025 | 1.49% | 2.16% | 0.29% | -0.68% | 1.07% | 1.94% | -0.39% | 2.70% | 0.56% | 0.00% | 1.98% | 0.46% | 12.14% |
| 2024 | -0.70% | -0.10% | 2.21% | -3.35% | 2.45% | 0.00% | 4.22% | 2.42% | 1.61% | -2.63% | 1.54% | -3.54% | 3.85% |
| 2023 | 4.70% | -3.05% | 0.71% | 0.91% | -2.73% | 2.59% | 1.93% | -1.70% | -3.19% | -2.56% | 6.01% | 5.38% | 8.71% |
| 2022 | -2.69% | -1.83% | -1.35% | -4.30% | 0.71% | -3.44% | 3.42% | -3.37% | -7.23% | 3.13% | 5.88% | -1.41% | -12.47% |
| 2021 | -0.63% | 0.39% | 0.56% | 2.00% | 0.90% | 0.31% | 1.22% | 0.63% | -1.97% | 1.39% | -0.92% | 1.79% | 5.73% |
Benchmark Metrics
Schwab Monthly Income Fund - Enhanced Payout has an annualized alpha of 1.81%, beta of 0.24, and R2 of 0.58 versus S&P 500 Index. Calculated based on daily prices since March 31, 2008.
- This fund participated in 38.52% of S&P 500 Index downside but only 32.97% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.24 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.81%
- Beta
- 0.24
- R²
- 0.58
- Upside Capture
- 32.97%
- Downside Capture
- 38.52%
Expense Ratio
SWKRX has an expense ratio of 0.00%, meaning no management fees are charged.
Return for Risk
Risk / Return Rank
SWKRX ranks 66 for risk / return — better than 66% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Schwab Monthly Income Fund - Enhanced Payout (SWKRX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SWKRX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.24 | ||
| Sortino ratioReturn per unit of downside risk | +0.54 | ||
| Omega ratioGain probability vs. loss probability | 1.42 | 1.37 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.90 | 2.78 | +0.12 |
| Martin ratioReturn relative to average drawdown | 10.53 | 12.44 | -1.91 |
Dividends
Dividend History
Schwab Monthly Income Fund - Enhanced Payout provided a 4.28% dividend yield over the last twelve months, with an annual payout of $0.48 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.48 | $0.48 | $0.48 | $0.48 | $0.73 | $0.47 | $0.36 | $0.54 | $0.33 | $0.31 | $0.51 | $0.25 |
Dividend yield | 4.28% | 4.41% | 4.73% | 4.69% | 7.47% | 3.93% | 3.02% | 4.66% | 3.10% | 2.71% | 4.71% | 2.27% |
Monthly Dividends
The table displays the monthly dividend distributions for Schwab Monthly Income Fund - Enhanced Payout. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.00 | $0.20 | ||||||
| 2025 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.48 |
| 2024 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.48 |
| 2023 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.48 |
| 2022 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.04 | $0.04 | $0.04 | $0.48 | $0.73 |
| 2021 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.29 | $0.47 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Schwab Monthly Income Fund - Enhanced Payout. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Schwab Monthly Income Fund - Enhanced Payout was 20.69%, occurring on Oct 14, 2022. Recovery took 476 trading sessions.
The current Schwab Monthly Income Fund - Enhanced Payout drawdown is 1.19%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -20.69%Oct 2022 | 9mo 17d | 1y 11mo | 2y 8moDec 2021 - Sep 2024 |
Financial crisis2007–2009 | -17.57%Mar 2009 | 9mo 23d | 8mo 12d | 1y 6moMay 2008 - Nov 2009 |
COVID crash2020 | -14.46%Mar 2020 | 28d | 4mo 16d | 5mo 14dFeb 2020 - Aug 2020 |
2025 selloff2025 | -7.15%Apr 2025 | 6mo 10d | 2mo 2d | 8mo 12dSep 2024 - Jun 2025 |
Rate-hike selloffLate 2018 | -7.05%Dec 2018 | 10mo 29d | 3mo 2d | 1y 1moJan 2018 - Mar 2019 |
Drawdown Indicators
| SWKRX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.69% | -56.78% | +36.09% |
Max Drawdown (1Y)Largest decline over 1 year | -4.53% | -9.10% | +4.57% |
Max Drawdown (3Y)Largest decline over 3 years | -8.15% | -18.90% | +10.75% |
Max Drawdown (5Y)Largest decline over 5 years | -20.69% | -25.43% | +4.74% |
Max Drawdown (10Y)Largest decline over 10 years | -20.69% | -33.92% | +13.23% |
Current DrawdownCurrent decline from peak | -1.19% | -1.80% | +0.61% |
Average DrawdownAverage peak-to-trough decline | -3.07% | -10.71% | +7.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.24% | 2.03% | -0.79% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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