Schwab U.S. Aggregate Bond ETF (SCHZ)

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Schwab U.S. Aggregate Bond ETF (SCHZ) is up 0.4% since the beginning of the year. SCHZ is currently trading at $23 per share. Investors who bought $1,000 worth of SCHZ shares 5 years ago would now be looking at an investment worth $1,001.

Schwab U.S. Aggregate Bond ETF (SCHZ) has returned 0.38% so far this year and 4.52% over the past 12 months. Over the last ten years, SCHZ has returned 1.48% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.

Based on dividend-adjusted daily data since Jul 14, 2011, SCHZ's average daily return is +0.01%, while the average monthly return is +0.18%. At this rate, an investment would double in approximately 32.1 years.

Historically, 57% of months were positive and 43% were negative. The best month was Nov 2023 with a return of +4.6%, while the worst month was Sep 2022 at -4.3%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 6 months.

On a daily basis, SCHZ closed higher 52% of trading days. The best single day was Mar 20, 2020 with a return of +2.7%, while the worst single day was Mar 12, 2020 at -5.2%.

Schwab U.S. Aggregate Bond ETF has an annualized alpha of 2.07%, beta of 0.01, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since July 14, 2011.

• This ETF participated in 11.37% of S&P 500 Index downside but only 11.10% of its upside - more exposed to losses than it benefited from rallies.
• Beta of 0.01 may look defensive, but with R2 of 0.00 this ETF is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this ETF's risk.
• R2 of 0.00 means this ETF moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

SCHZ has an expense ratio of 0.03%, which is considered low.

SCHZ ranks 34 for risk / return — below 34% of ETFs on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

Schwab U.S. Aggregate Bond ETF provided a 4.12% dividend yield over the last twelve months, with an annual payout of $0.95 per share. The fund has been increasing its distributions for 4 consecutive years.

The table displays the monthly dividend distributions for Schwab U.S. Aggregate Bond ETF. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Schwab U.S. Aggregate Bond ETF. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Schwab U.S. Aggregate Bond ETF was 18.74%, occurring on Oct 24, 2022. The portfolio has not yet recovered.

The current Schwab U.S. Aggregate Bond ETF drawdown is 2.38%.

The chart below shows the rolling one-month volatility.