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Schwab U.S. Aggregate Bond ETF (SCHZ)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

ETF Info

ISIN

US8085248396

CUSIP

808524839

Inception Date

Jul 14, 2011

Region

North America (U.S.)

Leveraged

1x

Index Tracked

Bloomberg US Aggregate

Asset Class

Bond

Expense Ratio

SCHZ has an expense ratio of 0.04%, which is considered low.


Expense ratio chart for SCHZ: current value is 0.04%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
SCHZ: 0.04%

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Schwab U.S. Aggregate Bond ETF, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%100.00%200.00%300.00%400.00%NovemberDecember2025FebruaryMarchApril
30.03%
319.05%
SCHZ (Schwab U.S. Aggregate Bond ETF)
Benchmark (^GSPC)

Returns By Period

Schwab U.S. Aggregate Bond ETF had a return of 2.46% year-to-date (YTD) and 6.94% in the last 12 months. Over the past 10 years, Schwab U.S. Aggregate Bond ETF had an annualized return of 1.32%, while the S&P 500 had an annualized return of 10.05%, indicating that Schwab U.S. Aggregate Bond ETF did not perform as well as the benchmark.


SCHZ

YTD

2.46%

1M

0.10%

6M

1.41%

1Y

6.94%

5Y*

-0.88%

10Y*

1.32%

^GSPC (Benchmark)

YTD

-6.75%

1M

-5.05%

6M

-5.60%

1Y

8.15%

5Y*

14.14%

10Y*

10.05%

*Annualized

Monthly Returns

The table below presents the monthly returns of SCHZ, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20250.57%2.27%-0.10%-0.29%2.46%
2024-0.04%-1.44%0.79%-2.58%1.82%0.89%2.37%1.45%1.37%-2.53%1.13%-1.79%1.27%
20233.50%-2.74%2.59%0.59%-1.21%-0.21%-0.15%-0.65%-2.59%-1.54%4.56%3.66%5.60%
2022-2.19%-1.03%-2.73%-3.97%0.76%-1.60%2.70%-3.12%-4.27%-1.12%3.72%-0.84%-13.17%
2021-0.68%-1.54%-1.17%0.78%0.15%0.82%1.08%-0.13%-1.04%0.06%0.21%-0.24%-1.72%
20202.00%1.51%-1.46%3.01%0.59%0.65%1.38%-0.87%-0.19%-0.61%1.28%0.01%7.46%
20191.13%-0.10%2.01%-0.06%1.56%1.41%0.20%2.68%-0.55%0.21%-0.09%-0.02%8.64%
2018-1.15%-0.98%0.61%-0.71%0.54%0.11%-0.08%0.68%-0.65%-0.72%0.51%1.85%-0.03%
20170.33%0.65%-0.02%0.79%0.71%-0.01%0.44%0.87%-0.50%0.02%-0.11%0.28%3.50%
20161.28%0.76%0.87%0.42%-0.08%1.89%0.54%-0.18%0.08%-0.93%-2.33%-0.07%2.21%
20151.72%-0.64%0.33%-0.25%-0.40%-1.09%0.83%-0.31%0.80%0.06%-0.40%-0.19%0.42%
20141.73%0.43%-0.13%0.73%1.23%0.03%-0.29%1.08%-0.52%0.89%0.59%0.36%6.28%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 80, SCHZ is among the top 20% of ETFs on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of SCHZ is 8080
Overall Rank
The Sharpe Ratio Rank of SCHZ is 8787
Sharpe Ratio Rank
The Sortino Ratio Rank of SCHZ is 8888
Sortino Ratio Rank
The Omega Ratio Rank of SCHZ is 8484
Omega Ratio Rank
The Calmar Ratio Rank of SCHZ is 6565
Calmar Ratio Rank
The Martin Ratio Rank of SCHZ is 7575
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Schwab U.S. Aggregate Bond ETF (SCHZ) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The chart of Sharpe ratio for SCHZ, currently valued at 1.28, compared to the broader market-1.000.001.002.003.004.00
SCHZ: 1.28
^GSPC: 0.49
The chart of Sortino ratio for SCHZ, currently valued at 1.89, compared to the broader market-2.000.002.004.006.008.00
SCHZ: 1.89
^GSPC: 0.81
The chart of Omega ratio for SCHZ, currently valued at 1.22, compared to the broader market0.501.001.502.00
SCHZ: 1.22
^GSPC: 1.12
The chart of Calmar ratio for SCHZ, currently valued at 0.51, compared to the broader market0.002.004.006.008.0010.0012.00
SCHZ: 0.51
^GSPC: 0.50
The chart of Martin ratio for SCHZ, currently valued at 3.22, compared to the broader market0.0020.0040.0060.00
SCHZ: 3.22
^GSPC: 2.07

The current Schwab U.S. Aggregate Bond ETF Sharpe ratio is 1.28. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Schwab U.S. Aggregate Bond ETF with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00NovemberDecember2025FebruaryMarchApril
1.28
0.49
SCHZ (Schwab U.S. Aggregate Bond ETF)
Benchmark (^GSPC)

Dividends

Dividend History

Schwab U.S. Aggregate Bond ETF provided a 3.98% dividend yield over the last twelve months, with an annual payout of $0.92 per share. The fund has been increasing its distributions for 3 consecutive years.


2.00%2.50%3.00%3.50%4.00%$0.00$0.20$0.40$0.60$0.8020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.92$0.90$0.76$0.60$0.58$0.68$0.75$0.70$0.62$0.58$0.54$0.53

Dividend yield

3.98%3.96%3.28%2.63%2.16%2.43%2.79%2.79%2.40%2.24%2.11%2.03%

Monthly Dividends

The table displays the monthly dividend distributions for Schwab U.S. Aggregate Bond ETF. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.09$0.08$0.07$0.24
2024$0.00$0.08$0.07$0.07$0.07$0.08$0.07$0.08$0.08$0.07$0.08$0.15$0.90
2023$0.00$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.07$0.07$0.07$0.14$0.76
2022$0.00$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.06$0.05$0.11$0.60
2021$0.00$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.09$0.58
2020$0.00$0.07$0.06$0.06$0.06$0.06$0.06$0.06$0.05$0.05$0.06$0.10$0.68
2019$0.00$0.06$0.06$0.06$0.06$0.07$0.06$0.06$0.07$0.06$0.06$0.12$0.75
2018$0.00$0.06$0.05$0.06$0.06$0.06$0.06$0.06$0.07$0.05$0.06$0.12$0.70
2017$0.00$0.05$0.05$0.05$0.05$0.05$0.06$0.05$0.05$0.05$0.05$0.10$0.62
2016$0.00$0.05$0.05$0.05$0.05$0.04$0.05$0.05$0.05$0.05$0.05$0.10$0.58
2015$0.00$0.05$0.04$0.04$0.04$0.04$0.05$0.05$0.04$0.04$0.05$0.09$0.54
2014$0.05$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.09$0.53

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%NovemberDecember2025FebruaryMarchApril
-7.09%
-10.73%
SCHZ (Schwab U.S. Aggregate Bond ETF)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Schwab U.S. Aggregate Bond ETF. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Schwab U.S. Aggregate Bond ETF was 18.74%, occurring on Oct 24, 2022. The portfolio has not yet recovered.

The current Schwab U.S. Aggregate Bond ETF drawdown is 7.09%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-18.74%Aug 5, 2020560Oct 24, 2022
-10.27%Mar 9, 20208Mar 18, 202046May 22, 202054
-4.89%May 3, 201387Sep 5, 2013170May 9, 2014257
-4.35%Jul 11, 2016113Dec 16, 2016175Aug 29, 2017288
-3.51%Sep 8, 2017174May 17, 2018176Jan 30, 2019350

Volatility

Volatility Chart

The current Schwab U.S. Aggregate Bond ETF volatility is 2.17%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%NovemberDecember2025FebruaryMarchApril
2.17%
14.23%
SCHZ (Schwab U.S. Aggregate Bond ETF)
Benchmark (^GSPC)