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Reinsurance Group of America, Inc. (RZB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US7593518027
CUSIP
759351802
Sector
Industry
IPO Date
Jun 13, 2016

Highlights

Market Cap
$1.67B
Enterprise Value
$3.21B
EPS (TTM)
$10.74
PE Ratio
2.32
PEG Ratio
0.09
Total Revenue (TTM)
$23.40B
Gross Profit (TTM)
$12.52B
EBITDA (TTM)
$862.51M
Year Range
$24.11 - $25.38
ROA (TTM)
0.46%
ROE (TTM)
5.34%

Share Price Chart


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Often compared with RZB:
RZB vs. JPMRZB vs. SPY

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Reinsurance Group of America, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Reinsurance Group of America, Inc. (RZB) has returned 1.85% so far this year and 7.27% over the past 12 months.


Reinsurance Group of America, Inc.

1D
-0.32%
1M
-0.44%
YTD
1.85%
6M
3.17%
1Y
7.27%
3Y*
4.99%
5Y*
3.18%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jun 13, 2016, RZB's average daily return is +0.02%, while the average monthly return is +0.44%. At this rate, your investment would double in approximately 13.2 years.

Historically, 58% of months were positive and 42% were negative. The best month was Jan 2023 with a return of +13.1%, while the worst month was Mar 2020 at -11.9%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 4 months.

On a daily basis, RZB closed higher 50% of trading days. The best single day was Mar 19, 2020 with a return of +15.6%, while the worst single day was Mar 18, 2020 at -23.0%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.81%1.48%-0.44%1.85%
20250.81%1.13%-0.40%0.57%1.17%-0.53%1.10%0.97%0.65%0.24%0.56%0.48%6.95%
20240.99%-0.31%-0.36%-0.12%1.20%0.96%0.16%-0.40%1.66%-0.88%1.87%-1.72%3.03%
202313.06%-0.03%-0.66%-1.05%-1.65%1.55%0.60%-0.11%1.30%-1.96%4.14%0.40%15.77%
2022-1.84%-4.24%0.74%-5.62%2.16%-3.61%4.50%-1.98%-2.44%-5.09%9.32%-8.65%-16.65%
2021-1.52%-2.27%2.44%0.11%-0.96%3.99%1.26%0.34%-1.50%0.81%0.50%3.53%6.71%

Benchmark Metrics

Reinsurance Group of America, Inc. has an annualized alpha of 0.44%, beta of 0.44, and R² of 0.19 versus S&P 500 Index. Calculated based on daily prices since June 14, 2016.

  • This stock participated in 37.57% of S&P 500 Index downside but only 30.57% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.44 may look defensive, but with R² of 0.19 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.19 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
0.44%
Beta
0.44
0.19
Upside Capture
30.57%
Downside Capture
37.57%

Return for Risk

Risk / Return Rank

RZB ranks 93 for risk / return — in the top 93% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


RZB Risk / Return Rank: 9393
Overall Rank
RZB Sharpe Ratio Rank: 9090
Sharpe Ratio Rank
RZB Sortino Ratio Rank: 9292
Sortino Ratio Rank
RZB Omega Ratio Rank: 8989
Omega Ratio Rank
RZB Calmar Ratio Rank: 9696
Calmar Ratio Rank
RZB Martin Ratio Rank: 9797
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Reinsurance Group of America, Inc. (RZB) and compare them to a chosen benchmark (S&P 500 Index).


RZBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.96

0.90

+1.06

Sortino ratio

Return per unit of downside risk

3.09

1.39

+1.70

Omega ratio

Gain probability vs. loss probability

1.38

1.21

+0.17

Calmar ratio

Return relative to maximum drawdown

6.92

1.40

+5.52

Martin ratio

Return relative to average drawdown

21.46

6.61

+14.85

Explore RZB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Reinsurance Group of America, Inc. provided a 5.77% dividend yield over the last twelve months, with an annual payout of $1.44 per share.


3.00%4.00%5.00%6.00%$0.00$0.50$1.00$1.502016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM2025202420232022202120202019201820172016
Dividend$1.44$1.44$1.44$1.44$1.44$1.44$1.44$1.44$1.44$0.72$0.75

Dividend yield

5.77%5.79%5.85%5.68%6.22%4.90%4.97%5.10%6.10%2.57%2.84%

Monthly Dividends

The table displays the monthly dividend distributions for Reinsurance Group of America, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.36$0.00$0.36
2025$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.00$0.36$1.44
2024$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$1.44
2023$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$1.44
2022$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$1.44
2021$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$0.00$0.36$0.00$1.44

Dividend Yield & Payout


Dividend Yield

Reinsurance Group of America, Inc. has a dividend yield of 5.77%, which means its dividend payment is significantly above the market average.

Payout Ratio

Reinsurance Group of America, Inc. has a payout ratio of 24.88%, which is below the market average. This means Reinsurance Group of America, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Reinsurance Group of America, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Reinsurance Group of America, Inc. was 48.64%, occurring on Mar 18, 2020. Recovery took 184 trading sessions.

The current Reinsurance Group of America, Inc. drawdown is 0.48%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-48.64%Feb 10, 202027Mar 18, 2020184Dec 8, 2020211
-18.92%Dec 31, 2021215Nov 7, 2022468Sep 19, 2024683
-15.69%Aug 3, 2017353Dec 27, 201843Mar 1, 2019396
-14.17%Sep 26, 201656Dec 13, 2016113May 26, 2017169
-5.21%Jan 20, 202124Feb 23, 202175Jun 10, 202199

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Reinsurance Group of America, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Reinsurance Group of America, Inc. is priced in the market compared to other companies in the undefined industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for RZB, comparing it with other companies in the undefined industry. Currently, RZB has a P/E ratio of 2.3. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for RZB compared to other companies in the undefined industry. RZB currently has a PEG ratio of 0.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RZB relative to other companies in the undefined industry. Currently, RZB has a P/S ratio of 0.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for RZB in comparison with other companies in the undefined industry. Currently, RZB has a P/B value of 0.1. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items