PortfoliosLab logoPortfoliosLab logo
Ryvyl Inc (RVYL)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

IPO Date
Oct 24, 2022

Highlights

Market Cap
$150.18M
Enterprise Value
$152.29M
EPS (TTM)
-$0.99
Total Revenue (TTM)
$35.42M
Gross Profit (TTM)
$15.12M
EBITDA (TTM)
-$11.45M
Year Range
$4.14 - $81.55
ROA (TTM)
-85.29%
ROE (TTM)
619.74%

Share Price Chart


Loading graphics...

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Ryvyl Inc

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Ryvyl Inc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


Loading graphics...

S&P 500 Index

Returns By Period

Ryvyl Inc (RVYL) has returned -11.17% so far this year and -85.45% over the past 12 months.


Ryvyl Inc

1D
12.75%
1M
-14.29%
YTD
-11.17%
6M
-51.35%
1Y
-85.45%
3Y*
-67.22%
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Oct 24, 2022, RVYL's average daily return is -0.02%, while the average monthly return is -2.23%.

Historically, 45% of months were positive and 55% were negative. The best month was Jul 2023 with a return of +97.3%, while the worst month was Sep 2023 at -74.7%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 4 months.

On a daily basis, RVYL closed higher 43% of trading days. The best single day was Jun 5, 2025 with a return of +133.9%, while the worst single day was Jul 15, 2025 at -48.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20267.69%-3.76%-14.29%-11.17%
2025-4.62%-26.14%8.09%-0.00%-41.57%47.04%-69.08%13.99%-1.27%24.09%0.74%-56.19%-87.53%
2024-2.16%-0.98%-27.79%-54.64%12.12%-2.03%35.86%-45.18%22.22%7.95%21.40%-24.86%-68.75%
202315.52%-5.66%-18.24%59.00%0.03%15.35%97.33%-19.59%-74.66%-38.64%83.24%22.71%-9.33%
20225.04%-24.45%-37.15%-50.13%

Benchmark Metrics

Ryvyl Inc has an annualized alpha of -24.32%, beta of 1.35, and R² of 0.02 versus S&P 500 Index. Calculated based on daily prices since October 25, 2022.

  • This stock participated in 340.66% of S&P 500 Index downside but only 69.13% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.02 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-24.32%
Beta
1.35
0.02
Upside Capture
69.13%
Downside Capture
340.66%

Return for Risk

Risk / Return Rank

RVYL ranks 16 for risk / return — in the bottom 16% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


RVYL Risk / Return Rank: 1616
Overall Rank
RVYL Sharpe Ratio Rank: 2121
Sharpe Ratio Rank
RVYL Sortino Ratio Rank: 2020
Sortino Ratio Rank
RVYL Omega Ratio Rank: 2121
Omega Ratio Rank
RVYL Calmar Ratio Rank: 22
Calmar Ratio Rank
RVYL Martin Ratio Rank: 1313
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Ryvyl Inc (RVYL) and compare them to a chosen benchmark (S&P 500 Index).


RVYLBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.43

0.90

-1.33

Sortino ratio

Return per unit of downside risk

-0.42

1.39

-1.80

Omega ratio

Gain probability vs. loss probability

0.95

1.21

-0.26

Calmar ratio

Return relative to maximum drawdown

-0.99

1.40

-2.39

Martin ratio

Return relative to average drawdown

-1.33

6.61

-7.93

Explore RVYL risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History


Ryvyl Inc doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


Loading graphics...

Worst Drawdowns

The table below displays the maximum drawdowns of the Ryvyl Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ryvyl Inc was 99.23%, occurring on Mar 30, 2026. The portfolio has not yet recovered.

The current Ryvyl Inc drawdown is 99.13%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-99.23%Jul 17, 2023679Mar 30, 2026
-69.05%Oct 26, 202298Mar 17, 202376Jul 7, 2023174

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


Loading graphics...

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ryvyl Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Ryvyl Inc is priced in the market compared to other companies in the Software - Infrastructure industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RVYL relative to other companies in the Software - Infrastructure industry. Currently, RVYL has a P/S ratio of 2.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items