- ISIN
- US77664L1089
- CUSIP
- 77664L108
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- IPO Date
- Oct 28, 2020
Highlights
- Market Cap
- $759.19M
- Enterprise Value
- $350.59M
- EPS (TTM)
- $3.38
- PE Ratio
- 16.02
- PEG Ratio
- 0.59
- Total Revenue (TTM)
- $1.56B
- Gross Profit (TTM)
- $279.50M
- EBITDA (TTM)
- $88.80M
- Year Range
- $40.91 - $129.53
- Target Price
- $75.00
- ROA (TTM)
- 3.33%
- ROE (TTM)
- 17.21%
- Avg. Volume (1M)
- 212K
- Avg. Volume Value (1M)
- $12.78M
Share Price Chart
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Performance
ROOT Performance Chart
Root, Inc. (ROOT) is down 25.0% since the beginning of the year. At $54 per share, ROOT is trading 58.2% below its 52-week high of $130. Investors who bought $1,000 worth of ROOT shares 5 years ago would now be looking at an investment worth $394.
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Returns By Period
Root, Inc. (ROOT) has returned -25.03% so far this year and -53.61% over the past 12 months.
Root, Inc.
- 1D
- -6.70%
- 1M
- -12.28%
- 6M
- -12.84%
- YTD
- -25.03%
- 1Y
- -53.61%
- 3Y*
- 70.47%
- 5Y*
- -16.98%
- 10Y*
- —
- ALL TIME*
- -31.25%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
ROOT Monthly Returns History
Based on dividend-adjusted daily data since Oct 28, 2020, ROOT's average daily return is +0.03%, while the average monthly return is +2.19%. At this rate, an investment would double in approximately 2.7 years.
Historically, 34% of months were positive and 66% were negative. The best month was Feb 2024 with a return of +296.4%, while the worst month was Dec 2022 at -38.2%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 8 months.
On a daily basis, ROOT closed higher 45% of trading days. The best single day was Oct 31, 2024 with a return of +68.9%, while the worst single day was Aug 7, 2025 at -26.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -13.98% | -16.50% | -14.86% | 23.34% | -4.44% | 7.41% | -3.17% | -25.03% | |||||
| 2025 | 34.32% | 38.64% | -1.28% | 4.67% | -6.21% | -2.31% | -5.42% | -23.80% | -2.94% | -10.04% | 0.46% | -10.71% | -0.50% |
| 2024 | -22.71% | 296.42% | 90.22% | 14.03% | -27.01% | 1.51% | 16.70% | -28.01% | -12.87% | 81.02% | 45.94% | -27.27% | 592.65% |
| 2023 | 30.96% | -14.80% | -9.98% | -4.88% | 12.12% | 85.86% | 21.81% | 5.05% | -16.87% | -4.94% | 6.97% | 8.38% | 133.41% |
| 2022 | -35.16% | -9.95% | 8.84% | -2.03% | -27.98% | -14.39% | -11.76% | -34.44% | -36.40% | 8.25% | -14.77% | -38.24% | -91.95% |
| 2021 | 28.29% | -33.07% | -5.63% | -15.40% | -15.32% | 18.64% | -29.48% | -15.47% | -18.29% | -11.95% | -14.22% | -22.11% | -80.27% |
Benchmark Metrics
Root, Inc. has an annualized alpha of -16.75%, beta of 1.77, and R2 of 0.09 versus S&P 500 Index. Calculated based on daily prices since October 28, 2020.
- This stock participated in 186.68% of S&P 500 Index downside but only 4.51% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.09 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -16.75%
- Beta
- 1.77
- R²
- 0.09
- Upside Capture
- 4.51%
- Downside Capture
- 186.68%
Return for Risk
Risk / Return Rank
ROOT ranks 12 for risk / return — above 12% of stocks peers on PortfoliosLab. Its historical combined result is below most peers; review the five component ranks for context.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Root, Inc. (ROOT) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ROOT | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.22 | ||
| Sortino ratioReturn per unit of downside risk | -3.04 | ||
| Omega ratioGain probability vs. loss probability | 0.87 | 1.25 | -0.39 |
| Calmar ratioReturn relative to maximum drawdown | -0.84 | 2.00 | -2.85 |
| Martin ratioReturn relative to average drawdown | -1.18 | 8.49 | -9.67 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Root, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Root, Inc. was 99.29%, occurring on Mar 13, 2023. The portfolio has not yet recovered.
The current Root, Inc. drawdown is 88.86%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-99.29%Mar 2023 | 2y 4mo | — | 5y 9moOct 2020 - now | — |
Drawdown Indicators
| ROOT | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -99.29% | -56.78% | -42.51% |
Max Drawdown (1Y)Largest decline over 1 year | -65.58% | -9.10% | -56.48% |
Max Drawdown (3Y)Largest decline over 3 years | -75.68% | -18.90% | -56.78% |
Max Drawdown (5Y)Largest decline over 5 years | -97.46% | -25.43% | -72.03% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -88.86% | -1.58% | -87.28% |
Average DrawdownAverage peak-to-trough decline | -83.84% | -10.70% | -73.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 47.02% | 2.14% | +44.88% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Root, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Root, Inc. is priced in the market compared to other companies in the Insurance - Property & Casualty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for ROOT, comparing it with other companies in the Insurance - Property & Casualty industry. Currently, ROOT has a P/E ratio of 16.0. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for ROOT compared to other companies in the Insurance - Property & Casualty industry. ROOT currently has a PEG ratio of 0.6. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ROOT relative to other companies in the Insurance - Property & Casualty industry. Currently, ROOT has a P/S ratio of 0.6. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for ROOT in comparison with other companies in the Insurance - Property & Casualty industry. Currently, ROOT has a P/B value of 4.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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