- CUSIP
- 453320814
- Issuer
- American Funds
- Category
- Global Allocation
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
Share Price Chart
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Performance
RIDGX Performance Chart
American Funds Income Fund of America Class R-6 (RIDGX) is up 5.6% since the beginning of the year. RIDGX is currently trading at $27 per share. Investors who bought $1,000 worth of RIDGX shares 5 years ago would now be looking at an investment worth $1,497.
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Returns By Period
American Funds Income Fund of America Class R-6 (RIDGX) has returned 5.64% so far this year and 14.57% over the past 12 months. Over the last ten years, RIDGX has returned 8.74% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
American Funds Income Fund of America Class R-6
- 1D
- -0.40%
- 1M
- -0.99%
- YTD
- 5.64%
- 6M
- 5.72%
- 1Y
- 14.57%
- 3Y*
- 13.10%
- 5Y*
- 8.40%
- 10Y*
- 8.74%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
RIDGX Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 2010, RIDGX's average daily return is +0.04%, while the average monthly return is +0.75%. At this rate, an investment would double in approximately 7.7 years.
Historically, 66% of months were positive and 34% were negative. The best month was Nov 2020 with a return of +8.4%, while the worst month was Mar 2020 at -10.3%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 5 months.
On a daily basis, RIDGX closed higher 53% of trading days. The best single day was Mar 13, 2020 with a return of +5.1%, while the worst single day was Mar 16, 2020 at -7.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.68% | 3.88% | -4.44% | 3.15% | 0.47% | -0.95% | 5.64% | ||||||
| 2025 | 3.19% | 2.22% | -0.70% | -0.31% | 3.16% | 2.77% | -0.30% | 2.71% | 1.40% | -0.51% | 2.45% | 0.82% | 18.12% |
| 2024 | -0.43% | 1.11% | 3.69% | -2.64% | 2.54% | 0.25% | 4.15% | 2.55% | 1.60% | -0.96% | 2.26% | -3.13% | 11.22% |
| 2023 | 3.23% | -3.04% | 0.85% | 1.59% | -3.26% | 3.23% | 2.06% | -2.02% | -3.10% | -1.87% | 5.49% | 4.20% | 7.04% |
| 2022 | -1.31% | -1.25% | 1.31% | -3.43% | 1.76% | -6.47% | 3.16% | -2.35% | -6.97% | 5.96% | 6.06% | -1.78% | -6.15% |
| 2021 | -0.13% | 2.42% | 3.71% | 2.70% | 2.35% | -0.30% | 0.43% | 1.39% | -2.89% | 3.35% | -1.72% | 5.41% | 17.72% |
Benchmark Metrics
American Funds Income Fund of America Class R-6 has an annualized alpha of 1.90%, beta of 0.55, and R2 of 0.85 versus S&P 500 Index. Calculated based on daily prices since January 04, 2010.
- This fund participated in 62.64% of S&P 500 Index downside but only 60.34% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.55 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.90%
- Beta
- 0.55
- R²
- 0.85
- Upside Capture
- 60.34%
- Downside Capture
- 62.64%
Expense Ratio
RIDGX has an expense ratio of 0.26%, which is considered low.
Return for Risk
Risk / Return Rank
RIDGX ranks 48 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds Income Fund of America Class R-6 (RIDGX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RIDGX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.06 | ||
| Sortino ratioReturn per unit of downside risk | +0.03 | ||
| Omega ratioGain probability vs. loss probability | 1.35 | 1.37 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.40 | 2.78 | -0.38 |
| Martin ratioReturn relative to average drawdown | 8.93 | 12.44 | -3.51 |
Dividends
Dividend History
American Funds Income Fund of America Class R-6 provided a 9.84% dividend yield over the last twelve months, with an annual payout of $2.68 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $2.68 | $2.68 | $1.63 | $0.74 | $1.65 | $1.80 | $0.82 | $1.23 | $1.61 | $1.04 | $0.73 | $1.09 |
Dividend yield | 9.84% | 10.25% | 6.69% | 3.16% | 7.31% | 6.97% | 3.49% | 5.29% | 7.78% | 4.46% | 3.37% | 5.38% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds Income Fund of America Class R-6. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.38 | ||||||
| 2025 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $2.11 | $2.68 |
| 2024 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $1.07 | $1.63 |
| 2023 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.18 | $0.74 |
| 2022 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $1.10 | $1.65 |
| 2021 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $1.25 | $1.80 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds Income Fund of America Class R-6. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds Income Fund of America Class R-6 was 26.09%, occurring on Mar 23, 2020. Recovery took 166 trading sessions.
The current American Funds Income Fund of America Class R-6 drawdown is 1.91%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -26.09%Mar 2020 | 2mo 2d | 7mo 28d | 10moJan 2020 - Nov 2020 |
Bear market2022 | -15.62%Sep 2022 | 8mo 20d | 1y 4mo | 2y 1moJan 2022 - Feb 2024 |
Rate-hike selloffLate 2018 | -11.71%Dec 2018 | 10mo 29d | 4mo | 1y 2moJan 2018 - Apr 2019 |
2011 correction2011 | -11.38%Oct 2011 | 5mo 3d | 4mo 1d | 9mo 4dMay 2011 - Feb 2012 |
2016 correction2016 | -10.78%Jan 2016 | 8mo 26d | 3mo | 11mo 26dApr 2015 - Apr 2016 |
Drawdown Indicators
| RIDGX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.09% | -56.78% | +30.69% |
Max Drawdown (1Y)Largest decline over 1 year | -6.09% | -9.10% | +3.01% |
Max Drawdown (3Y)Largest decline over 3 years | -8.58% | -18.90% | +10.32% |
Max Drawdown (5Y)Largest decline over 5 years | -15.62% | -25.43% | +9.81% |
Max Drawdown (10Y)Largest decline over 10 years | -26.09% | -33.92% | +7.83% |
Current DrawdownCurrent decline from peak | -1.91% | -1.80% | -0.11% |
Average DrawdownAverage peak-to-trough decline | -2.56% | -10.71% | +8.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.63% | 2.03% | -0.40% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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