RC vs. XLK
Compare and contrast key facts about Ready Capital Corporation (RC) and State Street Technology Select Sector SPDR ETF (XLK).
XLK is a passively managed fund by State Street that tracks the performance of the S&P Technology Select Sector Daily Capped 35/20 Index. It was launched on Dec 16, 1998.
Performance
RC vs. XLK - Performance Comparison
Loading graphics...
RC vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RC Ready Capital Corporation | -25.22% | -65.04% | -23.49% | 5.93% | -18.28% | 40.09% | -7.25% | 23.64% | 1.18% | 24.26% |
XLK State Street Technology Select Sector SPDR ETF | -7.57% | 24.61% | 21.63% | 56.02% | -27.73% | 34.74% | 43.62% | 49.86% | -1.68% | 34.26% |
Returns By Period
In the year-to-date period, RC achieves a -25.22% return, which is significantly lower than XLK's -7.57% return. Over the past 10 years, RC has underperformed XLK with an annualized return of -10.10%, while XLK has yielded a comparatively higher 20.82% annualized return.
RC
- 1D
- 1.89%
- 1M
- -11.88%
- YTD
- -25.22%
- 6M
- -57.68%
- 1Y
- -65.85%
- 3Y*
- -39.36%
- 5Y*
- -26.36%
- 10Y*
- -10.10%
XLK
- 1D
- 4.24%
- 1M
- -4.10%
- YTD
- -7.57%
- 6M
- -5.44%
- 1Y
- 29.46%
- 3Y*
- 21.58%
- 5Y*
- 15.31%
- 10Y*
- 20.82%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
RC vs. XLK — Risk / Return Rank
RC
XLK
RC vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ready Capital Corporation (RC) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RC | XLK | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -1.35 | 1.10 | -2.44 |
Sortino ratioReturn per unit of downside risk | -2.64 | 1.66 | -4.30 |
Omega ratioGain probability vs. loss probability | 0.72 | 1.23 | -0.51 |
Calmar ratioReturn relative to maximum drawdown | -0.93 | 1.85 | -2.79 |
Martin ratioReturn relative to average drawdown | -1.67 | 5.98 | -7.65 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| RC | XLK | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.35 | 1.10 | -2.44 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.72 | 0.62 | -1.34 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | -0.22 | 0.86 | -1.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.18 | 0.36 | -0.54 |
Correlation
The correlation between RC and XLK is 0.29, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
RC vs. XLK - Dividend Comparison
RC's dividend yield for the trailing twelve months is around 16.67%, more than XLK's 0.57% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RC Ready Capital Corporation | 16.67% | 17.66% | 16.13% | 14.24% | 14.90% | 10.62% | 10.44% | 10.38% | 11.35% | 9.77% | 11.52% | 10.61% |
XLK State Street Technology Select Sector SPDR ETF | 0.57% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
Drawdowns
RC vs. XLK - Drawdown Comparison
The maximum RC drawdown since its inception was -84.58%, roughly equal to the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for RC and XLK.
Loading graphics...
Drawdown Indicators
| RC | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.58% | -82.05% | -2.53% |
Max Drawdown (1Y)Largest decline over 1 year | -68.73% | -15.92% | -52.81% |
Max Drawdown (5Y)Largest decline over 5 years | -84.58% | -33.56% | -51.02% |
Max Drawdown (10Y)Largest decline over 10 years | -84.58% | -33.56% | -51.02% |
Current DrawdownCurrent decline from peak | -83.35% | -12.36% | -70.99% |
Average DrawdownAverage peak-to-trough decline | -17.36% | -35.17% | +17.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 38.51% | 4.93% | +33.58% |
Volatility
RC vs. XLK - Volatility Comparison
Ready Capital Corporation (RC) has a higher volatility of 14.59% compared to State Street Technology Select Sector SPDR ETF (XLK) at 8.06%. This indicates that RC's price experiences larger fluctuations and is considered to be riskier than XLK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| RC | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.59% | 8.06% | +6.53% |
Volatility (6M)Calculated over the trailing 6-month period | 38.95% | 16.43% | +22.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 49.25% | 27.02% | +22.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.00% | 24.72% | +12.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 46.11% | 24.33% | +21.78% |