RC vs. XLK
Compare and contrast key facts about Ready Capital Corporation (RC) and State Street Technology Select Sector SPDR ETF (XLK).
XLK is a passively managed fund by State Street that tracks the performance of the S&P Technology Select Sector Daily Capped 35/20 Index. It was launched on Dec 16, 1998.
Performance
RC vs. XLK - Performance Comparison
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RC vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RC Ready Capital Corporation | -27.53% | -65.04% | -23.49% | 5.93% | -18.28% | 40.09% | -7.25% | 23.64% | 1.18% | 24.26% |
XLK State Street Technology Select Sector SPDR ETF | -6.18% | 24.61% | 21.63% | 56.02% | -27.73% | 34.74% | 43.62% | 49.86% | -1.68% | 34.26% |
Returns By Period
In the year-to-date period, RC achieves a -27.53% return, which is significantly lower than XLK's -6.18% return. Over the past 10 years, RC has underperformed XLK with an annualized return of -10.38%, while XLK has yielded a comparatively higher 21.00% annualized return.
RC
- 1D
- -3.09%
- 1M
- -23.31%
- YTD
- -27.53%
- 6M
- -58.45%
- 1Y
- -67.29%
- 3Y*
- -39.99%
- 5Y*
- -26.82%
- 10Y*
- -10.38%
XLK
- 1D
- 1.51%
- 1M
- -3.20%
- YTD
- -6.18%
- 6M
- -4.94%
- 1Y
- 30.47%
- 3Y*
- 22.19%
- 5Y*
- 15.65%
- 10Y*
- 21.00%
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Return for Risk
RC vs. XLK — Risk / Return Rank
RC
XLK
RC vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ready Capital Corporation (RC) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RC | XLK | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -1.38 | 1.13 | -2.51 |
Sortino ratioReturn per unit of downside risk | -2.74 | 1.71 | -4.45 |
Omega ratioGain probability vs. loss probability | 0.71 | 1.24 | -0.53 |
Calmar ratioReturn relative to maximum drawdown | -0.97 | 1.97 | -2.95 |
Martin ratioReturn relative to average drawdown | -1.73 | 6.31 | -8.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RC | XLK | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.38 | 1.13 | -2.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.73 | 0.64 | -1.36 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | -0.23 | 0.87 | -1.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.19 | 0.36 | -0.55 |
Correlation
The correlation between RC and XLK is 0.28, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
RC vs. XLK - Dividend Comparison
RC's dividend yield for the trailing twelve months is around 17.20%, more than XLK's 0.57% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RC Ready Capital Corporation | 17.20% | 17.66% | 16.13% | 14.24% | 14.90% | 10.62% | 10.44% | 10.38% | 11.35% | 9.77% | 11.52% | 10.61% |
XLK State Street Technology Select Sector SPDR ETF | 0.57% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
Drawdowns
RC vs. XLK - Drawdown Comparison
The maximum RC drawdown since its inception was -84.58%, roughly equal to the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for RC and XLK.
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Drawdown Indicators
| RC | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.58% | -82.05% | -2.53% |
Max Drawdown (1Y)Largest decline over 1 year | -68.49% | -15.92% | -52.57% |
Max Drawdown (5Y)Largest decline over 5 years | -84.58% | -33.56% | -51.02% |
Max Drawdown (10Y)Largest decline over 10 years | -84.58% | -33.56% | -51.02% |
Current DrawdownCurrent decline from peak | -83.87% | -11.04% | -72.83% |
Average DrawdownAverage peak-to-trough decline | -17.38% | -35.17% | +17.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 38.74% | 4.98% | +33.76% |
Volatility
RC vs. XLK - Volatility Comparison
Ready Capital Corporation (RC) has a higher volatility of 14.71% compared to State Street Technology Select Sector SPDR ETF (XLK) at 8.12%. This indicates that RC's price experiences larger fluctuations and is considered to be riskier than XLK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RC | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.71% | 8.12% | +6.59% |
Volatility (6M)Calculated over the trailing 6-month period | 39.02% | 16.49% | +22.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 49.03% | 27.05% | +21.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.01% | 24.72% | +12.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 46.11% | 24.33% | +21.78% |