PNC vs. BOH
PNC (The PNC Financial Services Group, Inc.) and BOH (Bank of Hawaii Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, PNC returned 15.54%/yr vs 5.53%/yr for BOH. A 0.57 correlation means they provide meaningful diversification when combined.
Performance
PNC vs. BOH - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with PNC having a 22.55% return and BOH slightly higher at 22.83%. Over the past 10 years, PNC has outperformed BOH with an annualized return of 15.54%, while BOH has yielded a comparatively lower 5.53% annualized return.
PNC
- 1D
- 0.40%
- 1M
- 6.00%
- 6M
- 17.58%
- YTD
- 22.55%
- 1Y
- 32.16%
- 3Y*
- 30.73%
- 5Y*
- 9.77%
- 10Y*
- 15.54%
BOH
- 1D
- 0.72%
- 1M
- 2.78%
- 6M
- 18.15%
- YTD
- 22.83%
- 1Y
- 24.37%
- 3Y*
- 28.30%
- 5Y*
- 3.71%
- 10Y*
- 5.53%
PNC vs. BOH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PNC The PNC Financial Services Group, Inc. | 22.55% | 12.24% | 29.39% | 2.71% | -18.59% | 38.18% | -2.78% | 40.91% | -16.98% | 25.95% |
BOH Bank of Hawaii Corporation | 22.83% | 0.00% | 3.64% | -1.51% | -4.11% | 12.82% | -16.31% | 45.86% | -19.19% | -0.36% |
Correlation
The correlation between PNC and BOH is 0.70, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.70 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.70 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.70 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.73 |
Correlation (All Time) Calculated using the full available price history since Sep 7, 1988 | 0.57 |
The correlation between PNC and BOH shifts across timeframes, from 0.57 (all time) to 0.73 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
PNC:
$101.16B
BOH:
$3.27B
PNC:
$18.05
BOH:
$5.49
PNC:
13.96
BOH:
15.04
PNC:
3.15
BOH:
3.02
PNC:
1.63
BOH:
2.18
PNC:
$32.06B
BOH:
$1.09B
PNC:
$23.04B
BOH:
$756.40M
PNC:
$8.83B
BOH:
$323.51M
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Return for Risk
PNC vs. BOH — Risk / Return Rank
PNC
BOH
PNC vs. BOH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The PNC Financial Services Group, Inc. (PNC) and Bank of Hawaii Corporation (BOH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PNC | BOH | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.54 | ||
| Sortino ratioReturn per unit of downside risk | +0.61 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.17 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 1.84 | 1.71 | +0.13 |
| Martin ratioReturn relative to average drawdown | 4.17 | 4.69 | -0.52 |
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Drawdowns
PNC vs. BOH - Drawdown Comparison
The maximum PNC drawdown since its inception was -76.65%, which is greater than BOH's maximum drawdown of -62.62%. Use the drawdown chart below to compare losses from any high point for PNC and BOH.
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Drawdown Indicators
| PNC | BOH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.65% | -62.62% | -14.03% |
Max Drawdown (1Y)Largest decline over 1 year | -17.21% | -13.13% | -4.08% |
Max Drawdown (3Y)Largest decline over 3 years | -29.77% | -24.23% | -5.54% |
Max Drawdown (5Y)Largest decline over 5 years | -47.98% | -61.82% | +13.84% |
Max Drawdown (10Y)Largest decline over 10 years | -49.58% | -62.62% | +13.04% |
Current DrawdownCurrent decline from peak | -0.83% | -0.70% | -0.13% |
Average DrawdownAverage peak-to-trough decline | -15.65% | -12.26% | -3.39% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.58% | 5.10% | +2.48% |
Volatility
PNC vs. BOH - Volatility Comparison
The PNC Financial Services Group, Inc. (PNC) has a higher volatility of 6.67% compared to Bank of Hawaii Corporation (BOH) at 6.01%. This indicates that PNC's price experiences larger fluctuations and is considered to be riskier than BOH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PNC | BOH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.67% | 6.01% | +0.66% |
Volatility (6M)Calculated over the trailing 6-month period | 17.06% | 18.10% | -1.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.89% | 24.64% | -2.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.05% | 33.46% | -6.41% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.64% | 32.80% | -3.16% |
Dividends
PNC vs. BOH - Dividend Comparison
PNC's dividend yield for the trailing twelve months is around 2.70%, less than BOH's 3.39% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BOH Bank of Hawaii Corporation | 3.39% | 4.10% | 4.91% | 3.86% | 3.61% | 3.27% | 3.50% | 2.72% | 3.48% | 2.94% | 2.13% | 2.86% |
PNC The PNC Financial Services Group, Inc. | 2.70% | 3.16% | 3.27% | 3.94% | 3.64% | 2.39% | 3.09% | 2.63% | 2.91% | 1.80% | 1.81% | 2.11% |
Financials
PNC vs. BOH - Financials Comparison
This section allows you to compare key financial metrics between The PNC Financial Services Group, Inc. and Bank of Hawaii Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PNC vs. BOH - Profitability Comparison
PNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, The PNC Financial Services Group, Inc. reported a gross profit of 5.96B and revenue of 6.17B. Therefore, the gross margin over that period was 96.6%.
BOH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Bank of Hawaii Corporation reported a gross profit of 190.57M and revenue of 263.54M. Therefore, the gross margin over that period was 72.3%.
PNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, The PNC Financial Services Group, Inc. reported an operating income of 2.19B and revenue of 6.17B, resulting in an operating margin of 35.5%.
BOH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Bank of Hawaii Corporation reported an operating income of 74.50M and revenue of 263.54M, resulting in an operating margin of 28.3%.
PNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, The PNC Financial Services Group, Inc. reported a net income of 1.77B and revenue of 6.17B, resulting in a net margin of 28.7%.
BOH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Bank of Hawaii Corporation reported a net income of 57.43M and revenue of 263.54M, resulting in a net margin of 21.8%.
Frequently Asked Questions
PNC and BOH have a correlation of 0.70, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PNC has higher volatility (6.67%) compared to BOH (6.01%). In terms of maximum drawdown, PNC dropped -76.65% vs BOH's -62.62%.
PNC currently has the higher Sharpe Ratio (1.45 vs 0.91), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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