PNC vs. UNH
Compare and contrast key facts about The PNC Financial Services Group, Inc. (PNC) and UnitedHealth Group Incorporated (UNH).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: PNC or UNH.
Correlation
The correlation between PNC and UNH is 0.39, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
PNC vs. UNH - Performance Comparison
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Key characteristics
PNC:
0.61
UNH:
-0.93
PNC:
1.06
UNH:
-1.04
PNC:
1.14
UNH:
0.81
PNC:
0.58
UNH:
-0.76
PNC:
1.56
UNH:
-2.63
PNC:
11.00%
UNH:
14.31%
PNC:
27.36%
UNH:
41.44%
PNC:
-76.65%
UNH:
-82.68%
PNC:
-15.88%
UNH:
-49.79%
Fundamentals
PNC:
$69.22B
UNH:
$343.58B
PNC:
$14.15
UNH:
$23.89
PNC:
12.37
UNH:
15.85
PNC:
1.72
UNH:
0.81
PNC:
3.30
UNH:
0.84
PNC:
1.17
UNH:
5.96
PNC:
$20.90B
UNH:
$407.42B
PNC:
$20.90B
UNH:
$87.53B
PNC:
$75.65B
UNH:
$31.08B
Returns By Period
In the year-to-date period, PNC achieves a -6.22% return, which is significantly higher than UNH's -38.18% return. Over the past 10 years, PNC has underperformed UNH with an annualized return of 10.05%, while UNH has yielded a comparatively higher 11.80% annualized return.
PNC
-6.22%
18.02%
-14.30%
16.50%
16.97%
10.05%
UNH
-38.18%
-48.06%
-48.93%
-38.18%
2.90%
11.80%
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Risk-Adjusted Performance
PNC vs. UNH — Risk-Adjusted Performance Rank
PNC
UNH
PNC vs. UNH - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for The PNC Financial Services Group, Inc. (PNC) and UnitedHealth Group Incorporated (UNH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
PNC vs. UNH - Dividend Comparison
PNC's dividend yield for the trailing twelve months is around 3.61%, more than UNH's 2.70% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PNC The PNC Financial Services Group, Inc. | 3.61% | 3.27% | 3.94% | 3.64% | 2.39% | 3.09% | 2.63% | 2.91% | 1.80% | 1.81% | 2.11% | 2.06% |
UNH UnitedHealth Group Incorporated | 2.70% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% | 1.39% |
Drawdowns
PNC vs. UNH - Drawdown Comparison
The maximum PNC drawdown since its inception was -76.65%, smaller than the maximum UNH drawdown of -82.68%. Use the drawdown chart below to compare losses from any high point for PNC and UNH. For additional features, visit the drawdowns tool.
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Volatility
PNC vs. UNH - Volatility Comparison
The current volatility for The PNC Financial Services Group, Inc. (PNC) is 7.33%, while UnitedHealth Group Incorporated (UNH) has a volatility of 30.72%. This indicates that PNC experiences smaller price fluctuations and is considered to be less risky than UNH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
PNC vs. UNH - Financials Comparison
This section allows you to compare key financial metrics between The PNC Financial Services Group, Inc. and UnitedHealth Group Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PNC vs. UNH - Profitability Comparison
PNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, The PNC Financial Services Group, Inc. reported a gross profit of 5.23B and revenue of 5.23B. Therefore, the gross margin over that period was 100.0%.
UNH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, UnitedHealth Group Incorporated reported a gross profit of 23.77B and revenue of 109.58B. Therefore, the gross margin over that period was 21.7%.
PNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, The PNC Financial Services Group, Inc. reported an operating income of 2.63B and revenue of 5.23B, resulting in an operating margin of 50.2%.
UNH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, UnitedHealth Group Incorporated reported an operating income of 9.12B and revenue of 109.58B, resulting in an operating margin of 8.3%.
PNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, The PNC Financial Services Group, Inc. reported a net income of 1.48B and revenue of 5.23B, resulting in a net margin of 28.3%.
UNH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, UnitedHealth Group Incorporated reported a net income of 6.29B and revenue of 109.58B, resulting in a net margin of 5.7%.