Orrstown Financial Services, Inc. (ORRF)

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Orrstown Financial Services, Inc. (ORRF) is up 12.1% since the beginning of the year. At $39 per share, ORRF is trading 4.0% below its 52-week high of $41. Investors who bought $1,000 worth of ORRF shares 5 years ago would now be looking at an investment worth $1,938.

Orrstown Financial Services, Inc. (ORRF) has returned 12.13% so far this year and 35.26% over the past 12 months. Over the last ten years, ORRF has returned 11.38% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.

Based on dividend-adjusted daily data since May 13, 1999, ORRF's average daily return is +0.05%, while the average monthly return is +0.77%. At this rate, an investment would double in approximately 7.5 years.

Historically, 55% of months were positive and 45% were negative. The best month was Jul 2024 with a return of +28.5%, while the worst month was Oct 2011 at -28.7%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 7 months.

On a daily basis, ORRF closed higher 37% of trading days. The best single day was Feb 11, 2004 with a return of +100.0%, while the worst single day was Feb 12, 2004 at -53.2%.

Orrstown Financial Services, Inc. has an annualized alpha of 10.39%, beta of 0.45, and R2 of 0.04 versus S&P 500 Index. Calculated based on daily prices since May 13, 1999.

• This stock participated in 69.86% of S&P 500 Index downside but only 66.84% of its upside - more exposed to losses than it benefited from rallies.
• Beta of 0.45 may look defensive, but with R2 of 0.04 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.04 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

ORRF ranks 78 for risk / return — better than 78% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

Orrstown Financial Services, Inc. provided a 2.92% dividend yield over the last twelve months, with an annual payout of $1.14 per share. The company has been increasing its dividends for 10 consecutive years.

The table displays the monthly dividend distributions for Orrstown Financial Services, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Orrstown Financial Services, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Orrstown Financial Services, Inc. was 88.28%, occurring on May 16, 2012. The portfolio has not yet recovered.

The current Orrstown Financial Services, Inc. drawdown is 15.76%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Orrstown Financial Services, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Orrstown Financial Services, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.