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ISIN
US63945M1071
IPO Date
Dec 28, 2023

Highlights

Market Cap
$840.85M
Enterprise Value
$513.11M
EPS (TTM)
$1.35
PE Ratio
15.02
PEG Ratio
0.17
Total Revenue (TTM)
$342.19M
Gross Profit (TTM)
$128.04M
EBITDA (TTM)
$57.66M
Year Range
$16.76 - $22.86
Target Price
$23.00
ROA (TTM)
0.73%
ROE (TTM)
6.25%

Share Price Chart


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NB Bancorp, Inc

Performance

NBBK Performance Chart

NB Bancorp, Inc (NBBK) is up 3.1% since the beginning of the year. At $20 per share, NBBK is trading 11.2% below its 52-week high of $23.


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S&P 500 Index

Returns By Period

NB Bancorp, Inc (NBBK) has returned 3.10% so far this year and 26.61% over the past 12 months.


NB Bancorp, Inc

1D
0.84%
1M
2.63%
YTD
3.10%
6M
-2.37%
1Y
26.61%
3Y*
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

NBBK Monthly Returns History

Based on dividend-adjusted daily data since Dec 28, 2023, NBBK's average daily return is +0.08%, while the average monthly return is +1.47%. At this rate, an investment would double in approximately 4.0 years.

Historically, 55% of months were positive and 45% were negative. The best month was Jul 2024 with a return of +26.8%, while the worst month was Dec 2024 at -10.3%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 3 months.

On a daily basis, NBBK closed higher 49% of trading days. The best single day was Nov 6, 2024 with a return of +9.0%, while the worst single day was Apr 23, 2026 at -10.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20269.59%-1.44%-1.27%-6.83%2.39%1.35%3.10%
20256.09%0.84%-6.47%-5.09%-1.75%5.99%-3.53%10.08%-6.56%2.38%8.84%1.17%10.63%
20244.01%0.07%-2.43%7.03%3.42%-0.26%26.79%-1.26%-1.69%1.78%6.62%-10.33%34.28%
2023-3.93%-3.93%

Benchmark Metrics

NB Bancorp, Inc has an annualized alpha of 6.43%, beta of 0.67, and R2 of 0.16 versus S&P 500 Index. Calculated based on daily prices since December 28, 2023.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (79.19%) than losses (76.83%) - typical of diversified or defensive assets.
  • Beta of 0.67 may look defensive, but with R2 of 0.16 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.16 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
6.43%
Beta
0.67
0.16
Upside Capture
79.19%
Downside Capture
76.83%

Return for Risk

Risk / Return Rank

NBBK ranks 70 for risk / return — better than 70% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


NBBK Risk / Return Rank: 7070
Overall Rank
NBBK Sharpe Ratio Rank: 7272
Sharpe Ratio Rank
NBBK Sortino Ratio Rank: 6666
Sortino Ratio Rank
NBBK Omega Ratio Rank: 6565
Omega Ratio Rank
NBBK Calmar Ratio Rank: 7373
Calmar Ratio Rank
NBBK Martin Ratio Rank: 7373
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for NB Bancorp, Inc (NBBK) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


NBBKBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.03

Sortino ratioReturn per unit of downside risk

-1.31

Omega ratioGain probability vs. loss probability

1.19

1.37

-0.18

Calmar ratioReturn relative to maximum drawdown

1.74

2.78

-1.05

Martin ratioReturn relative to average drawdown

4.01

12.44

-8.43

Dividends

Dividend History

NB Bancorp, Inc provided a 1.38% dividend yield over the last twelve months, with an annual payout of $0.28 per share.


0.71%$0.00$0.05$0.10$0.152025
Dividends
Dividend Yield
PeriodTTM2025
Dividend$0.28$0.14

Dividend yield

1.38%0.71%

Monthly Dividends

The table displays the monthly dividend distributions for NB Bancorp, Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.07$0.00$0.00$0.07$0.00$0.14
2025$0.07$0.00$0.00$0.07$0.00$0.14

Dividend Yield & Payout


Dividend Yield

NB Bancorp, Inc has a dividend yield of 1.38%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

NB Bancorp, Inc has a payout ratio of 10.59%, which is below the market average. This means NB Bancorp, Inc returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the NB Bancorp, Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the NB Bancorp, Inc was 24.74%, occurring on Apr 4, 2025. Recovery took 172 trading sessions.

The current NB Bancorp, Inc drawdown is 10.02%.


Related event

Drawdown

Fall

Recovery

Underwater

2025 selloff2025
-24.74%Apr 2025
4mo 28d8mo 10d
1y 1moNov 2024 - Dec 2025
2026 correction2026
-15.37%Apr 2026
13d
2mo 14dApr 2026 - now
2024 correction2024
-11.59%Aug 2024
5d3mo 2d
3mo 7dJul 2024 - Nov 2024
2026 correction2026
-10.01%Mar 2026
1mo 7d22d
1mo 29dFeb 2026 - Apr 2026
2024 pullback2024
-9.97%Jun 2024
1mo 6d16d
1mo 22dMay 2024 - Jul 2024

Drawdown Indicators


NBBKBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-24.74%

-56.78%

+32.04%

Max Drawdown (1Y)

Largest decline over 1 year

-15.37%

-9.10%

-6.27%

Max Drawdown (3Y)

Largest decline over 3 years

-18.90%

Max Drawdown (5Y)

Largest decline over 5 years

-25.43%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-10.02%

-1.80%

-8.22%

Average Drawdown

Average peak-to-trough decline

-8.43%

-10.71%

+2.28%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.66%

2.03%

+4.63%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of NB Bancorp, Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how NB Bancorp, Inc is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for NBBK, comparing it with other companies in the Banks - Regional industry. Currently, NBBK has a P/E ratio of 15.0. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for NBBK compared to other companies in the Banks - Regional industry. NBBK currently has a PEG ratio of 0.2. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for NBBK relative to other companies in the Banks - Regional industry. Currently, NBBK has a P/S ratio of 2.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for NBBK in comparison with other companies in the Banks - Regional industry. Currently, NBBK has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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