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NB Bancorp, Inc (NBBK)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US63945M1071
IPO Date
Dec 28, 2023

Highlights

Market Cap
$867.51M
Enterprise Value
$541.80M
EPS (TTM)
$1.32
PE Ratio
15.96
PEG Ratio
0.14
Total Revenue (TTM)
$347.34M
Gross Profit (TTM)
$144.58M
EBITDA (TTM)
$58.54M
Year Range
$15.09 - $22.70
Target Price
$23.00
ROA (TTM)
0.72%
ROE (TTM)
5.86%

Share Price Chart


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NB Bancorp, Inc

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in NB Bancorp, Inc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

NB Bancorp, Inc (NBBK) has returned 6.64% so far this year and 17.91% over the past 12 months.


NB Bancorp, Inc

1D
1.89%
1M
-1.27%
YTD
6.64%
6M
20.22%
1Y
17.91%
3Y*
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Dec 28, 2023, NBBK's average daily return is +0.09%, while the average monthly return is +1.80%. At this rate, your investment would double in approximately 3.2 years.

Historically, 54% of months were positive and 46% were negative. The best month was Jul 2024 with a return of +26.8%, while the worst month was Dec 2024 at -10.3%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 3 months.

On a daily basis, NBBK closed higher 49% of trading days. The best single day was Nov 6, 2024 with a return of +9.0%, while the worst single day was Apr 3, 2025 at -8.5%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20269.59%-1.44%-1.27%6.64%
20256.09%0.84%-6.47%-5.09%-1.75%5.99%-3.53%10.08%-6.56%2.38%8.84%1.17%10.63%
20244.01%0.07%-2.43%7.03%3.42%-0.26%26.79%-1.26%-1.69%1.78%6.62%-10.33%34.28%
2023-2.32%-2.32%

Benchmark Metrics

NB Bancorp, Inc has an annualized alpha of 13.40%, beta of 0.68, and R² of 0.17 versus S&P 500 Index. Calculated based on daily prices since December 29, 2023.

  • This stock captured 117.22% of S&P 500 Index gains but only 79.89% of its losses — a favorable profile for investors.
  • Beta of 0.68 may look defensive, but with R² of 0.17 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.17 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
13.40%
Beta
0.68
0.17
Upside Capture
117.22%
Downside Capture
79.89%

Return for Risk

Risk / Return Rank

NBBK ranks 60 for risk / return — better than 60% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


NBBK Risk / Return Rank: 6060
Overall Rank
NBBK Sharpe Ratio Rank: 6464
Sharpe Ratio Rank
NBBK Sortino Ratio Rank: 5656
Sortino Ratio Rank
NBBK Omega Ratio Rank: 5454
Omega Ratio Rank
NBBK Calmar Ratio Rank: 6464
Calmar Ratio Rank
NBBK Martin Ratio Rank: 6262
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for NB Bancorp, Inc (NBBK) and compare them to a chosen benchmark (S&P 500 Index).


NBBKBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.67

0.90

-0.23

Sortino ratio

Return per unit of downside risk

1.08

1.39

-0.31

Omega ratio

Gain probability vs. loss probability

1.13

1.21

-0.08

Calmar ratio

Return relative to maximum drawdown

1.05

1.40

-0.35

Martin ratio

Return relative to average drawdown

2.27

6.61

-4.34

Explore NBBK risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

NB Bancorp, Inc provided a 1.00% dividend yield over the last twelve months, with an annual payout of $0.21 per share.


0.71%$0.00$0.05$0.10$0.152025
Dividends
Dividend Yield
PeriodTTM2025
Dividend$0.21$0.14

Dividend yield

1.00%0.71%

Monthly Dividends

The table displays the monthly dividend distributions for NB Bancorp, Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.07$0.00$0.07
2025$0.07$0.00$0.00$0.07$0.00$0.14

Dividend Yield & Payout


Dividend Yield

NB Bancorp, Inc has a dividend yield of 1.00%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

NB Bancorp, Inc has a payout ratio of 5.54%, which is below the market average. This means NB Bancorp, Inc returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the NB Bancorp, Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the NB Bancorp, Inc was 24.74%, occurring on Apr 4, 2025. Recovery took 172 trading sessions.

The current NB Bancorp, Inc drawdown is 5.81%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-24.74%Nov 7, 2024101Apr 4, 2025172Dec 10, 2025273
-11.59%Jul 31, 20244Aug 5, 202465Nov 5, 202469
-10.01%Feb 9, 202627Mar 18, 2026
-9.97%May 20, 202425Jun 25, 202411Jul 11, 202436
-9.94%Jan 25, 202455Apr 12, 202416May 6, 202471

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of NB Bancorp, Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how NB Bancorp, Inc is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for NBBK, comparing it with other companies in the Banks - Regional industry. Currently, NBBK has a P/E ratio of 16.0. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for NBBK compared to other companies in the Banks - Regional industry. NBBK currently has a PEG ratio of 0.1. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for NBBK relative to other companies in the Banks - Regional industry. Currently, NBBK has a P/S ratio of 2.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for NBBK in comparison with other companies in the Banks - Regional industry. Currently, NBBK has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items