- ISIN
- US63945M1071
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Dec 28, 2023
Highlights
- Market Cap
- $840.85M
- Enterprise Value
- $513.11M
- EPS (TTM)
- $1.35
- PE Ratio
- 15.02
- PEG Ratio
- 0.17
- Total Revenue (TTM)
- $342.19M
- Gross Profit (TTM)
- $128.04M
- EBITDA (TTM)
- $57.66M
- Year Range
- $16.76 - $22.86
- Target Price
- $23.00
- ROA (TTM)
- 0.73%
- ROE (TTM)
- 6.25%
Share Price Chart
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Performance
NBBK Performance Chart
NB Bancorp, Inc (NBBK) is up 3.1% since the beginning of the year. At $20 per share, NBBK is trading 11.2% below its 52-week high of $23.
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Returns By Period
NB Bancorp, Inc (NBBK) has returned 3.10% so far this year and 26.61% over the past 12 months.
NB Bancorp, Inc
- 1D
- 0.84%
- 1M
- 2.63%
- YTD
- 3.10%
- 6M
- -2.37%
- 1Y
- 26.61%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
NBBK Monthly Returns History
Based on dividend-adjusted daily data since Dec 28, 2023, NBBK's average daily return is +0.08%, while the average monthly return is +1.47%. At this rate, an investment would double in approximately 4.0 years.
Historically, 55% of months were positive and 45% were negative. The best month was Jul 2024 with a return of +26.8%, while the worst month was Dec 2024 at -10.3%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 3 months.
On a daily basis, NBBK closed higher 49% of trading days. The best single day was Nov 6, 2024 with a return of +9.0%, while the worst single day was Apr 23, 2026 at -10.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 9.59% | -1.44% | -1.27% | -6.83% | 2.39% | 1.35% | 3.10% | ||||||
| 2025 | 6.09% | 0.84% | -6.47% | -5.09% | -1.75% | 5.99% | -3.53% | 10.08% | -6.56% | 2.38% | 8.84% | 1.17% | 10.63% |
| 2024 | 4.01% | 0.07% | -2.43% | 7.03% | 3.42% | -0.26% | 26.79% | -1.26% | -1.69% | 1.78% | 6.62% | -10.33% | 34.28% |
| 2023 | -3.93% | -3.93% |
Benchmark Metrics
NB Bancorp, Inc has an annualized alpha of 6.43%, beta of 0.67, and R2 of 0.16 versus S&P 500 Index. Calculated based on daily prices since December 28, 2023.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (79.19%) than losses (76.83%) - typical of diversified or defensive assets.
- Beta of 0.67 may look defensive, but with R2 of 0.16 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.16 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 6.43%
- Beta
- 0.67
- R²
- 0.16
- Upside Capture
- 79.19%
- Downside Capture
- 76.83%
Return for Risk
Risk / Return Rank
NBBK ranks 70 for risk / return — better than 70% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for NB Bancorp, Inc (NBBK) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NBBK | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.03 | ||
| Sortino ratioReturn per unit of downside risk | -1.31 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.37 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 1.74 | 2.78 | -1.05 |
| Martin ratioReturn relative to average drawdown | 4.01 | 12.44 | -8.43 |
Dividends
Dividend History
NB Bancorp, Inc provided a 1.38% dividend yield over the last twelve months, with an annual payout of $0.28 per share.
| Period | TTM | 2025 |
|---|---|---|
| Dividend | $0.28 | $0.14 |
Dividend yield | 1.38% | 0.71% |
Monthly Dividends
The table displays the monthly dividend distributions for NB Bancorp, Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.14 | ||||||
| 2025 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.14 |
Dividend Yield & Payout
Dividend Yield
NB Bancorp, Inc has a dividend yield of 1.38%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
NB Bancorp, Inc has a payout ratio of 10.59%, which is below the market average. This means NB Bancorp, Inc returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the NB Bancorp, Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the NB Bancorp, Inc was 24.74%, occurring on Apr 4, 2025. Recovery took 172 trading sessions.
The current NB Bancorp, Inc drawdown is 10.02%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2025 selloff2025 | -24.74%Apr 2025 | 4mo 28d | 8mo 10d | 1y 1moNov 2024 - Dec 2025 |
2026 correction2026 | -15.37%Apr 2026 | 13d | — | 2mo 14dApr 2026 - now |
2024 correction2024 | -11.59%Aug 2024 | 5d | 3mo 2d | 3mo 7dJul 2024 - Nov 2024 |
2026 correction2026 | -10.01%Mar 2026 | 1mo 7d | 22d | 1mo 29dFeb 2026 - Apr 2026 |
2024 pullback2024 | -9.97%Jun 2024 | 1mo 6d | 16d | 1mo 22dMay 2024 - Jul 2024 |
Drawdown Indicators
| NBBK | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.74% | -56.78% | +32.04% |
Max Drawdown (1Y)Largest decline over 1 year | -15.37% | -9.10% | -6.27% |
Max Drawdown (3Y)Largest decline over 3 years | — | -18.90% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -10.02% | -1.80% | -8.22% |
Average DrawdownAverage peak-to-trough decline | -8.43% | -10.71% | +2.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.66% | 2.03% | +4.63% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of NB Bancorp, Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how NB Bancorp, Inc is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for NBBK, comparing it with other companies in the Banks - Regional industry. Currently, NBBK has a P/E ratio of 15.0. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for NBBK compared to other companies in the Banks - Regional industry. NBBK currently has a PEG ratio of 0.2. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for NBBK relative to other companies in the Banks - Regional industry. Currently, NBBK has a P/S ratio of 2.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for NBBK in comparison with other companies in the Banks - Regional industry. Currently, NBBK has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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