- Issuer
- Mutual of America
- Inception Date
- Nov 30, 2021
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
MURNX Performance Chart
Mutual of America Investment Corporation - 2050 Retirement Fund (MURNX) is up 9.9% since the beginning of the year. MURNX is currently trading at $22 per share. Investors who bought $1,000 worth of MURNX shares 5 years ago would now be looking at an investment worth $1,509.
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Returns By Period
Mutual of America Investment Corporation - 2050 Retirement Fund (MURNX) has returned 9.89% so far this year and 23.04% over the past 12 months.
Mutual of America Investment Corporation - 2050 Retirement Fund
- 1D
- -0.05%
- 1M
- 1.55%
- YTD
- 9.89%
- 6M
- 8.90%
- 1Y
- 23.04%
- 3Y*
- 16.66%
- 5Y*
- 8.58%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
MURNX Monthly Returns History
Based on dividend-adjusted daily data since Jan 2, 2020, MURNX's average daily return is +0.67%, while the average monthly return is +11.54%. At this rate, an investment would double in approximately 0.5 years.
Historically, 67% of months were positive and 33% were negative. The best month was Sep 2020 with a return of +831.3%, while the worst month was Mar 2020 at -13.8%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.
On a daily basis, MURNX closed higher 51% of trading days. The best single day was Sep 25, 2020 with a return of +912.1%, while the worst single day was Mar 16, 2020 at -11.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.30% | 1.38% | -5.91% | 7.67% | 3.16% | 0.42% | 9.89% | ||||||
| 2025 | 4.48% | -4.34% | -1.09% | 0.22% | 4.80% | 3.97% | 1.02% | 2.73% | 2.56% | 1.08% | 0.62% | 0.90% | 17.89% |
| 2024 | 0.35% | 3.97% | 3.37% | -3.92% | 4.53% | 0.22% | 2.59% | 1.84% | 1.34% | -1.90% | 4.85% | -3.27% | 14.37% |
| 2023 | 6.36% | -2.28% | 1.64% | 1.05% | -1.41% | 5.11% | 2.96% | -2.13% | -4.06% | -4.78% | 7.92% | 5.35% | 15.78% |
| 2022 | -4.92% | -1.55% | 1.37% | -5.03% | -1.69% | -10.94% | 5.99% | -7.71% | 6.17% | 6.48% | -4.01% | -16.25% | |
| 2021 | 2.12% | 2.35% | 2.78% | 4.78% | 0.25% | 0.10% | 1.38% | 1.66% | -2.78% | 1.92% | -0.34% | 2.51% | 17.85% |
Benchmark Metrics
Mutual of America Investment Corporation - 2050 Retirement Fund has an annualized alpha of 336.56%, beta of 1.40, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since January 02, 2020.
- This fund captured 79.07% of S&P 500 Index gains and tended to rise during its downturns (downside capture of -201.00%) - a profile typical of hedging or uncorrelated assets.
- R2 of 0.01 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 336.56%
- Beta
- 1.40
- R²
- 0.01
- Upside Capture
- 79.07%
- Downside Capture
- -201.00%
Expense Ratio
MURNX has an expense ratio of 0.08%, which is considered low.
Return for Risk
Risk / Return Rank
MURNX ranks 73 for risk / return — better than 73% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Mutual of America Investment Corporation - 2050 Retirement Fund (MURNX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MURNX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.45 | ||
| Sortino ratioReturn per unit of downside risk | +0.84 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.32 | +0.09 |
| Calmar ratioReturn relative to maximum drawdown | 3.18 | 2.46 | +0.73 |
| Martin ratioReturn relative to average drawdown | 14.83 | 10.92 | +3.91 |
Dividends
Dividend History
Mutual of America Investment Corporation - 2050 Retirement Fund provided a 8.47% dividend yield over the last twelve months, with an annual payout of $1.83 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $1.83 | $1.83 | $1.19 | $0.61 | $1.72 | $0.76 |
Dividend yield | 8.47% | 9.30% | 6.49% | 3.56% | 11.26% | 3.72% |
Monthly Dividends
The table displays the monthly dividend distributions for Mutual of America Investment Corporation - 2050 Retirement Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.00 | $0.08 | $0.00 | $1.58 | $1.83 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.00 | $0.71 | $1.19 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.61 | $0.61 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.06 | $0.00 | $0.66 | $1.72 | |
| 2021 | $0.76 | $0.76 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Mutual of America Investment Corporation - 2050 Retirement Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Mutual of America Investment Corporation - 2050 Retirement Fund was 32.96%, occurring on Mar 23, 2020. Recovery took 113 trading sessions.
The current Mutual of America Investment Corporation - 2050 Retirement Fund drawdown is 0.28%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -32.96%Mar 2020 | 1mo 1d | 5mo 13d | 6mo 14dFeb 2020 - Sep 2020 |
Bear market2022 | -23.75%Oct 2022 | 9mo 10d | 1y 4mo | 2y 1moJan 2022 - Feb 2024 |
2025 selloff2025 | -15.36%Apr 2025 | 1mo 19d | 1mo 29d | 3mo 18dFeb 2025 - Jun 2025 |
2026 pullback2026 | -8.50%Mar 2026 | 1mo 2d | 18d | 1mo 20dFeb 2026 - Apr 2026 |
2020 pullback2020 | -7.26%Sep 2020 | 20d | 2d | 22dSep 2020 - Sep 2020 |
Drawdown Indicators
| MURNX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.96% | -56.78% | +23.82% |
Max Drawdown (1Y)Largest decline over 1 year | -8.50% | -9.10% | +0.60% |
Max Drawdown (3Y)Largest decline over 3 years | -15.36% | -18.90% | +3.54% |
Max Drawdown (5Y)Largest decline over 5 years | -23.75% | -25.43% | +1.68% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.28% | -3.21% | +2.93% |
Average DrawdownAverage peak-to-trough decline | -5.46% | -10.71% | +5.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.75% | 2.04% | -0.29% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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