Highlights
- Market Cap
- $167.94M
- Enterprise Value
- $142.76M
- EPS (TTM)
- $2.04
- PE Ratio
- 10.89
- PEG Ratio
- 2.17
- Total Revenue (TTM)
- $135.47M
- Gross Profit (TTM)
- $73.50M
- EBITDA (TTM)
- $22.77M
- Year Range
- $15.00 - $23.44
- ROA (TTM)
- 0.71%
- ROE (TTM)
- 7.14%
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in MainStreet Bancshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
MainStreet Bancshares, Inc. (MNSB) has returned 9.52% so far this year and 35.50% over the past 12 months. Over the last ten years, MNSB has returned 7.73% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.
MainStreet Bancshares, Inc.
- 1D
- 0.73%
- 1M
- 0.00%
- YTD
- 9.52%
- 6M
- 7.64%
- 1Y
- 35.50%
- 3Y*
- 0.24%
- 5Y*
- 2.68%
- 10Y*
- 7.73%
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Jan 4, 2016, MNSB's average daily return is +0.05%, while the average monthly return is +0.89%. At this rate, your investment would double in approximately 6.5 years.
Historically, 54% of months were positive and 46% were negative. The best month was Jan 2017 with a return of +22.6%, while the worst month was Jan 2024 at -25.4%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 9 months.
On a daily basis, MNSB closed higher 44% of trading days. The best single day was Mar 19, 2020 with a return of +17.2%, while the worst single day was Mar 12, 2020 at -19.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.16% | 4.15% | 0.00% | 9.52% | |||||||||
| 2025 | -8.23% | -0.18% | 1.46% | 14.35% | -0.57% | -0.05% | 6.88% | 12.70% | -8.04% | -10.95% | 5.65% | 4.46% | 14.98% |
| 2024 | -25.35% | -2.20% | 0.80% | -15.91% | 11.38% | 4.91% | 0.73% | -2.86% | 6.96% | -6.40% | 8.26% | -2.64% | -25.33% |
| 2023 | 4.40% | 3.39% | -20.56% | -8.51% | -1.47% | 7.55% | 5.34% | -4.84% | -9.20% | -6.13% | 8.51% | 19.16% | -8.16% |
| 2022 | 1.50% | 0.52% | -2.92% | 5.27% | -3.00% | -8.09% | 1.62% | 4.90% | -5.82% | 21.79% | 4.41% | -4.88% | 12.89% |
| 2021 | 1.01% | 8.90% | 11.61% | 2.12% | 0.99% | 5.46% | 6.73% | -3.11% | 2.74% | 4.21% | -5.88% | 4.50% | 45.42% |
Benchmark Metrics
MainStreet Bancshares, Inc. has an annualized alpha of 4.37%, beta of 0.65, and R² of 0.12 versus S&P 500 Index. Calculated based on daily prices since January 05, 2016.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (42.94%) than losses (42.90%) — typical of diversified or defensive assets.
- Beta of 0.65 may look defensive, but with R² of 0.12 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R² of 0.12 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 4.37%
- Beta
- 0.65
- R²
- 0.12
- Upside Capture
- 42.94%
- Downside Capture
- 42.90%
Return for Risk
Risk / Return Rank
MNSB ranks 74 for risk / return — better than 74% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MainStreet Bancshares, Inc. (MNSB) and compare them to a chosen benchmark (S&P 500 Index).
| MNSB | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 0.90 | +0.33 |
Sortino ratioReturn per unit of downside risk | 1.98 | 1.39 | +0.60 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.21 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.64 | 1.40 | +0.24 |
Martin ratioReturn relative to average drawdown | 3.74 | 6.61 | -2.87 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore MNSB risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
MainStreet Bancshares, Inc. provided a 1.80% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The company has been increasing its dividends for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Dividend | $0.40 | $0.40 | $0.40 | $0.40 | $0.25 |
Dividend yield | 1.80% | 1.96% | 2.21% | 1.61% | 0.91% |
Monthly Dividends
The table displays the monthly dividend distributions for MainStreet Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.10 | $0.00 | $0.10 | |||||||||
| 2025 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2024 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2023 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2022 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.10 | $0.00 | $0.25 |
Dividend Yield & Payout
Dividend Yield
MainStreet Bancshares, Inc. has a dividend yield of 1.80%, which is quite average when compared to the overall market.
Payout Ratio
MainStreet Bancshares, Inc. has a payout ratio of 33.41%, which is quite average when compared to the overall market. This suggests that MainStreet Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MainStreet Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MainStreet Bancshares, Inc. was 51.86%, occurring on Sep 23, 2020. Recovery took 272 trading sessions.
The current MainStreet Bancshares, Inc. drawdown is 20.30%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -51.86% | May 9, 2019 | 348 | Sep 23, 2020 | 272 | Oct 21, 2021 | 620 |
| -47.61% | Feb 22, 2023 | 298 | Apr 29, 2024 | — | — | — |
| -27.72% | May 21, 2018 | 157 | Jan 3, 2019 | 33 | Feb 22, 2019 | 190 |
| -13.73% | Oct 25, 2021 | 178 | Jul 11, 2022 | 76 | Oct 26, 2022 | 254 |
| -11.73% | Feb 25, 2019 | 31 | Apr 8, 2019 | 12 | Apr 25, 2019 | 43 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of MainStreet Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how MainStreet Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for MNSB, comparing it with other companies in the Banks - Regional industry. Currently, MNSB has a P/E ratio of 10.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for MNSB compared to other companies in the Banks - Regional industry. MNSB currently has a PEG ratio of 2.2. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for MNSB relative to other companies in the Banks - Regional industry. Currently, MNSB has a P/S ratio of 1.3. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for MNSB in comparison with other companies in the Banks - Regional industry. Currently, MNSB has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
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Income | — |
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EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
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Interest Income | — |
Interest Expense | — |
Net Interest Income | — |