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ISIN
US56064Y1001
CUSIP
56064Y100
IPO Date
Jan 4, 2016

Highlights

Market Cap
$180.45M
Enterprise Value
$82.37M
EPS (TTM)
$2.27
PE Ratio
10.64
PEG Ratio
2.12
Total Revenue (TTM)
$133.19M
Gross Profit (TTM)
$74.08M
EBITDA (TTM)
$23.77M
Year Range
$17.86 - $25.19
ROA (TTM)
0.78%
ROE (TTM)
8.03%

Share Price Chart


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MainStreet Bancshares, Inc.

Performance

MNSB Performance Chart

MainStreet Bancshares, Inc. (MNSB) is up 19.4% since the beginning of the year. At $24 per share, MNSB is trading 4.3% below its 52-week high of $25. Investors who bought $1,000 worth of MNSB shares 5 years ago would now be looking at an investment worth $1,173.


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S&P 500 Index

Returns By Period

MainStreet Bancshares, Inc. (MNSB) has returned 19.44% so far this year and 34.30% over the past 12 months. Over the last ten years, MNSB has returned 8.76% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


MainStreet Bancshares, Inc.

1D
1.05%
1M
4.64%
YTD
19.44%
6M
15.96%
1Y
34.30%
3Y*
5.62%
5Y*
3.24%
10Y*
8.76%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

MNSB Monthly Returns History

Based on dividend-adjusted daily data since Jan 4, 2016, MNSB's average daily return is +0.06%, while the average monthly return is +0.94%. At this rate, an investment would double in approximately 6.2 years.

Historically, 53% of months were positive and 47% were negative. The best month was Jan 2017 with a return of +22.6%, while the worst month was Jan 2024 at -25.4%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 9 months.

On a daily basis, MNSB closed higher 45% of trading days. The best single day was Mar 19, 2020 with a return of +17.2%, while the worst single day was Mar 12, 2020 at -19.3%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.16%4.15%0.00%5.50%-1.85%5.33%19.44%
2025-8.23%-0.18%1.46%14.35%-0.57%-0.05%6.88%12.70%-8.04%-10.95%5.65%4.46%14.98%
2024-25.35%-2.20%0.80%-15.91%11.38%4.91%0.73%-2.86%6.96%-6.40%8.26%-2.64%-25.33%
20234.40%3.39%-20.56%-8.51%-1.47%7.55%5.34%-4.84%-9.20%-6.13%8.51%19.16%-8.16%
20221.50%0.52%-2.92%5.27%-3.00%-8.09%1.62%4.90%-5.82%21.79%4.41%-4.88%12.89%
20211.01%8.90%11.61%2.12%0.99%5.46%6.73%-3.11%2.74%4.21%-5.88%4.50%45.42%

Benchmark Metrics

MainStreet Bancshares, Inc. has an annualized alpha of 4.50%, beta of 0.64, and R2 of 0.12 versus S&P 500 Index. Calculated based on daily prices since January 04, 2016.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (41.73%) than losses (38.93%) - typical of diversified or defensive assets.
  • Beta of 0.64 may look defensive, but with R2 of 0.12 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.12 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
4.50%
Beta
0.64
0.12
Upside Capture
41.73%
Downside Capture
38.93%

Return for Risk

Risk / Return Rank

MNSB ranks 74 for risk / return — better than 74% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


MNSB Risk / Return Rank: 7474
Overall Rank
MNSB Sharpe Ratio Rank: 7979
Sharpe Ratio Rank
MNSB Sortino Ratio Rank: 7676
Sortino Ratio Rank
MNSB Omega Ratio Rank: 7373
Omega Ratio Rank
MNSB Calmar Ratio Rank: 7272
Calmar Ratio Rank
MNSB Martin Ratio Rank: 7171
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for MainStreet Bancshares, Inc. (MNSB) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


MNSBBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.72

Sortino ratioReturn per unit of downside risk

-0.76

Omega ratioGain probability vs. loss probability

1.24

1.37

-0.13

Calmar ratioReturn relative to maximum drawdown

1.64

2.78

-1.14

Martin ratioReturn relative to average drawdown

3.77

12.44

-8.67

Dividends

Dividend History

MainStreet Bancshares, Inc. provided a 1.66% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The company has been increasing its dividends for 3 consecutive years.


1.00%1.20%1.40%1.60%1.80%2.00%2.20%$0.00$0.10$0.20$0.30$0.402022202320242025
Dividends
Dividend Yield
PeriodTTM2025202420232022
Dividend$0.40$0.40$0.40$0.40$0.25

Dividend yield

1.66%1.96%2.21%1.61%0.91%

Monthly Dividends

The table displays the monthly dividend distributions for MainStreet Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.10$0.00$0.00$0.10$0.00$0.20
2025$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2024$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2023$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2022$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.10$0.00$0.25

Dividend Yield & Payout


Dividend Yield

MainStreet Bancshares, Inc. has a dividend yield of 1.66%, which is quite average when compared to the overall market.

Payout Ratio

MainStreet Bancshares, Inc. has a payout ratio of 30.16%, which is quite average when compared to the overall market. This suggests that MainStreet Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the MainStreet Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the MainStreet Bancshares, Inc. was 51.86%, occurring on Sep 23, 2020. Recovery took 272 trading sessions.

The current MainStreet Bancshares, Inc. drawdown is 13.07%.


Related event

Drawdown

Fall

Recovery

Underwater

2020 bear market2020
-51.86%Sep 2020
1y 4mo1y 28d
2y 5moMay 2019 - Oct 2021
2024 bear market2024
-47.61%Apr 2024
1y 2mo
3y 4moFeb 2023 - now
2019 bear market2019
-27.72%Jan 2019
7mo 17d1mo 20d
9mo 7dMay 2018 - Feb 2019
Bear market2022
-13.73%Jul 2022
8mo 19d3mo 17d
1y 1dOct 2021 - Oct 2022
2019 correction2019
-11.73%Apr 2019
1mo 12d17d
1mo 29dFeb 2019 - Apr 2019

Drawdown Indicators


MNSBBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-51.86%

-56.78%

+4.92%

Max Drawdown (1Y)

Largest decline over 1 year

-20.98%

-9.10%

-11.88%

Max Drawdown (3Y)

Largest decline over 3 years

-40.46%

-18.90%

-21.56%

Max Drawdown (5Y)

Largest decline over 5 years

-47.61%

-25.43%

-22.18%

Max Drawdown (10Y)

Largest decline over 10 years

-51.86%

-33.92%

-17.94%

Current Drawdown

Current decline from peak

-13.07%

-1.80%

-11.27%

Average Drawdown

Average peak-to-trough decline

-18.12%

-10.71%

-7.41%

Ulcer Index

Depth and duration of drawdowns from previous peaks

9.13%

2.03%

+7.10%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of MainStreet Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how MainStreet Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for MNSB, comparing it with other companies in the Banks - Regional industry. Currently, MNSB has a P/E ratio of 10.6. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for MNSB compared to other companies in the Banks - Regional industry. MNSB currently has a PEG ratio of 2.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for MNSB relative to other companies in the Banks - Regional industry. Currently, MNSB has a P/S ratio of 1.4. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for MNSB in comparison with other companies in the Banks - Regional industry. Currently, MNSB has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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