- ISIN
- US56064Y1001
- CUSIP
- 56064Y100
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jan 4, 2016
Highlights
- Market Cap
- $180.45M
- Enterprise Value
- $82.37M
- EPS (TTM)
- $2.27
- PE Ratio
- 10.64
- PEG Ratio
- 2.12
- Total Revenue (TTM)
- $133.19M
- Gross Profit (TTM)
- $74.08M
- EBITDA (TTM)
- $23.77M
- Year Range
- $17.86 - $25.19
- ROA (TTM)
- 0.78%
- ROE (TTM)
- 8.03%
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
MNSB Performance Chart
MainStreet Bancshares, Inc. (MNSB) is up 19.4% since the beginning of the year. At $24 per share, MNSB is trading 4.3% below its 52-week high of $25. Investors who bought $1,000 worth of MNSB shares 5 years ago would now be looking at an investment worth $1,173.
Loading charts...
Returns By Period
MainStreet Bancshares, Inc. (MNSB) has returned 19.44% so far this year and 34.30% over the past 12 months. Over the last ten years, MNSB has returned 8.76% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
MainStreet Bancshares, Inc.
- 1D
- 1.05%
- 1M
- 4.64%
- YTD
- 19.44%
- 6M
- 15.96%
- 1Y
- 34.30%
- 3Y*
- 5.62%
- 5Y*
- 3.24%
- 10Y*
- 8.76%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
MNSB Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 2016, MNSB's average daily return is +0.06%, while the average monthly return is +0.94%. At this rate, an investment would double in approximately 6.2 years.
Historically, 53% of months were positive and 47% were negative. The best month was Jan 2017 with a return of +22.6%, while the worst month was Jan 2024 at -25.4%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 9 months.
On a daily basis, MNSB closed higher 45% of trading days. The best single day was Mar 19, 2020 with a return of +17.2%, while the worst single day was Mar 12, 2020 at -19.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.16% | 4.15% | 0.00% | 5.50% | -1.85% | 5.33% | 19.44% | ||||||
| 2025 | -8.23% | -0.18% | 1.46% | 14.35% | -0.57% | -0.05% | 6.88% | 12.70% | -8.04% | -10.95% | 5.65% | 4.46% | 14.98% |
| 2024 | -25.35% | -2.20% | 0.80% | -15.91% | 11.38% | 4.91% | 0.73% | -2.86% | 6.96% | -6.40% | 8.26% | -2.64% | -25.33% |
| 2023 | 4.40% | 3.39% | -20.56% | -8.51% | -1.47% | 7.55% | 5.34% | -4.84% | -9.20% | -6.13% | 8.51% | 19.16% | -8.16% |
| 2022 | 1.50% | 0.52% | -2.92% | 5.27% | -3.00% | -8.09% | 1.62% | 4.90% | -5.82% | 21.79% | 4.41% | -4.88% | 12.89% |
| 2021 | 1.01% | 8.90% | 11.61% | 2.12% | 0.99% | 5.46% | 6.73% | -3.11% | 2.74% | 4.21% | -5.88% | 4.50% | 45.42% |
Benchmark Metrics
MainStreet Bancshares, Inc. has an annualized alpha of 4.50%, beta of 0.64, and R2 of 0.12 versus S&P 500 Index. Calculated based on daily prices since January 04, 2016.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (41.73%) than losses (38.93%) - typical of diversified or defensive assets.
- Beta of 0.64 may look defensive, but with R2 of 0.12 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.12 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 4.50%
- Beta
- 0.64
- R²
- 0.12
- Upside Capture
- 41.73%
- Downside Capture
- 38.93%
Return for Risk
Risk / Return Rank
MNSB ranks 74 for risk / return — better than 74% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MainStreet Bancshares, Inc. (MNSB) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MNSB | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.72 | ||
| Sortino ratioReturn per unit of downside risk | -0.76 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.37 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 1.64 | 2.78 | -1.14 |
| Martin ratioReturn relative to average drawdown | 3.77 | 12.44 | -8.67 |
Dividends
Dividend History
MainStreet Bancshares, Inc. provided a 1.66% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The company has been increasing its dividends for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Dividend | $0.40 | $0.40 | $0.40 | $0.40 | $0.25 |
Dividend yield | 1.66% | 1.96% | 2.21% | 1.61% | 0.91% |
Monthly Dividends
The table displays the monthly dividend distributions for MainStreet Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.20 | ||||||
| 2025 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2024 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2023 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.40 |
| 2022 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.10 | $0.00 | $0.25 |
Dividend Yield & Payout
Dividend Yield
MainStreet Bancshares, Inc. has a dividend yield of 1.66%, which is quite average when compared to the overall market.
Payout Ratio
MainStreet Bancshares, Inc. has a payout ratio of 30.16%, which is quite average when compared to the overall market. This suggests that MainStreet Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the MainStreet Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MainStreet Bancshares, Inc. was 51.86%, occurring on Sep 23, 2020. Recovery took 272 trading sessions.
The current MainStreet Bancshares, Inc. drawdown is 13.07%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2020 bear market2020 | -51.86%Sep 2020 | 1y 4mo | 1y 28d | 2y 5moMay 2019 - Oct 2021 |
2024 bear market2024 | -47.61%Apr 2024 | 1y 2mo | — | 3y 4moFeb 2023 - now |
2019 bear market2019 | -27.72%Jan 2019 | 7mo 17d | 1mo 20d | 9mo 7dMay 2018 - Feb 2019 |
Bear market2022 | -13.73%Jul 2022 | 8mo 19d | 3mo 17d | 1y 1dOct 2021 - Oct 2022 |
2019 correction2019 | -11.73%Apr 2019 | 1mo 12d | 17d | 1mo 29dFeb 2019 - Apr 2019 |
Drawdown Indicators
| MNSB | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.86% | -56.78% | +4.92% |
Max Drawdown (1Y)Largest decline over 1 year | -20.98% | -9.10% | -11.88% |
Max Drawdown (3Y)Largest decline over 3 years | -40.46% | -18.90% | -21.56% |
Max Drawdown (5Y)Largest decline over 5 years | -47.61% | -25.43% | -22.18% |
Max Drawdown (10Y)Largest decline over 10 years | -51.86% | -33.92% | -17.94% |
Current DrawdownCurrent decline from peak | -13.07% | -1.80% | -11.27% |
Average DrawdownAverage peak-to-trough decline | -18.12% | -10.71% | -7.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.13% | 2.03% | +7.10% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Financials
Financial Performance
The chart below illustrates the trends in the financial health of MainStreet Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how MainStreet Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for MNSB, comparing it with other companies in the Banks - Regional industry. Currently, MNSB has a P/E ratio of 10.6. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for MNSB compared to other companies in the Banks - Regional industry. MNSB currently has a PEG ratio of 2.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for MNSB relative to other companies in the Banks - Regional industry. Currently, MNSB has a P/S ratio of 1.4. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for MNSB in comparison with other companies in the Banks - Regional industry. Currently, MNSB has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
Build a portfolio with MNSB
Add MainStreet Bancshares, Inc. to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with MNSB