- ISIN
- US55279J4940
- Issuer
- MFS
- Inception Date
- Dec 5, 2016
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
MFJIX Performance Chart
MFS Lifetime 2060 Fund (MFJIX) is up 10.7% since the beginning of the year. MFJIX is currently trading at $20 per share. Investors who bought $1,000 worth of MFJIX shares 5 years ago would now be looking at an investment worth $1,556.
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Returns By Period
MFS Lifetime 2060 Fund (MFJIX) has returned 10.70% so far this year and 21.42% over the past 12 months.
MFS Lifetime 2060 Fund
- 1D
- 0.77%
- 1M
- 1.92%
- YTD
- 10.70%
- 6M
- 10.22%
- 1Y
- 21.42%
- 3Y*
- 15.83%
- 5Y*
- 9.24%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
MFJIX Monthly Returns History
Based on dividend-adjusted daily data since Jan 3, 2017, MFJIX's average daily return is +0.05%, while the average monthly return is +0.98%. At this rate, an investment would double in approximately 5.9 years.
Historically, 70% of months were positive and 30% were negative. The best month was Nov 2020 with a return of +10.4%, while the worst month was Mar 2020 at -14.2%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 3 months.
On a daily basis, MFJIX closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +8.0%, while the worst single day was Mar 16, 2020 at -10.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.43% | 2.29% | -5.75% | 7.45% | 2.63% | 0.67% | 10.70% | ||||||
| 2025 | 3.63% | -0.83% | -2.81% | -0.06% | 4.93% | 3.81% | 0.40% | 2.76% | 1.81% | 0.22% | 0.86% | 0.63% | 16.16% |
| 2024 | 0.07% | 3.68% | 3.68% | -3.54% | 3.93% | 0.37% | 2.97% | 1.92% | 1.88% | -2.08% | 3.90% | -3.83% | 13.21% |
| 2023 | 7.05% | -3.18% | 1.17% | 1.08% | -2.22% | 5.70% | 3.11% | -2.21% | -4.25% | -2.94% | 8.04% | 5.37% | 16.87% |
| 2022 | -4.91% | -1.97% | 1.49% | -6.21% | 0.82% | -8.19% | 7.30% | -3.92% | -8.94% | 6.21% | 7.17% | -4.05% | -15.79% |
| 2021 | -0.48% | 2.76% | 3.09% | 4.75% | 1.55% | 1.10% | 1.51% | 2.27% | -3.67% | 4.60% | -2.72% | 4.37% | 20.41% |
Benchmark Metrics
MFS Lifetime 2060 Fund has an annualized alpha of 0.42%, beta of 0.79, and R2 of 0.92 versus S&P 500 Index. Calculated based on daily prices since January 03, 2017.
- This fund participated in 88.14% of S&P 500 Index downside but only 81.83% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.42%
- Beta
- 0.79
- R²
- 0.92
- Upside Capture
- 81.83%
- Downside Capture
- 88.14%
Expense Ratio
MFJIX has an expense ratio of 0.00%, meaning no management fees are charged.
Return for Risk
Risk / Return Rank
MFJIX ranks 50 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MFS Lifetime 2060 Fund (MFJIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MFJIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.11 | ||
| Sortino ratioReturn per unit of downside risk | -0.04 | ||
| Omega ratioGain probability vs. loss probability | 1.35 | 1.37 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.53 | 2.78 | -0.26 |
| Martin ratioReturn relative to average drawdown | 10.69 | 12.44 | -1.75 |
Dividends
Dividend History
MFS Lifetime 2060 Fund provided a 5.82% dividend yield over the last twelve months, with an annual payout of $1.14 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.14 | $1.14 | $0.66 | $0.48 | $0.70 | $1.03 | $0.26 | $0.36 | $0.31 | $0.31 |
Dividend yield | 5.82% | 6.44% | 4.08% | 3.18% | 5.33% | 6.26% | 1.76% | 2.77% | 2.93% | 2.60% |
Monthly Dividends
The table displays the monthly dividend distributions for MFS Lifetime 2060 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.14 | $1.14 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.66 | $0.66 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.48 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.70 | $0.70 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.03 | $1.03 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MFS Lifetime 2060 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MFS Lifetime 2060 Fund was 32.96%, occurring on Mar 23, 2020. Recovery took 111 trading sessions.
The current MFS Lifetime 2060 Fund drawdown is 0.41%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -32.96%Mar 2020 | 1mo 2d | 5mo 8d | 6mo 10dFeb 2020 - Aug 2020 |
Bear market2022 | -23.20%Oct 2022 | 11mo 1d | 1y 3mo | 2y 2moNov 2021 - Feb 2024 |
Rate-hike selloffLate 2018 | -16.91%Dec 2018 | 3mo 26d | 3mo 19d | 7mo 15dAug 2018 - Apr 2019 |
2025 selloff2025 | -14.56%Apr 2025 | 1mo 18d | 1mo 8d | 2mo 26dFeb 2025 - May 2025 |
2018 pullback2018 | -8.54%Feb 2018 | 10d | 6mo 22d | 7mo 2dJan 2018 - Aug 2018 |
Drawdown Indicators
| MFJIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.96% | -56.78% | +23.82% |
Max Drawdown (1Y)Largest decline over 1 year | -8.38% | -9.10% | +0.72% |
Max Drawdown (3Y)Largest decline over 3 years | -14.56% | -18.90% | +4.34% |
Max Drawdown (5Y)Largest decline over 5 years | -23.20% | -25.43% | +2.23% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.41% | -1.80% | +1.39% |
Average DrawdownAverage peak-to-trough decline | -4.39% | -10.71% | +6.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.98% | 2.03% | -0.05% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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