Highlights
- Market Cap
- $768.53M
- Enterprise Value
- $428.31M
- EPS (TTM)
- $2.63
- PE Ratio
- 10.88
- PEG Ratio
- 2.79
- Total Revenue (TTM)
- $177.94M
- Gross Profit (TTM)
- $112.30M
- EBITDA (TTM)
- $72.24M
- Year Range
- $24.24 - $31.06
- ROA (TTM)
- 1.44%
- ROE (TTM)
- 12.62%
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in MetroCity Bankshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
MetroCity Bankshares, Inc. (MCBS) has returned 8.95% so far this year and 7.68% over the past 12 months.
MetroCity Bankshares, Inc.
- 1D
- 0.31%
- 1M
- 2.03%
- YTD
- 8.95%
- 6M
- 5.42%
- 1Y
- 7.68%
- 3Y*
- 22.90%
- 5Y*
- 16.71%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Oct 19, 2017, MCBS's average daily return is +0.07%, while the average monthly return is +1.15%. At this rate, your investment would double in approximately 5.1 years.
Historically, 56% of months were positive and 44% were negative. The best month was Jun 2020 with a return of +24.0%, while the worst month was Sep 2019 at -44.6%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 5 months.
On a daily basis, MCBS closed higher 41% of trading days. The best single day was Aug 28, 2018 with a return of +18.3%, while the worst single day was Sep 4, 2019 at -50.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 6.14% | 0.60% | 2.03% | 8.95% | |||||||||
| 2025 | -2.70% | -1.88% | -8.95% | 0.83% | 1.34% | 2.29% | -2.59% | 8.48% | -7.52% | -6.63% | 4.06% | -0.41% | -14.09% |
| 2024 | 0.29% | 1.67% | 2.72% | -7.15% | 7.27% | 7.10% | 20.49% | -3.04% | -0.10% | -2.66% | 16.09% | -6.96% | 37.09% |
| 2023 | -5.66% | -0.25% | -15.27% | -4.33% | 1.64% | 8.89% | 19.84% | -8.29% | 0.92% | 2.76% | -0.30% | 20.22% | 15.34% |
| 2022 | -6.32% | -5.19% | -3.41% | -13.20% | 0.39% | -0.00% | 1.97% | -2.77% | -1.75% | 13.29% | 1.81% | -3.87% | -19.27% |
| 2021 | -1.25% | 1.05% | 7.63% | 4.10% | 8.17% | 1.74% | 14.05% | 4.33% | 1.26% | 12.06% | 15.16% | 2.34% | 95.79% |
Benchmark Metrics
MetroCity Bankshares, Inc. has an annualized alpha of 7.15%, beta of 0.84, and R² of 0.15 versus S&P 500 Index. Calculated based on daily prices since October 20, 2017.
- This stock participated in 57.84% of S&P 500 Index downside but only 55.79% of its upside — more exposed to losses than it benefited from rallies.
- R² of 0.15 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 7.15%
- Beta
- 0.84
- R²
- 0.15
- Upside Capture
- 55.79%
- Downside Capture
- 57.84%
Return for Risk
Risk / Return Rank
MCBS ranks 48 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MetroCity Bankshares, Inc. (MCBS) and compare them to a chosen benchmark (S&P 500 Index).
| MCBS | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.28 | 0.90 | -0.61 |
Sortino ratioReturn per unit of downside risk | 0.60 | 1.39 | -0.78 |
Omega ratioGain probability vs. loss probability | 1.07 | 1.21 | -0.14 |
Calmar ratioReturn relative to maximum drawdown | 0.47 | 1.40 | -0.92 |
Martin ratioReturn relative to average drawdown | 1.10 | 6.61 | -5.51 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore MCBS risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
MetroCity Bankshares, Inc. provided a 3.42% dividend yield over the last twelve months, with an annual payout of $0.98 per share. The company has been increasing its dividends for 5 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.98 | $0.96 | $0.83 | $0.72 | $0.60 | $0.46 | $0.40 | $0.73 | $0.76 | $0.15 |
Dividend yield | 3.42% | 3.62% | 2.60% | 3.00% | 2.77% | 1.67% | 2.77% | 4.17% | 2.30% | 0.75% |
Monthly Dividends
The table displays the monthly dividend distributions for MetroCity Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.25 | $0.00 | $0.25 | |||||||||
| 2025 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.96 |
| 2024 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.83 |
| 2023 | $0.18 | $0.00 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.18 | $0.00 | $0.00 | $0.72 |
| 2022 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.60 |
| 2021 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.14 | $0.00 | $0.46 |
Dividend Yield & Payout
Dividend Yield
MetroCity Bankshares, Inc. has a dividend yield of 3.42%, which is quite average when compared to the overall market.
Payout Ratio
MetroCity Bankshares, Inc. has a payout ratio of 35.49%, which is quite average when compared to the overall market. This suggests that MetroCity Bankshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MetroCity Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MetroCity Bankshares, Inc. was 73.23%, occurring on May 14, 2020. Recovery took 1046 trading sessions.
The current MetroCity Bankshares, Inc. drawdown is 15.59%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -73.23% | Jan 18, 2019 | 333 | May 14, 2020 | 1046 | Jul 12, 2024 | 1379 |
| -27.98% | Nov 12, 2024 | 98 | Apr 4, 2025 | — | — | — |
| -16.24% | Jul 31, 2024 | 9 | Aug 12, 2024 | 47 | Oct 17, 2024 | 56 |
| -8.45% | Oct 18, 2024 | 6 | Oct 25, 2024 | 8 | Nov 6, 2024 | 14 |
| -4.25% | Nov 7, 2024 | 1 | Nov 7, 2024 | 2 | Nov 11, 2024 | 3 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of MetroCity Bankshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how MetroCity Bankshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for MCBS, comparing it with other companies in the Banks - Regional industry. Currently, MCBS has a P/E ratio of 10.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for MCBS compared to other companies in the Banks - Regional industry. MCBS currently has a PEG ratio of 2.8. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for MCBS relative to other companies in the Banks - Regional industry. Currently, MCBS has a P/S ratio of 4.2. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for MCBS in comparison with other companies in the Banks - Regional industry. Currently, MCBS has a P/B value of 1.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |