- Issuer
- Mutual of America
- Inception Date
- Nov 29, 2021
- Category
- Diversified Portfolio
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
MACHX Performance Chart
Mutual of America Composite Fund (MACHX) is up 5.8% since the beginning of the year. MACHX is currently trading at $23 per share. Investors who bought $1,000 worth of MACHX shares 5 years ago would now be looking at an investment worth $1,567.
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Returns By Period
Mutual of America Composite Fund (MACHX) has returned 5.79% so far this year and 18.71% over the past 12 months.
Mutual of America Composite Fund
- 1D
- -0.95%
- 1M
- -0.09%
- YTD
- 5.79%
- 6M
- 5.25%
- 1Y
- 18.71%
- 3Y*
- 16.17%
- 5Y*
- 9.40%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
MACHX Monthly Returns History
Based on dividend-adjusted daily data since Jan 2, 2020, MACHX's average daily return is +0.66%, while the average monthly return is +11.60%. At this rate, an investment would double in approximately 0.5 years.
Historically, 65% of months were positive and 35% were negative. The best month was Sep 2020 with a return of +840.6%, while the worst month was Jun 2022 at -8.4%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.
On a daily basis, MACHX closed higher 50% of trading days. The best single day was Sep 25, 2020 with a return of +906.3%, while the worst single day was Dec 13, 2024 at -7.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.67% | 1.55% | -4.08% | 5.61% | 2.44% | -1.25% | 5.79% | ||||||
| 2025 | 2.81% | -1.53% | -1.41% | 0.25% | 4.23% | 4.03% | 1.65% | 1.49% | 3.20% | 1.83% | 0.64% | 0.45% | 18.88% |
| 2024 | 1.12% | 2.05% | 2.94% | -3.30% | 3.88% | 2.19% | 1.90% | 2.30% | 1.45% | -0.88% | 4.49% | -2.45% | 16.49% |
| 2023 | 4.13% | -2.42% | 2.48% | 0.94% | -0.76% | 4.17% | 2.24% | -1.51% | -3.76% | -1.87% | 6.05% | 4.54% | 14.56% |
| 2022 | -2.97% | -1.56% | 0.49% | -2.85% | -1.47% | -8.43% | 3.82% | -5.73% | 4.30% | 5.11% | -3.15% | -12.57% | |
| 2021 | 1.15% | 0.41% | 2.36% | 3.01% | 1.46% | -0.00% | 1.68% | 1.09% | -2.52% | 1.68% | 0.90% | 2.64% | 14.64% |
Benchmark Metrics
Mutual of America Composite Fund has an annualized alpha of 346.66%, beta of 1.11, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since January 02, 2020.
- This fund captured 59.97% of S&P 500 Index gains and tended to rise during its downturns (downside capture of -263.80%) - a profile typical of hedging or uncorrelated assets.
- R2 of 0.00 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 346.66%
- Beta
- 1.11
- R²
- 0.00
- Upside Capture
- 59.97%
- Downside Capture
- -263.80%
Expense Ratio
MACHX has an expense ratio of 0.54%, placing it in the medium range.
Return for Risk
Risk / Return Rank
MACHX ranks 82 for risk / return — in the top 82% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Mutual of America Composite Fund (MACHX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MACHX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.65 | ||
| Sortino ratioReturn per unit of downside risk | +1.16 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 1.32 | +0.13 |
| Calmar ratioReturn relative to maximum drawdown | 3.54 | 2.46 | +1.08 |
| Martin ratioReturn relative to average drawdown | 16.92 | 10.92 | +6.00 |
Dividends
Dividend History
Mutual of America Composite Fund provided a 10.16% dividend yield over the last twelve months, with an annual payout of $2.32 per share. The fund has been increasing its distributions for 4 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $2.32 | $2.54 | $1.64 | $1.13 | $1.09 | $0.77 |
Dividend yield | 10.16% | 11.75% | 8.06% | 6.00% | 6.23% | 3.64% |
Monthly Dividends
The table displays the monthly dividend distributions for Mutual of America Composite Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.00 | $0.12 | $0.00 | $2.20 | $2.54 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.11 | $0.00 | $1.53 | $1.64 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.96 | $1.13 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.00 | $0.72 | $1.09 | |
| 2021 | $0.77 | $0.77 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Mutual of America Composite Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Mutual of America Composite Fund was 21.24%, occurring on Mar 23, 2020. Recovery took 92 trading sessions.
The current Mutual of America Composite Fund drawdown is 1.85%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -21.24%Mar 2020 | 1mo 2d | 4mo 14d | 5mo 16dFeb 2020 - Aug 2020 |
Bear market2022 | -18.57%Oct 2022 | 9mo 10d | 1y 3mo | 2y 14dJan 2022 - Jan 2024 |
2025 selloff2025 | -14.97%Apr 2025 | 3mo 26d | 3mo 14d | 7mo 10dDec 2024 - Jul 2025 |
2026 pullback2026 | -6.17%Mar 2026 | 1mo 2d | 16d | 1mo 18dFeb 2026 - Apr 2026 |
2020 pullback2020 | -5.25%Oct 2020 | 29d | 19d | 1mo 18dSep 2020 - Nov 2020 |
Drawdown Indicators
| MACHX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.24% | -56.78% | +35.54% |
Max Drawdown (1Y)Largest decline over 1 year | -6.17% | -9.10% | +2.93% |
Max Drawdown (3Y)Largest decline over 3 years | -14.97% | -18.90% | +3.93% |
Max Drawdown (5Y)Largest decline over 5 years | -18.57% | -25.43% | +6.86% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -1.85% | -3.21% | +1.36% |
Average DrawdownAverage peak-to-trough decline | -4.14% | -10.71% | +6.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.24% | 2.04% | -0.80% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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