LYG vs. NBN
LYG (Lloyds Banking Group plc) and NBN (Northeast Bank) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, LYG returned 12.99%/yr vs 27.55%/yr for NBN. Their 0.15 correlation means their historical movements had little consistent relationship.
Performance
LYG vs. NBN - Performance Comparison
Loading charts...
Returns By Period
The year-to-date returns for both investments are quite close, with LYG having a 19.27% return and NBN slightly higher at 19.49%. Over the past 10 years, LYG has underperformed NBN with an annualized return of 12.99%, while NBN has yielded a comparatively higher 27.55% annualized return.
LYG
- 1D
- -1.28%
- 1M
- 1.82%
- 6M
- 5.88%
- YTD
- 19.27%
- 1Y
- 47.19%
- 3Y*
- 47.39%
- 5Y*
- 25.82%
- 10Y*
- 12.99%
- ALL TIME*
- -0.65%
NBN
- 1D
- 1.03%
- 1M
- -7.67%
- 6M
- 7.78%
- YTD
- 19.49%
- 1Y
- 33.57%
- 3Y*
- 37.75%
- 5Y*
- 31.32%
- 10Y*
- 27.55%
- ALL TIME*
- 10.61%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $101.57M | $99.91M | $119.79M | |
| $17.90M | $16.83M | $17.61M |
LYG vs. NBN - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LYG Lloyds Banking Group plc | 19.27% | 103.71% | 20.30% | 14.68% | -9.47% | 33.81% | -40.79% | 36.81% | -28.35% | 30.79% |
NBN Northeast Bank | 19.49% | 13.35% | 66.31% | 31.21% | 17.95% | 58.86% | 2.63% | 31.69% | -27.59% | 77.10% |
Correlation
The correlation between LYG and NBN is 0.39, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.39 |
Correlation (3Y) Balances recent behavior with more history. | 0.34 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.33 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.30 |
Correlation (All Time) Calculated using the full available price history since Nov 27, 2001 | 0.15 |
Over the past year, LYG and NBN have become more correlated (0.39) than their long-term average of 0.15, meaning their price movements have been converging.
Fundamentals
LYG:
$89.56B
NBN:
$1.03B
LYG:
£0.34
NBN:
$12.74
LYG:
13.54
NBN:
9.75
LYG:
6.77
NBN:
0.39
LYG:
1.05
NBN:
2.74
LYG:
1.46
NBN:
1.74
LYG:
£65.45B
NBN:
$381.72M
LYG:
£65.45B
NBN:
$233.61M
LYG:
£7.45B
NBN:
$149.54M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
LYG vs. NBN — Risk / Return Rank
LYG
NBN
LYG vs. NBN - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Lloyds Banking Group plc (LYG) and Northeast Bank (NBN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LYG | NBN | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.06 | ||
| Sortino ratioReturn per unit of downside risk | +1.30 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.15 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | 2.30 | 0.92 | +1.38 |
| Martin ratioReturn relative to average drawdown | 6.18 | 2.35 | +3.84 |
Loading charts...
Drawdowns
LYG vs. NBN - Drawdown Comparison
The maximum LYG drawdown since its inception was -94.84%, which is greater than NBN's maximum drawdown of -70.51%. Use the drawdown chart below to compare losses from any high point for LYG and NBN.
Loading charts...
Drawdown Indicators
| LYG | NBN | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -94.84% | -70.51% | -24.33% |
Max Drawdown (1Y)Largest decline over 1 year | -22.72% | -27.57% | +4.85% |
Max Drawdown (3Y)Largest decline over 3 years | -22.72% | -27.57% | +4.85% |
Max Drawdown (5Y)Largest decline over 5 years | -40.19% | -29.30% | -10.89% |
Max Drawdown (10Y)Largest decline over 10 years | -68.72% | -70.25% | +1.53% |
Current DrawdownCurrent decline from peak | -50.71% | -9.70% | -41.01% |
Average DrawdownAverage peak-to-trough decline | -63.35% | -23.66% | -39.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.45% | 10.80% | -2.35% |
Volatility
LYG vs. NBN - Volatility Comparison
The current volatility for Lloyds Banking Group plc (LYG) is 10.40%, while Northeast Bank (NBN) has a volatility of 10.99%. This indicates that LYG experiences smaller price fluctuations and is considered to be less risky than NBN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| LYG | NBN | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.40% | 10.99% | -0.59% |
Volatility (6M)Calculated over the trailing 6-month period | 24.44% | 22.04% | +2.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.33% | 35.05% | -5.72% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.12% | 33.15% | -1.03% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.82% | 40.86% | -6.04% |
Dividends
LYG vs. NBN - Dividend Comparison
LYG's dividend yield for the trailing twelve months is around 3.23%, more than NBN's 0.03% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LYG Lloyds Banking Group plc | 3.23% | 3.19% | 5.44% | 5.23% | 4.92% | 2.70% | 0.00% | 5.04% | 6.63% | 6.81% | 5.17% | 2.11% |
NBN Northeast Bank | 0.03% | 0.04% | 0.04% | 0.07% | 0.10% | 0.11% | 0.18% | 0.18% | 0.24% | 0.17% | 0.31% | 0.38% |
Financials
LYG vs. NBN - Financials Comparison
This section allows you to compare key financial metrics between Lloyds Banking Group plc and Northeast Bank. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
LYG vs. NBN - Profitability Comparison
LYG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Lloyds Banking Group plc reported a gross profit of 13.84B and revenue of 13.84B. Therefore, the gross margin over that period was 100.0%.
NBN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported a gross profit of 65.92M and revenue of 104.71M. Therefore, the gross margin over that period was 63.0%.
LYG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Lloyds Banking Group plc reported an operating income of 2.27B and revenue of 13.84B, resulting in an operating margin of 16.4%.
NBN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported an operating income of 42.45M and revenue of 104.71M, resulting in an operating margin of 40.5%.
LYG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Lloyds Banking Group plc reported a net income of 1.53B and revenue of 13.84B, resulting in a net margin of 11.1%.
NBN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Northeast Bank reported a net income of 34.34M and revenue of 104.71M, resulting in a net margin of 32.8%.
Frequently Asked Questions
LYG and NBN have a correlation of 0.39, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NBN has higher volatility (10.99%) compared to LYG (10.40%). In terms of maximum drawdown, LYG dropped -94.84% vs NBN's -70.51%.
LYG currently has the higher Sharpe Ratio (1.78 vs 0.72), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for LYG and NBN
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer