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ISIN
US5020744042
CUSIP
502074404
IPO Date
Oct 23, 2015

Highlights

Market Cap
$4.19M
Enterprise Value
$3.97M
EPS (TTM)
-$2.77
Total Revenue (TTM)
$12.09M
Gross Profit (TTM)
$4.05M
EBITDA (TTM)
-$21.10M
Year Range
$0.18 - $5.14
ROA (TTM)
-76.61%
ROE (TTM)
-153.57%

Share Price Chart


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LM Funding America, Inc.

Performance

LMFA Performance Chart

LM Funding America, Inc. (LMFA) is down 56.0% since the beginning of the year. At $0 per share, LMFA is trading 96.2% below its 52-week high of $5. Investors who bought $1,000 worth of LMFA shares 5 years ago would now be looking at an investment worth $8.


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S&P 500 Index

Returns By Period

LM Funding America, Inc. (LMFA) has returned -55.96% so far this year and -89.14% over the past 12 months. Over the last ten years, LMFA has returned -61.10% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


LM Funding America, Inc.

1D
7.12%
1M
-21.80%
YTD
-55.96%
6M
-62.90%
1Y
-89.14%
3Y*
-65.99%
5Y*
-62.12%
10Y*
-61.10%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

LMFA Monthly Returns History

Based on dividend-adjusted daily data since Dec 8, 2015, LMFA's average daily return is -0.07%, while the average monthly return is -3.49%.

Historically, 35% of months were positive and 65% were negative. The best month was Jan 2021 with a return of +206.0%, while the worst month was Oct 2018 at -59.8%. The longest winning streak lasted 3 consecutive months, and the longest losing streak was 10 months.

On a daily basis, LMFA closed higher 43% of trading days. The best single day was Jan 8, 2021 with a return of +177.0%, while the worst single day was Aug 19, 2025 at -42.9%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-9.44%-7.29%-32.92%-3.60%9.13%-25.67%-55.96%
2025-12.56%-20.21%-17.33%20.16%29.53%48.19%-25.87%-41.04%-8.80%-6.14%-7.43%-55.18%-79.35%
2024-14.19%8.51%6.27%-33.06%30.61%26.56%-10.86%-22.44%-5.00%4.89%8.24%-28.81%-41.88%
202329.60%83.11%-40.46%0.00%-7.69%-2.76%-1.39%-16.54%-15.31%-20.70%-19.74%98.49%11.68%
2022-27.98%-15.14%-3.70%-18.53%-36.05%-45.31%25.17%28.93%-26.24%0.25%-31.10%-17.61%-88.64%
2021205.97%-24.39%-16.77%-15.50%-18.17%-3.81%2.33%17.31%-20.58%48.41%-13.01%-7.95%45.07%

Benchmark Metrics

LM Funding America, Inc. has an annualized alpha of -28.56%, beta of 1.11, and R2 of 0.02 versus S&P 500 Index. Calculated based on daily prices since December 08, 2015.

  • This stock participated in 224.16% of S&P 500 Index downside but only -78.10% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.02 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-28.56%
Beta
1.11
0.02
Upside Capture
-78.10%
Downside Capture
224.16%

Return for Risk

Risk / Return Rank

LMFA ranks 11 for risk / return — in the bottom 11% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


LMFA Risk / Return Rank: 1111
Overall Rank
LMFA Sharpe Ratio Rank: 1414
Sharpe Ratio Rank
LMFA Sortino Ratio Rank: 77
Sortino Ratio Rank
LMFA Omega Ratio Rank: 99
Omega Ratio Rank
LMFA Calmar Ratio Rank: 55
Calmar Ratio Rank
LMFA Martin Ratio Rank: 1818
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for LM Funding America, Inc. (LMFA) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


LMFABenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-2.68

Sortino ratioReturn per unit of downside risk

-4.10

Omega ratioGain probability vs. loss probability

0.84

1.37

-0.53

Calmar ratioReturn relative to maximum drawdown

-0.93

2.78

-3.71

Martin ratioReturn relative to average drawdown

-1.09

12.44

-13.53

Dividends

Dividend History


LM Funding America, Inc. doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the LM Funding America, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the LM Funding America, Inc. was 99.99%, occurring on Jun 18, 2026. The portfolio has not yet recovered.

The current LM Funding America, Inc. drawdown is 99.99%.


Related event

Drawdown

Fall

Recovery

Underwater

2026 bear market2026
-99.99%Jun 2026
10y 6mo
10y 6moDec 2015 - now
2015 pullback2015
-0.56%Dec 2015
0s1d
1dDec 2015 - Dec 2015

Drawdown Indicators


LMFABenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-99.99%

-56.78%

-43.21%

Max Drawdown (1Y)

Largest decline over 1 year

-96.30%

-9.10%

-87.20%

Max Drawdown (3Y)

Largest decline over 3 years

-96.79%

-18.90%

-77.89%

Max Drawdown (5Y)

Largest decline over 5 years

-99.56%

-25.43%

-74.13%

Max Drawdown (10Y)

Largest decline over 10 years

-99.99%

-33.92%

-66.07%

Current Drawdown

Current decline from peak

-99.99%

-1.80%

-98.19%

Average Drawdown

Average peak-to-trough decline

-87.70%

-10.71%

-76.99%

Ulcer Index

Depth and duration of drawdowns from previous peaks

81.40%

2.03%

+79.37%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of LM Funding America, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how LM Funding America, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for LMFA relative to other companies in the Credit Services industry. Currently, LMFA has a P/S ratio of 0.2. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for LMFA in comparison with other companies in the Credit Services industry. Currently, LMFA has a P/B value of 0.2. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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