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ISIN
US4912921081
CUSIP
491292108
IPO Date
Mar 3, 2005

Highlights

Market Cap
$40.43M
Enterprise Value
$68.07M
EPS (TTM)
$0.17
PE Ratio
28.80
Total Revenue (TTM)
$21.03M
Gross Profit (TTM)
$10.83M
EBITDA (TTM)
$1.85M
Year Range
$2.65 - $5.10
ROA (TTM)
0.38%
ROE (TTM)
2.83%

Share Price Chart


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Kentucky First Federal Bancorp

Performance

KFFB Performance Chart

Kentucky First Federal Bancorp (KFFB) is up 7.5% since the beginning of the year. At $5 per share, KFFB is trading just below its 52-week high of $5. Investors who bought $1,000 worth of KFFB shares 5 years ago would now be looking at an investment worth $822.


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S&P 500 Index

Returns By Period

Kentucky First Federal Bancorp (KFFB) has returned 7.53% so far this year and 85.87% over the past 12 months. Over the last ten years, KFFB has returned -1.04% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


Kentucky First Federal Bancorp

1D
-1.96%
1M
9.65%
YTD
7.53%
6M
17.65%
1Y
85.87%
3Y*
-6.86%
5Y*
-3.85%
10Y*
-1.04%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

KFFB Monthly Returns History

Based on dividend-adjusted daily data since Mar 3, 2005, KFFB's average daily return is +0.03%, while the average monthly return is +0.28%. At this rate, an investment would double in approximately 20.7 years.

Historically, 53% of months were positive and 47% were negative. The best month was Nov 2011 with a return of +52.0%, while the worst month was Mar 2020 at -20.3%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 4 months.

On a daily basis, KFFB closed higher 38% of trading days. The best single day was Mar 19, 2020 with a return of +22.7%, while the worst single day was Mar 18, 2020 at -35.2%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-3.01%1.77%-6.32%0.70%10.12%4.87%7.53%
20253.56%-1.94%-1.65%-17.79%7.35%10.65%9.97%0.00%11.87%12.29%4.48%10.71%55.84%
2024-11.74%0.76%-3.04%1.83%-14.40%-5.11%10.76%-15.12%-8.11%2.20%-5.02%12.60%-32.64%
20230.69%4.39%-9.42%1.60%-4.57%4.16%3.71%-10.88%-12.21%-4.56%0.34%-4.64%-28.76%
20223.47%-5.47%1.42%0.52%-0.68%9.93%-1.91%-5.44%-1.37%-1.37%3.57%-8.14%-6.53%
20211.39%12.20%-4.66%3.68%1.45%5.14%-2.76%2.03%-0.83%0.43%1.13%5.25%26.17%

Benchmark Metrics

Kentucky First Federal Bancorp has an annualized alpha of 7.10%, beta of 0.12, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since March 03, 2005.

  • This stock participated in 12.48% of S&P 500 Index downside but only 7.92% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.12 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
7.10%
Beta
0.12
0.00
Upside Capture
7.92%
Downside Capture
12.48%

Return for Risk

Risk / Return Rank

KFFB ranks 84 for risk / return — in the top 84% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


KFFB Risk / Return Rank: 8484
Overall Rank
KFFB Sharpe Ratio Rank: 8181
Sharpe Ratio Rank
KFFB Sortino Ratio Rank: 7777
Sortino Ratio Rank
KFFB Omega Ratio Rank: 7878
Omega Ratio Rank
KFFB Calmar Ratio Rank: 9393
Calmar Ratio Rank
KFFB Martin Ratio Rank: 9090
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Kentucky First Federal Bancorp (KFFB) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


KFFBBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.60

Sortino ratioReturn per unit of downside risk

-0.69

Omega ratioGain probability vs. loss probability

1.28

1.37

-0.09

Calmar ratioReturn relative to maximum drawdown

5.35

2.78

+2.57

Martin ratioReturn relative to average drawdown

11.30

12.44

-1.14

Dividends

Dividend History

Kentucky First Federal Bancorp provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share.


0.00%2.00%4.00%6.00%8.00%10.00%$0.00$0.10$0.20$0.30$0.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.00$0.00$0.00$0.40$0.40$0.40$0.40$0.40$0.40$0.40$0.40$0.40

Dividend yield

0.00%0.00%0.00%9.03%6.01%5.32%6.33%5.16%5.79%4.47%4.45%4.28%

Monthly Dividends

The table displays the monthly dividend distributions for Kentucky First Federal Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2023$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.40
2022$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.40
2021$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.40

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Kentucky First Federal Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Kentucky First Federal Bancorp was 72.65%, occurring on May 7, 2025. The portfolio has not yet recovered.

The current Kentucky First Federal Bancorp drawdown is 36.69%.


Related event

Drawdown

Fall

Recovery

Underwater

2025 selloff2025
-72.65%May 2025
2y 10mo
4y 3dJun 2022 - now
2011 bear market2011
-55.67%Sep 2011
2y 1mo10y 8mo
12y 10moAug 2009 - Jun 2022
2005 correction2005
-16.80%Nov 2005
5mo 19d3y 2mo
3y 7moJun 2005 - Jan 2009
Financial crisis2007–2009
-12.54%Jun 2009
28d22d
1mo 20dMay 2009 - Jul 2009
Financial crisis2007–2009
-11.84%Mar 2009
11d2mo 5d
2mo 16dFeb 2009 - May 2009

Drawdown Indicators


KFFBBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-72.65%

-56.78%

-15.87%

Max Drawdown (1Y)

Largest decline over 1 year

-16.12%

-9.10%

-7.02%

Max Drawdown (3Y)

Largest decline over 3 years

-65.16%

-18.90%

-46.26%

Max Drawdown (5Y)

Largest decline over 5 years

-72.65%

-25.43%

-47.22%

Max Drawdown (10Y)

Largest decline over 10 years

-72.65%

-33.92%

-38.73%

Current Drawdown

Current decline from peak

-36.69%

-1.80%

-34.89%

Average Drawdown

Average peak-to-trough decline

-24.64%

-10.71%

-13.93%

Ulcer Index

Depth and duration of drawdowns from previous peaks

7.63%

2.03%

+5.60%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Kentucky First Federal Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Kentucky First Federal Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for KFFB, comparing it with other companies in the Banks - Regional industry. Currently, KFFB has a P/E ratio of 28.8. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for KFFB relative to other companies in the Banks - Regional industry. Currently, KFFB has a P/S ratio of 1.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for KFFB in comparison with other companies in the Banks - Regional industry. Currently, KFFB has a P/B value of 0.8. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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