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Kentucky First Federal Bancorp (KFFB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US4912921081
CUSIP
491292108
IPO Date
Mar 3, 2005

Highlights

Market Cap
$34.82M
Enterprise Value
$32.50M
EPS (TTM)
$0.10
PE Ratio
41.89
Total Revenue (TTM)
$20.56M
Gross Profit (TTM)
$10.06M
EBITDA (TTM)
$1.18M
Year Range
$1.96 - $4.98
ROA (TTM)
0.22%
ROE (TTM)
1.69%

Share Price Chart


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Kentucky First Federal Bancorp

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Kentucky First Federal Bancorp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Kentucky First Federal Bancorp (KFFB) has returned -7.53% so far this year and 44.30% over the past 12 months. Over the last ten years, KFFB has returned -2.83% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Kentucky First Federal Bancorp

1D
-3.15%
1M
-6.32%
YTD
-7.53%
6M
20.11%
1Y
44.30%
3Y*
-10.11%
5Y*
-5.60%
10Y*
-2.83%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Mar 3, 2005, KFFB's average daily return is +0.03%, while the average monthly return is +0.21%. At this rate, your investment would double in approximately 27.5 years.

Historically, 52% of months were positive and 48% were negative. The best month was Nov 2011 with a return of +52.0%, while the worst month was Mar 2020 at -20.3%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 4 months.

On a daily basis, KFFB closed higher 38% of trading days. The best single day was Mar 19, 2020 with a return of +22.7%, while the worst single day was Mar 18, 2020 at -35.2%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-3.01%1.77%-6.32%-7.53%
20253.56%-1.94%-1.65%-17.79%7.35%10.65%9.97%-0.00%11.87%12.29%4.48%10.71%55.84%
2024-11.74%0.76%-3.04%1.83%-14.40%-5.11%10.76%-15.12%-8.11%2.20%-5.02%12.60%-32.64%
20230.69%4.39%-9.42%1.60%-4.57%4.16%3.71%-10.88%-12.21%-4.56%0.34%-4.64%-28.76%
20223.47%-5.47%1.42%0.52%-0.68%9.93%-1.91%-5.44%-1.37%-1.37%3.57%-8.14%-6.53%
20211.39%12.20%-4.66%3.68%1.45%5.14%-2.76%2.03%-0.83%0.43%1.13%5.25%26.17%

Benchmark Metrics

Kentucky First Federal Bancorp has an annualized alpha of 6.17%, beta of 0.12, and R² of 0.00 versus S&P 500 Index. Calculated based on daily prices since March 04, 2005.

  • This stock participated in 15.14% of S&P 500 Index downside but only 6.46% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.12 may look defensive, but with R² of 0.00 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.00 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
6.17%
Beta
0.12
0.00
Upside Capture
6.46%
Downside Capture
15.14%

Return for Risk

Risk / Return Rank

KFFB ranks 69 for risk / return — better than 69% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


KFFB Risk / Return Rank: 6969
Overall Rank
KFFB Sharpe Ratio Rank: 6666
Sharpe Ratio Rank
KFFB Sortino Ratio Rank: 6464
Sortino Ratio Rank
KFFB Omega Ratio Rank: 6464
Omega Ratio Rank
KFFB Calmar Ratio Rank: 7373
Calmar Ratio Rank
KFFB Martin Ratio Rank: 7878
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Kentucky First Federal Bancorp (KFFB) and compare them to a chosen benchmark (S&P 500 Index).


KFFBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.74

0.90

-0.16

Sortino ratio

Return per unit of downside risk

1.37

1.39

-0.02

Omega ratio

Gain probability vs. loss probability

1.19

1.21

-0.03

Calmar ratio

Return relative to maximum drawdown

1.75

1.40

+0.36

Martin ratio

Return relative to average drawdown

5.55

6.61

-1.05

Explore KFFB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Kentucky First Federal Bancorp provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share.


0.00%2.00%4.00%6.00%8.00%10.00%$0.00$0.10$0.20$0.30$0.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.00$0.00$0.00$0.40$0.40$0.40$0.40$0.40$0.40$0.40$0.40$0.40

Dividend yield

0.00%0.00%0.00%9.03%6.01%5.32%6.33%5.16%5.79%4.47%4.45%4.28%

Monthly Dividends

The table displays the monthly dividend distributions for Kentucky First Federal Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00$0.00
2025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2023$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.40
2022$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.40
2021$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.40

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Kentucky First Federal Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Kentucky First Federal Bancorp was 72.65%, occurring on May 7, 2025. The portfolio has not yet recovered.

The current Kentucky First Federal Bancorp drawdown is 45.55%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-72.65%Jun 21, 2022723May 7, 2025
-55.67%Aug 4, 2009542Sep 26, 20112700Jun 17, 20223242
-16.8%Jun 7, 2005120Nov 23, 2005798Jan 28, 2009918
-12.54%May 26, 200921Jun 23, 20096Jul 1, 200927
-11.84%Feb 19, 20098Mar 2, 200946May 6, 200954

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Kentucky First Federal Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Kentucky First Federal Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for KFFB, comparing it with other companies in the Banks - Regional industry. Currently, KFFB has a P/E ratio of 41.9. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for KFFB relative to other companies in the Banks - Regional industry. Currently, KFFB has a P/S ratio of 1.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for KFFB in comparison with other companies in the Banks - Regional industry. Currently, KFFB has a P/B value of 0.7. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items