- ISIN
- US92914C8736
- Issuer
- Voya
- Inception Date
- Apr 27, 2006
- Category
- Diversified Portfolio
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
IRMIX Performance Chart
Voya Retirement Moderate Portfolio (IRMIX) is up 5.4% since the beginning of the year. IRMIX is currently trading at $11 per share. Investors who bought $1,000 worth of IRMIX shares 5 years ago would now be looking at an investment worth $1,277.
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Returns By Period
Voya Retirement Moderate Portfolio (IRMIX) has returned 5.35% so far this year and 14.10% over the past 12 months. Over the last ten years, IRMIX has returned 6.62% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Voya Retirement Moderate Portfolio
- 1D
- 0.66%
- 1M
- 0.85%
- YTD
- 5.35%
- 6M
- 5.35%
- 1Y
- 14.10%
- 3Y*
- 10.20%
- 5Y*
- 5.01%
- 10Y*
- 6.62%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
IRMIX Monthly Returns History
Based on dividend-adjusted daily data since Nov 9, 2009, IRMIX's average daily return is +0.03%, while the average monthly return is +0.55%. At this rate, an investment would double in approximately 10.5 years.
Historically, 66% of months were positive and 34% were negative. The best month was Apr 2020 with a return of +6.6%, while the worst month was Mar 2020 at -7.2%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 5 months.
On a daily basis, IRMIX closed higher 50% of trading days. The best single day was Mar 24, 2020 with a return of +4.1%, while the worst single day was Mar 16, 2020 at -5.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.39% | 0.88% | -3.49% | 4.42% | 2.31% | -0.09% | 5.35% | ||||||
| 2025 | 1.59% | 0.78% | -1.75% | 0.30% | 2.07% | 2.70% | 0.53% | 1.60% | 1.78% | 1.31% | 0.20% | 0.40% | 12.07% |
| 2024 | 0.30% | 1.01% | 1.80% | -2.75% | 2.63% | 1.38% | 1.91% | 1.72% | 1.49% | -1.18% | 1.68% | -1.95% | 8.18% |
| 2023 | 4.35% | -2.54% | 2.61% | 0.91% | -0.91% | 2.24% | 1.27% | -1.15% | -2.97% | -1.75% | 5.67% | 3.79% | 11.66% |
| 2022 | -3.36% | -1.86% | -0.16% | -5.61% | 0.44% | -4.70% | 4.54% | -3.13% | -6.25% | 2.33% | 4.89% | -2.38% | -14.89% |
| 2021 | -0.73% | 0.65% | 1.21% | 2.95% | 0.62% | 1.23% | 1.24% | 1.12% | -2.53% | 2.84% | -0.71% | 1.83% | 10.03% |
Benchmark Metrics
Voya Retirement Moderate Portfolio has an annualized alpha of 0.80%, beta of 0.44, and R2 of 0.85 versus S&P 500 Index. Calculated based on daily prices since November 09, 2009.
- This fund participated in 55.36% of S&P 500 Index downside but only 46.62% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.44 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.80%
- Beta
- 0.44
- R²
- 0.85
- Upside Capture
- 46.62%
- Downside Capture
- 55.36%
Expense Ratio
IRMIX has an expense ratio of 0.27%, which is considered low.
Return for Risk
Risk / Return Rank
IRMIX ranks 78 for risk / return — better than 78% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Voya Retirement Moderate Portfolio (IRMIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IRMIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.35 | ||
| Sortino ratioReturn per unit of downside risk | +0.75 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 1.37 | +0.09 |
| Calmar ratioReturn relative to maximum drawdown | 3.15 | 2.78 | +0.37 |
| Martin ratioReturn relative to average drawdown | 14.64 | 12.44 | +2.20 |
Dividends
Dividend History
Voya Retirement Moderate Portfolio provided a 10.61% dividend yield over the last twelve months, with an annual payout of $1.13 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.13 | $1.13 | $0.60 | $0.64 | $1.49 | $0.81 | $0.69 | $0.77 | $0.51 | $0.91 | $0.85 | $1.07 |
Dividend yield | 10.61% | 11.18% | 5.94% | 6.51% | 15.75% | 6.33% | 5.57% | 6.59% | 4.80% | 7.60% | 7.39% | 9.23% |
Monthly Dividends
The table displays the monthly dividend distributions for Voya Retirement Moderate Portfolio. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.71 | $0.00 | $0.42 | $0.00 | $0.00 | $0.00 | $1.13 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.60 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.64 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.64 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.49 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.49 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.81 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.81 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Voya Retirement Moderate Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Voya Retirement Moderate Portfolio was 19.50%, occurring on Oct 14, 2022. Recovery took 431 trading sessions.
The current Voya Retirement Moderate Portfolio drawdown is 0.37%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -19.50%Oct 2022 | 9mo 20d | 1y 8mo | 2y 6moDec 2021 - Jul 2024 |
COVID crash2020 | -18.39%Mar 2020 | 1mo 2d | 3mo 24d | 4mo 26dFeb 2020 - Jul 2020 |
Rate-hike selloffLate 2018 | -12.02%Dec 2018 | 10mo 29d | 5mo 28d | 1y 4moJan 2018 - Jun 2019 |
2016 pullback2016 | -9.73%Feb 2016 | 9mo 20d | 5mo 2d | 1y 2moApr 2015 - Jul 2016 |
2011 pullback2011 | -9.34%Oct 2011 | 5mo 4d | 3mo 26d | 9moMay 2011 - Jan 2012 |
Drawdown Indicators
| IRMIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.50% | -56.78% | +37.28% |
Max Drawdown (1Y)Largest decline over 1 year | -4.84% | -9.10% | +4.26% |
Max Drawdown (3Y)Largest decline over 3 years | -6.69% | -18.90% | +12.21% |
Max Drawdown (5Y)Largest decline over 5 years | -19.50% | -25.43% | +5.93% |
Max Drawdown (10Y)Largest decline over 10 years | -19.50% | -33.92% | +14.42% |
Current DrawdownCurrent decline from peak | -0.37% | -1.80% | +1.43% |
Average DrawdownAverage peak-to-trough decline | -2.95% | -10.71% | +7.76% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.00% | 2.03% | -1.03% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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