Voya Retirement Moderate Portfolio (IRMIX)
The fund invests in a combination of other funds according to a model that is intended to reflect an allocation of approximately 45% of its assets in equity securities and 55% of its assets in fixed-income securities. The actual amount of fund assets invested in equity securities may vary at any time and may range from 35% to 65% of its assets in equity securities and from 35% to 65% of its assets in fixed-income securities.
Fund Info
US92914C8736
Apr 27, 2006
$0
Large-Cap
Blend
Expense Ratio
IRMIX has an expense ratio of 0.27%, which is considered low compared to other funds.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Voya Retirement Moderate Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Voya Retirement Moderate Portfolio had a return of 2.49% year-to-date (YTD) and 10.31% in the last 12 months. Over the past 10 years, Voya Retirement Moderate Portfolio had an annualized return of 5.36%, while the S&P 500 had an annualized return of 11.29%, indicating that Voya Retirement Moderate Portfolio did not perform as well as the benchmark.
IRMIX
2.49%
1.68%
2.89%
10.31%
4.94%
5.36%
^GSPC (Benchmark)
4.22%
2.22%
9.51%
22.46%
12.74%
11.29%
Monthly Returns
The table below presents the monthly returns of IRMIX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.59% | 2.49% | |||||||||||
| 2024 | 0.30% | 1.01% | 1.72% | -2.67% | 2.63% | 1.38% | 1.91% | 1.52% | 1.69% | -1.86% | 1.90% | -1.47% | 8.18% |
| 2023 | 4.35% | -2.54% | 2.61% | 0.91% | -0.91% | 2.24% | 1.27% | -1.15% | -2.97% | -1.75% | 5.67% | 3.79% | 11.66% |
| 2022 | -3.36% | -1.86% | -0.16% | -5.61% | 0.44% | -4.69% | 4.54% | -3.13% | -6.25% | 2.33% | 4.89% | -2.38% | -14.89% |
| 2021 | -0.73% | 0.65% | 1.21% | 2.95% | 0.62% | 1.23% | 1.24% | 1.12% | -2.53% | 2.84% | -0.71% | 1.83% | 10.03% |
| 2020 | 0.43% | -3.15% | -7.21% | 6.63% | 2.75% | 1.64% | 3.42% | 2.88% | -1.70% | -1.47% | 6.13% | 2.31% | 12.48% |
| 2019 | 4.61% | 1.35% | 1.60% | 1.75% | -2.32% | 3.86% | 0.42% | 0.18% | 0.63% | 1.25% | 1.50% | 1.65% | 17.58% |
| 2018 | 2.10% | -2.71% | -0.34% | -0.00% | 0.76% | -0.17% | 1.53% | 0.80% | -0.26% | -4.32% | 1.20% | -3.18% | -4.72% |
| 2017 | 1.39% | 1.72% | 0.42% | 1.01% | 1.08% | 0.25% | 1.43% | 0.44% | 0.96% | 1.03% | 1.02% | 0.85% | 12.23% |
| 2016 | -2.15% | -0.09% | 4.31% | 0.68% | 0.25% | 0.92% | 2.36% | 0.09% | 0.35% | -1.47% | -0.09% | 0.97% | 6.14% |
| 2015 | 0.39% | 2.18% | -0.53% | 0.84% | -0.15% | -1.60% | 0.75% | -3.51% | -1.56% | 3.87% | -0.25% | -1.44% | -1.21% |
| 2014 | -1.12% | 2.66% | -0.00% | 0.71% | 1.72% | 1.15% | -0.97% | 2.06% | -2.25% | 1.43% | 1.02% | -0.77% | 5.65% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 82, IRMIX is among the top 18% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Voya Retirement Moderate Portfolio (IRMIX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Voya Retirement Moderate Portfolio provided a 3.13% dividend yield over the last twelve months, with an annual payout of $0.32 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.32 | $0.32 | $0.20 | $0.24 | $0.29 | $0.29 | $0.27 | $0.26 | $0.24 | $0.28 | $0.16 | $0.42 |
Dividend yield | 3.13% | 3.21% | 2.01% | 2.51% | 2.24% | 2.35% | 2.29% | 2.42% | 2.02% | 2.40% | 1.37% | 3.24% |
Monthly Dividends
The table displays the monthly dividend distributions for Voya Retirement Moderate Portfolio. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.32 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.26 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 |
| 2014 | $0.42 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.42 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Voya Retirement Moderate Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Voya Retirement Moderate Portfolio was 19.50%, occurring on Oct 14, 2022. Recovery took 431 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -19.5% | Dec 28, 2021 | 202 | Oct 14, 2022 | 431 | Jul 5, 2024 | 633 |
| -18.39% | Feb 20, 2020 | 23 | Mar 23, 2020 | 79 | Jul 15, 2020 | 102 |
| -10.01% | Jan 29, 2018 | 229 | Dec 24, 2018 | 69 | Apr 4, 2019 | 298 |
| -9.73% | Apr 27, 2015 | 202 | Feb 11, 2016 | 104 | Jul 12, 2016 | 306 |
| -9.34% | May 2, 2011 | 108 | Oct 3, 2011 | 80 | Jan 27, 2012 | 188 |
Volatility
Volatility Chart
The current Voya Retirement Moderate Portfolio volatility is 1.48%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.