Highlights
- Market Cap
- $4.19B
- Enterprise Value
- $3.77B
- EPS (TTM)
- $6.62
- PE Ratio
- 10.16
- PEG Ratio
- 0.70
- Total Revenue (TTM)
- $998.07M
- Gross Profit (TTM)
- $827.08M
- EBITDA (TTM)
- $406.92M
- Year Range
- $54.11 - $75.44
- Target Price
- $85.00
- ROA (TTM)
- 2.49%
- ROE (TTM)
- 12.68%
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in International Bancshares Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
International Bancshares Corporation (IBOC) has returned 2.31% so far this year and 8.88% over the past 12 months. Looking at the last ten years, IBOC has achieved an annualized return of 13.20%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.
International Bancshares Corporation
- 1D
- 0.37%
- 1M
- 0.27%
- YTD
- 2.31%
- 6M
- -1.13%
- 1Y
- 8.88%
- 3Y*
- 18.95%
- 5Y*
- 10.24%
- 10Y*
- 13.20%
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since May 30, 1996, IBOC's average daily return is +0.07%, while the average monthly return is +1.36%. At this rate, your investment would double in approximately 4.3 years.
Historically, 57% of months were positive and 43% were negative. The best month was Apr 2009 with a return of +75.7%, while the worst month was Feb 2009 at -45.1%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 11 months.
On a daily basis, IBOC closed higher 48% of trading days. The best single day was Mar 24, 2020 with a return of +22.8%, while the worst single day was Mar 18, 2020 at -32.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 4.82% | -2.65% | 0.27% | 2.31% | |||||||||
| 2025 | 4.32% | 2.79% | -5.88% | -3.20% | 2.60% | 6.27% | 2.43% | 5.98% | -3.90% | -3.45% | 0.15% | -0.06% | 7.41% |
| 2024 | -2.69% | -0.57% | 8.19% | -0.87% | 2.12% | 0.67% | 17.88% | -5.25% | -5.37% | 2.46% | 19.38% | -13.63% | 19.11% |
| 2023 | 2.43% | 4.96% | -11.77% | -0.35% | 0.12% | 3.46% | 12.31% | -8.56% | -3.22% | 1.13% | 2.37% | 21.06% | 21.97% |
| 2022 | -0.85% | 3.78% | -1.86% | -5.73% | 5.38% | -4.41% | 9.43% | -3.59% | 1.85% | 16.71% | 6.21% | -13.14% | 10.94% |
| 2021 | 0.99% | 16.90% | 6.52% | 2.09% | -2.09% | -7.46% | -8.99% | 8.73% | -0.57% | 1.83% | -0.92% | 0.90% | 16.51% |
Benchmark Metrics
International Bancshares Corporation has an annualized alpha of 8.46%, beta of 1.05, and R² of 0.31 versus S&P 500 Index. Calculated based on daily prices since May 31, 1996.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (97.98%) than losses (79.35%) — typical of diversified or defensive assets.
- R² of 0.31 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 8.46%
- Beta
- 1.05
- R²
- 0.31
- Upside Capture
- 97.98%
- Downside Capture
- 79.35%
Return for Risk
Risk / Return Rank
IBOC ranks 52 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for International Bancshares Corporation (IBOC) and compare them to a chosen benchmark (S&P 500 Index).
| IBOC | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.34 | 0.90 | -0.56 |
Sortino ratioReturn per unit of downside risk | 0.65 | 1.39 | -0.73 |
Omega ratioGain probability vs. loss probability | 1.09 | 1.21 | -0.13 |
Calmar ratioReturn relative to maximum drawdown | 0.74 | 1.40 | -0.66 |
Martin ratioReturn relative to average drawdown | 1.68 | 6.61 | -4.92 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore IBOC risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
International Bancshares Corporation provided a 2.13% dividend yield over the last twelve months, with an annual payout of $1.43 per share. The company has been increasing its dividends for 16 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.43 | $1.40 | $1.32 | $1.26 | $1.20 | $1.15 | $1.10 | $1.05 | $0.75 | $0.66 | $0.60 | $0.58 |
Dividend yield | 2.13% | 2.11% | 2.09% | 2.32% | 2.62% | 2.71% | 2.94% | 2.44% | 2.18% | 1.66% | 1.47% | 2.26% |
Monthly Dividends
The table displays the monthly dividend distributions for International Bancshares Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.73 | $0.00 | $0.73 | |||||||||
| 2025 | $0.00 | $0.70 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.00 | $0.00 | $1.40 |
| 2024 | $0.00 | $0.66 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.66 | $0.00 | $0.00 | $0.00 | $0.00 | $1.32 |
| 2023 | $0.00 | $0.63 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.63 | $0.00 | $0.00 | $0.00 | $0.00 | $1.26 |
| 2022 | $0.00 | $0.60 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.00 | $0.00 | $1.20 |
| 2021 | $0.00 | $0.55 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.00 | $0.00 | $1.15 |
Dividend Yield & Payout
Dividend Yield
International Bancshares Corporation has a dividend yield of 2.13%, which is quite average when compared to the overall market.
Payout Ratio
International Bancshares Corporation has a payout ratio of 21.12%, which is below the market average. This means International Bancshares Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the International Bancshares Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the International Bancshares Corporation was 77.43%, occurring on Mar 30, 2009. Recovery took 1664 trading sessions.
The current International Bancshares Corporation drawdown is 8.86%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -77.43% | Sep 22, 2008 | 131 | Mar 30, 2009 | 1664 | Nov 5, 2015 | 1795 |
| -63.37% | Sep 21, 2018 | 376 | Mar 20, 2020 | 233 | Feb 23, 2021 | 609 |
| -35.32% | May 5, 1998 | 229 | Mar 31, 1999 | 537 | May 16, 2001 | 766 |
| -34.52% | Feb 19, 2004 | 987 | Jan 18, 2008 | 168 | Sep 18, 2008 | 1155 |
| -30.43% | Nov 30, 2015 | 38 | Jan 25, 2016 | 177 | Oct 5, 2016 | 215 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of International Bancshares Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how International Bancshares Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for IBOC, comparing it with other companies in the Banks - Regional industry. Currently, IBOC has a P/E ratio of 10.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for IBOC compared to other companies in the Banks - Regional industry. IBOC currently has a PEG ratio of 0.7. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for IBOC relative to other companies in the Banks - Regional industry. Currently, IBOC has a P/S ratio of 4.2. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for IBOC in comparison with other companies in the Banks - Regional industry. Currently, IBOC has a P/B value of 1.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |