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International Bancshares Corporation (IBOC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US4590441030

CUSIP

459044103

Sector

Financial Services

IPO Date

May 30, 1996

Highlights

Market Cap

$4.22B

EPS (TTM)

$6.43

PE Ratio

10.54

Total Revenue (TTM)

$982.22M

Gross Profit (TTM)

$982.22M

EBITDA (TTM)

$500.54M

Year Range

$48.30 - $76.91

Target Price

$22.00

Short %

1.73%

Short Ratio

2.59

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
IBOC vs. BANF IBOC vs. TCBI IBOC vs. BOKF
Popular comparisons:
IBOC vs. BANF IBOC vs. TCBI IBOC vs. BOKF

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in International Bancshares Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%0.00%10.00%20.00%30.00%40.00%JulyAugustSeptemberOctoberNovemberDecember
18.05%
9.23%
IBOC (International Bancshares Corporation)
Benchmark (^GSPC)

Returns By Period

International Bancshares Corporation had a return of 20.95% year-to-date (YTD) and 24.86% in the last 12 months. Over the past 10 years, International Bancshares Corporation had an annualized return of 12.18%, outperforming the S&P 500 benchmark which had an annualized return of 11.11%.


IBOC

YTD

20.95%

1M

-12.62%

6M

16.96%

1Y

24.86%

5Y*

11.42%

10Y*

12.18%

^GSPC (Benchmark)

YTD

25.25%

1M

0.08%

6M

9.66%

1Y

25.65%

5Y*

13.17%

10Y*

11.11%

Monthly Returns

The table below presents the monthly returns of IBOC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-2.69%-0.57%8.19%-0.87%2.12%0.67%17.88%-5.25%-5.37%2.46%19.38%20.95%
20232.43%4.96%-11.77%-0.35%0.12%3.46%12.31%-8.56%-3.22%1.13%2.37%21.06%21.97%
2022-0.85%3.78%-1.86%-5.73%5.38%-4.41%9.43%-3.59%1.85%16.71%6.21%-13.14%10.94%
20210.99%16.90%6.52%2.09%-2.09%-7.46%-8.99%8.73%-0.57%1.83%-0.92%0.90%16.51%
2020-8.52%-13.45%-19.49%7.85%6.17%4.03%-5.00%3.81%-15.89%6.22%17.09%15.52%-9.51%
20193.11%15.08%-5.60%9.05%-12.08%3.43%-0.21%-5.42%10.06%6.06%3.56%1.53%28.67%
20184.53%-6.87%1.50%2.31%8.54%-0.93%3.86%5.40%-3.95%-13.18%-0.80%-10.39%-11.78%
2017-9.07%2.56%-6.07%5.65%-11.36%5.73%1.00%1.55%12.46%1.25%1.60%-3.76%-0.96%
2016-9.77%-2.76%10.65%6.20%7.06%-6.95%5.10%8.13%1.50%3.59%26.18%4.82%62.32%
2015-15.18%10.00%6.35%-0.19%0.46%2.95%0.22%-4.75%-1.27%7.67%13.21%-15.77%-0.89%
2014-11.19%-0.98%9.31%-8.45%4.97%12.03%-6.11%3.98%-5.41%15.02%-10.05%4.00%2.82%
20138.07%3.58%3.70%-6.73%12.27%3.67%7.22%-9.46%-0.32%5.69%14.18%1.03%48.68%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 76, IBOC is among the top 24% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of IBOC is 7676
Overall Rank
The Sharpe Ratio Rank of IBOC is 7676
Sharpe Ratio Rank
The Sortino Ratio Rank of IBOC is 7272
Sortino Ratio Rank
The Omega Ratio Rank of IBOC is 7070
Omega Ratio Rank
The Calmar Ratio Rank of IBOC is 8787
Calmar Ratio Rank
The Martin Ratio Rank of IBOC is 7676
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for International Bancshares Corporation (IBOC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for IBOC, currently valued at 0.84, compared to the broader market-4.00-2.000.002.000.842.07
The chart of Sortino ratio for IBOC, currently valued at 1.45, compared to the broader market-4.00-2.000.002.004.001.452.76
The chart of Omega ratio for IBOC, currently valued at 1.18, compared to the broader market0.501.001.502.001.181.39
The chart of Calmar ratio for IBOC, currently valued at 1.51, compared to the broader market0.002.004.006.001.513.05
The chart of Martin ratio for IBOC, currently valued at 3.59, compared to the broader market-5.000.005.0010.0015.0020.0025.003.5913.27
IBOC
^GSPC

The current International Bancshares Corporation Sharpe ratio is 0.84. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of International Bancshares Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio1.001.502.002.503.003.50JulyAugustSeptemberOctoberNovemberDecember
0.84
2.07
IBOC (International Bancshares Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

International Bancshares Corporation provided a 2.06% dividend yield over the last twelve months, with an annual payout of $1.32 per share. The company has been increasing its dividends for 14 consecutive years.


1.50%2.00%2.50%3.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$1.32$1.26$1.20$1.15$1.10$1.05$0.75$0.66$0.60$0.58$0.52$0.43

Dividend yield

2.06%2.32%2.62%2.71%2.94%2.44%2.18%1.66%1.47%2.26%1.96%1.63%

Monthly Dividends

The table displays the monthly dividend distributions for International Bancshares Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.66$0.00$0.00$0.00$0.00$0.00$0.66$0.00$0.00$0.00$0.00$1.32
2023$0.00$0.63$0.00$0.00$0.00$0.00$0.00$0.63$0.00$0.00$0.00$0.00$1.26
2022$0.00$0.60$0.00$0.00$0.00$0.00$0.00$0.60$0.00$0.00$0.00$0.00$1.20
2021$0.00$0.55$0.00$0.00$0.00$0.00$0.00$0.60$0.00$0.00$0.00$0.00$1.15
2020$0.00$0.00$0.55$0.00$0.00$0.00$0.00$0.00$0.55$0.00$0.00$0.00$1.10
2019$0.00$0.00$0.50$0.00$0.00$0.00$0.00$0.00$0.55$0.00$0.00$0.00$1.05
2018$0.00$0.00$0.33$0.00$0.00$0.00$0.00$0.00$0.00$0.42$0.00$0.00$0.75
2017$0.00$0.00$0.33$0.00$0.00$0.00$0.00$0.00$0.33$0.00$0.00$0.00$0.66
2016$0.00$0.00$0.29$0.00$0.00$0.00$0.00$0.00$0.31$0.00$0.00$0.00$0.60
2015$0.00$0.00$0.29$0.00$0.00$0.00$0.00$0.00$0.29$0.00$0.00$0.00$0.58
2014$0.00$0.00$0.25$0.00$0.00$0.00$0.00$0.00$0.27$0.00$0.00$0.00$0.52
2013$0.20$0.00$0.00$0.00$0.00$0.00$0.23$0.00$0.00$0.00$0.43

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%2.1%
International Bancshares Corporation has a dividend yield of 2.06%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%20.5%
International Bancshares Corporation has a payout ratio of 20.52%, which is below the market average. This means International Bancshares Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-14.61%
-1.91%
IBOC (International Bancshares Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the International Bancshares Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the International Bancshares Corporation was 77.43%, occurring on Mar 30, 2009. Recovery took 1664 trading sessions.

The current International Bancshares Corporation drawdown is 14.61%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-77.43%Sep 22, 2008131Mar 30, 20091664Nov 5, 20151795
-63.37%Sep 21, 2018376Mar 20, 2020233Feb 23, 2021609
-36.07%May 5, 1998222Mar 31, 1999536May 17, 2001758
-34.52%Feb 19, 2004987Jan 18, 2008168Sep 18, 20081155
-30.43%Nov 30, 201538Jan 25, 2016177Oct 5, 2016215

Volatility

Volatility Chart

The current International Bancshares Corporation volatility is 8.30%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%JulyAugustSeptemberOctoberNovemberDecember
8.30%
3.82%
IBOC (International Bancshares Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of International Bancshares Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of International Bancshares Corporation compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.010.5
The chart displays the price to earnings (P/E) ratio for IBOC in comparison to other companies of the Banks - Regional industry. Currently, IBOC has a PE value of 10.5. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.00.0
The chart displays the price to earnings to growth (PEG) ratio for IBOC in comparison to other companies of the Banks - Regional industry. Currently, IBOC has a PEG value of 0.0. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for International Bancshares Corporation.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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