IBOC vs. TCBI
Compare and contrast key facts about International Bancshares Corporation (IBOC) and Texas Capital Bancshares, Inc. (TCBI).
Performance
IBOC vs. TCBI - Performance Comparison
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IBOC vs. TCBI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IBOC International Bancshares Corporation | 2.31% | 7.41% | 19.11% | 21.97% | 10.94% | 16.51% | -9.51% | 28.67% | -11.78% | -0.96% |
TCBI Texas Capital Bancshares, Inc. | 4.79% | 15.78% | 21.00% | 7.16% | 0.10% | 1.26% | 4.81% | 11.12% | -42.53% | 13.39% |
Fundamentals
IBOC:
$6.62
TCBI:
$6.50
IBOC:
10.16
TCBI:
14.59
IBOC:
0.70
TCBI:
0.24
IBOC:
4.20
TCBI:
2.21
IBOC:
$998.07M
TCBI:
$1.99B
IBOC:
$827.08M
TCBI:
$1.15B
IBOC:
$406.92M
TCBI:
$445.55M
Returns By Period
In the year-to-date period, IBOC achieves a 2.31% return, which is significantly lower than TCBI's 4.79% return. Over the past 10 years, IBOC has outperformed TCBI with an annualized return of 13.20%, while TCBI has yielded a comparatively lower 10.01% annualized return.
IBOC
- 1D
- 0.37%
- 1M
- 0.27%
- YTD
- 2.31%
- 6M
- -1.13%
- 1Y
- 8.88%
- 3Y*
- 18.95%
- 5Y*
- 10.24%
- 10Y*
- 13.20%
TCBI
- 1D
- 2.34%
- 1M
- -0.44%
- YTD
- 4.79%
- 6M
- 12.24%
- 1Y
- 27.01%
- 3Y*
- 24.67%
- 5Y*
- 6.21%
- 10Y*
- 10.01%
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Return for Risk
IBOC vs. TCBI — Risk / Return Rank
IBOC
TCBI
IBOC vs. TCBI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for International Bancshares Corporation (IBOC) and Texas Capital Bancshares, Inc. (TCBI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IBOC | TCBI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.34 | 0.83 | -0.49 |
Sortino ratioReturn per unit of downside risk | 0.65 | 1.22 | -0.56 |
Omega ratioGain probability vs. loss probability | 1.09 | 1.18 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 0.74 | 1.59 | -0.84 |
Martin ratioReturn relative to average drawdown | 1.68 | 4.32 | -2.64 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IBOC | TCBI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.34 | 0.83 | -0.49 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.36 | 0.18 | +0.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.39 | 0.24 | +0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.34 | 0.24 | +0.10 |
Correlation
The correlation between IBOC and TCBI is 0.67, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
IBOC vs. TCBI - Dividend Comparison
IBOC's dividend yield for the trailing twelve months is around 2.13%, while TCBI has not paid dividends to shareholders.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IBOC International Bancshares Corporation | 2.13% | 2.11% | 2.09% | 2.32% | 2.62% | 2.71% | 2.94% | 2.44% | 2.18% | 1.66% | 1.47% | 2.26% |
TCBI Texas Capital Bancshares, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
IBOC vs. TCBI - Drawdown Comparison
The maximum IBOC drawdown since its inception was -77.43%, roughly equal to the maximum TCBI drawdown of -81.15%. Use the drawdown chart below to compare losses from any high point for IBOC and TCBI.
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Drawdown Indicators
| IBOC | TCBI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.43% | -81.15% | +3.72% |
Max Drawdown (1Y)Largest decline over 1 year | -12.74% | -18.03% | +5.29% |
Max Drawdown (5Y)Largest decline over 5 years | -24.98% | -38.35% | +13.37% |
Max Drawdown (10Y)Largest decline over 10 years | -63.37% | -81.15% | +17.78% |
Current DrawdownCurrent decline from peak | -8.86% | -10.47% | +1.61% |
Average DrawdownAverage peak-to-trough decline | -16.84% | -24.15% | +7.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.63% | 6.62% | -0.99% |
Volatility
IBOC vs. TCBI - Volatility Comparison
The current volatility for International Bancshares Corporation (IBOC) is 3.69%, while Texas Capital Bancshares, Inc. (TCBI) has a volatility of 6.11%. This indicates that IBOC experiences smaller price fluctuations and is considered to be less risky than TCBI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IBOC | TCBI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.69% | 6.11% | -2.42% |
Volatility (6M)Calculated over the trailing 6-month period | 17.97% | 23.02% | -5.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.53% | 32.81% | -6.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.68% | 35.67% | -6.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.35% | 41.78% | -7.43% |
Financials
IBOC vs. TCBI - Financials Comparison
This section allows you to compare key financial metrics between International Bancshares Corporation and Texas Capital Bancshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
IBOC vs. TCBI - Profitability Comparison
IBOC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, International Bancshares Corporation reported a gross profit of 212.17M and revenue of 212.17M. Therefore, the gross margin over that period was 100.0%.
TCBI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Texas Capital Bancshares, Inc. reported a gross profit of 328.35M and revenue of 529.20M. Therefore, the gross margin over that period was 62.1%.
IBOC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, International Bancshares Corporation reported an operating income of 151.46M and revenue of 212.17M, resulting in an operating margin of 71.4%.
TCBI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Texas Capital Bancshares, Inc. reported an operating income of 137.78M and revenue of 529.20M, resulting in an operating margin of 26.0%.
IBOC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, International Bancshares Corporation reported a net income of 106.88M and revenue of 212.17M, resulting in a net margin of 50.4%.
TCBI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Texas Capital Bancshares, Inc. reported a net income of 105.21M and revenue of 529.20M, resulting in a net margin of 19.9%.