- ISIN
- US4578742045
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
Highlights
- Market Cap
- $15.51B
- Enterprise Value
- $17.65B
- EPS (TTM)
- A$4.80
- PE Ratio
- 9.16
- PEG Ratio
- 0.21
- Total Revenue (TTM)
- A$32.67B
- Gross Profit (TTM)
- A$32.68B
- EBITDA (TTM)
- A$1.97B
- Year Range
- $21.58 - $30.71
- ROA (TTM)
- 8.49%
- ROE (TTM)
- 32.16%
Share Price Chart
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Performance
IAUGY Performance Chart
Insurance Australia Group Ltd ADR (IAUGY) is up 15.0% since the beginning of the year. At $31 per share, IAUGY is currently trading at its 52-week high. Investors who bought $1,000 worth of IAUGY shares 5 years ago would now be looking at an investment worth $1,973.
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Returns By Period
Insurance Australia Group Ltd ADR (IAUGY) has returned 14.99% so far this year and 14.39% over the past 12 months. Over the last ten years, IAUGY has returned 7.30% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Insurance Australia Group Ltd ADR
- 1D
- 7.28%
- 1M
- 9.87%
- YTD
- 14.99%
- 6M
- 16.68%
- 1Y
- 14.39%
- 3Y*
- 23.38%
- 5Y*
- 14.56%
- 10Y*
- 7.30%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
IAUGY Monthly Returns History
Based on dividend-adjusted daily data since Apr 21, 2009, IAUGY's average daily return is +0.06%, while the average monthly return is +0.97%. At this rate, an investment would double in approximately 6.0 years.
Historically, 54% of months were positive and 46% were negative. The best month was Feb 2022 with a return of +19.9%, while the worst month was Feb 2020 at -18.8%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 8 months.
On a daily basis, IAUGY closed higher 19% of trading days. The best single day was Nov 30, 2018 with a return of +18.0%, while the worst single day was Nov 23, 2011 at -25.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -6.77% | -8.11% | 12.33% | 2.44% | 4.45% | 11.67% | 14.99% | ||||||
| 2025 | -0.63% | -10.88% | 3.75% | 9.13% | 2.66% | 7.43% | -5.09% | 4.52% | -7.11% | -2.34% | 3.88% | 2.64% | 6.12% |
| 2024 | 6.64% | 0.20% | 6.33% | -0.75% | -2.39% | 17.66% | 1.02% | -2.74% | 11.73% | -4.44% | 15.49% | -4.07% | 50.54% |
| 2023 | 11.94% | -12.04% | -0.73% | 5.43% | 3.05% | 10.71% | 5.75% | -3.77% | -0.93% | -2.60% | 7.06% | -4.15% | 18.46% |
| 2022 | -3.21% | 19.92% | -8.95% | -3.55% | 9.23% | -10.13% | 1.54% | 3.60% | -9.19% | 8.95% | 2.80% | -0.68% | 6.32% |
| 2021 | 1.56% | 6.37% | -12.18% | 5.44% | -2.63% | 2.70% | -4.74% | 10.89% | 0.00% | -2.35% | -17.43% | -2.50% | -16.94% |
Benchmark Metrics
Insurance Australia Group Ltd ADR has an annualized alpha of 10.49%, beta of 0.29, and R2 of 0.02 versus S&P 500 Index. Calculated based on daily prices since April 21, 2009.
- This stock participated in 85.31% of S&P 500 Index downside but only 71.98% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.29 may look defensive, but with R2 of 0.02 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.02 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 10.49%
- Beta
- 0.29
- R²
- 0.02
- Upside Capture
- 71.98%
- Downside Capture
- 85.31%
Return for Risk
Risk / Return Rank
IAUGY ranks 55 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Insurance Australia Group Ltd ADR (IAUGY) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IAUGY | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.70 | ||
| Sortino ratioReturn per unit of downside risk | -1.99 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.37 | -0.21 |
| Calmar ratioReturn relative to maximum drawdown | 0.58 | 2.78 | -2.20 |
| Martin ratioReturn relative to average drawdown | 1.45 | 12.44 | -10.99 |
Dividends
Dividend History
Insurance Australia Group Ltd ADR provided a 3.39% dividend yield over the last twelve months, with an annual payout of $1.04 per share. The company has been increasing its dividends for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.04 | $0.99 | $0.90 | $0.50 | $0.34 | $0.74 | $0.24 | $0.38 | $2.06 | $1.03 | $1.84 | $1.16 |
Dividend yield | 3.39% | 3.66% | 3.38% | 2.69% | 2.11% | 4.81% | 1.23% | 1.37% | 8.51% | 3.60% | 8.29% | 5.59% |
Monthly Dividends
The table displays the monthly dividend distributions for Insurance Australia Group Ltd ADR. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.43 | $0.00 | $0.00 | $0.00 | $0.00 | $0.43 | ||||||
| 2025 | $0.00 | $0.38 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.62 | $0.00 | $0.00 | $0.00 | $0.00 | $0.99 |
| 2024 | $0.00 | $0.33 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.57 | $0.00 | $0.00 | $0.00 | $0.90 |
| 2023 | $0.00 | $0.21 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 | $0.00 | $0.00 | $0.00 | $0.00 | $0.50 |
| 2022 | $0.00 | $0.21 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.00 | $0.00 | $0.34 |
| 2021 | $0.00 | $0.27 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.00 | $0.00 | $0.74 |
Dividend Yield & Payout
Dividend Yield
Insurance Australia Group Ltd ADR has a dividend yield of 3.39%, which is quite average when compared to the overall market.
Payout Ratio
Insurance Australia Group Ltd ADR has a payout ratio of 58.31%, which is quite average when compared to the overall market. This suggests that Insurance Australia Group Ltd ADR strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Insurance Australia Group Ltd ADR. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Insurance Australia Group Ltd ADR was 51.36%, occurring on Sep 26, 2022. Recovery took 542 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -51.36%Sep 2022 | 4y 6mo | 2y 1mo | 6y 8moMar 2018 - Nov 2024 |
2015 bear market2015 | -40.93%Sep 2015 | 1y 17d | 1y 9mo | 2y 9moSep 2014 - Jun 2017 |
2010 bear market2010 | -30.26%Jun 2010 | 6mo 19d | 2y 1mo | 2y 8moNov 2009 - Jul 2012 |
2026 bear market2026 | -24.78%Mar 2026 | 5mo 17d | 3mo 9d | 8mo 26dSep 2025 - Jun 2026 |
2025 selloff2025 | -24.64%Apr 2025 | 4mo 14d | 1mo 7d | 5mo 21dNov 2024 - May 2025 |
Drawdown Indicators
| IAUGY | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.36% | -56.78% | +5.42% |
Max Drawdown (1Y)Largest decline over 1 year | -24.78% | -9.10% | -15.68% |
Max Drawdown (3Y)Largest decline over 3 years | -24.78% | -18.90% | -5.88% |
Max Drawdown (5Y)Largest decline over 5 years | -28.14% | -25.43% | -2.71% |
Max Drawdown (10Y)Largest decline over 10 years | -51.36% | -33.92% | -17.44% |
Current DrawdownCurrent decline from peak | 0.00% | -1.80% | +1.80% |
Average DrawdownAverage peak-to-trough decline | -17.94% | -10.71% | -7.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.95% | 2.03% | +7.92% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Insurance Australia Group Ltd ADR over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Insurance Australia Group Ltd ADR is priced in the market compared to other companies in the Insurance - Property & Casualty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for IAUGY, comparing it with other companies in the Insurance - Property & Casualty industry. Currently, IAUGY has a P/E ratio of 9.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for IAUGY compared to other companies in the Insurance - Property & Casualty industry. IAUGY currently has a PEG ratio of 0.2. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for IAUGY relative to other companies in the Insurance - Property & Casualty industry. Currently, IAUGY has a P/S ratio of 0.7. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for IAUGY in comparison with other companies in the Insurance - Property & Casualty industry. Currently, IAUGY has a P/B value of 3.0. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
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Income | — |
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EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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