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HarborOne Bancorp, Inc. (HONE)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US41165Y1001
CUSIP
41165Y100
IPO Date
Jun 30, 2016

Highlights

Market Cap
$488.37M
Enterprise Value
$724.97M
EPS (TTM)
$0.65
PE Ratio
18.52
PEG Ratio
1.78
Total Revenue (TTM)
$308.19M
Gross Profit (TTM)
$160.04M
EBITDA (TTM)
$37.15M
Year Range
$8.89 - $14.29
ROA (TTM)
0.47%
ROE (TTM)
4.55%

Share Price Chart


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HarborOne Bancorp, Inc.

Often compared with HONE:
HONE vs. NBN

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in HarborOne Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

HarborOne Bancorp, Inc. (HONE) has returned 0.00% so far this year and 19.53% over the past 12 months.


HarborOne Bancorp, Inc.

1D
0.00%
1M
0.00%
YTD
0.00%
6M
-11.03%
1Y
19.53%
3Y*
2.46%
5Y*
-0.25%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jun 30, 2016, HONE's average daily return is +0.05%, while the average monthly return is +0.83%. At this rate, your investment would double in approximately 7.0 years.

Historically, 50% of months were positive and 50% were negative. The best month was Jul 2023 with a return of +21.9%, while the worst month was Mar 2020 at -24.7%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 5 months.

On a daily basis, HONE closed higher 48% of trading days. The best single day was Nov 6, 2024 with a return of +12.9%, while the worst single day was Oct 24, 2024 at -13.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.00%0.00%0.00%
2025-8.11%6.62%-10.53%10.23%0.53%2.64%2.04%8.71%6.50%-11.03%0.00%4.78%
2024-8.29%-6.78%4.72%-4.19%2.76%6.92%20.84%-1.12%-1.67%-7.97%8.51%-7.53%2.24%
2023-1.87%0.22%-10.75%-11.34%-23.72%5.85%21.86%-4.96%-4.51%4.16%12.09%8.61%-11.88%
2022-3.99%4.15%-5.21%-4.00%6.72%-3.50%5.68%-5.93%-1.61%14.07%-3.94%-4.51%-4.09%
2021-0.00%10.04%12.72%6.62%3.77%-3.43%-4.76%3.82%-0.64%2.72%-3.34%6.84%38.11%

Benchmark Metrics

HarborOne Bancorp, Inc. has an annualized alpha of 0.87%, beta of 0.77, and R² of 0.21 versus S&P 500 Index. Calculated based on daily prices since July 01, 2016.

  • This stock participated in 62.83% of S&P 500 Index downside but only 51.58% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.21 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
0.87%
Beta
0.77
0.21
Upside Capture
51.58%
Downside Capture
62.83%

Return for Risk

Risk / Return Rank

HONE ranks 60 for risk / return — better than 60% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


HONE Risk / Return Rank: 6060
Overall Rank
HONE Sharpe Ratio Rank: 7171
Sharpe Ratio Rank
HONE Sortino Ratio Rank: 6666
Sortino Ratio Rank
HONE Omega Ratio Rank: 7272
Omega Ratio Rank
HONE Calmar Ratio Rank: 4646
Calmar Ratio Rank
HONE Martin Ratio Rank: 4747
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for HarborOne Bancorp, Inc. (HONE) and compare them to a chosen benchmark (S&P 500 Index).


HONEBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.89

0.90

0.00

Sortino ratio

Return per unit of downside risk

1.46

1.39

+0.07

Omega ratio

Gain probability vs. loss probability

1.23

1.21

+0.02

Calmar ratio

Return relative to maximum drawdown

0.22

1.40

-1.18

Martin ratio

Return relative to average drawdown

0.57

6.61

-6.04

Explore HONE risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

HarborOne Bancorp, Inc. provided a 2.23% dividend yield over the last twelve months, with an annual payout of $0.27 per share.


1.00%1.50%2.00%2.50%3.00%$0.00$0.10$0.20$0.30$0.40202020212022202320242025
Dividends
Dividend Yield
PeriodTTM202520242023202220212020
Dividend$0.27$0.27$0.40$0.23$0.33$0.15$0.09

Dividend yield

2.23%2.23%3.34%1.88%2.37%1.01%0.83%

Monthly Dividends

The table displays the monthly dividend distributions for HarborOne Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00
2025$0.00$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.09$0.00$0.00$0.27
2024$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.08$0.40
2023$0.00$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.23
2022$0.05$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.07$0.33
2021$0.00$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.15

Dividend Yield & Payout


Dividend Yield

HarborOne Bancorp, Inc. has a dividend yield of 2.23%, which is quite average when compared to the overall market.

Payout Ratio

HarborOne Bancorp, Inc. has a payout ratio of 51.05%, which is quite average when compared to the overall market. This suggests that HarborOne Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the HarborOne Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the HarborOne Bancorp, Inc. was 48.58%, occurring on May 16, 2023. Recovery took 605 trading sessions.

The current HarborOne Bancorp, Inc. drawdown is 14.37%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-48.58%Nov 2, 2022134May 16, 2023605Oct 14, 2025739
-46.6%Jun 12, 2017700Mar 23, 2020233Feb 24, 2021933
-14.59%Jun 9, 202173Sep 21, 202175Jan 6, 2022148
-14.37%Oct 15, 202513Oct 31, 2025
-14.24%Jan 10, 2022197Oct 20, 20226Oct 28, 2022203

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of HarborOne Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how HarborOne Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for HONE, comparing it with other companies in the Banks - Regional industry. Currently, HONE has a P/E ratio of 18.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for HONE compared to other companies in the Banks - Regional industry. HONE currently has a PEG ratio of 1.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for HONE relative to other companies in the Banks - Regional industry. Currently, HONE has a P/S ratio of 1.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for HONE in comparison with other companies in the Banks - Regional industry. Currently, HONE has a P/B value of 0.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items