HONE vs. NBN

Last updated Apr 2, 2026

Compare and contrast key facts about HarborOne Bancorp, Inc. (HONE) and Northeast Bank (NBN).

Performance

HONE vs. NBN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in HarborOne Bancorp, Inc. (HONE) and Northeast Bank (NBN). The values are adjusted to include any dividend payments, if applicable.

HONE vs. NBN - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
HONE HarborOne Bancorp, Inc.	0.00%	4.78%	2.24%	-11.88%	-4.09%	38.11%	-0.20%	24.15%	-17.07%	-0.93%
NBN Northeast Bank	10.70%	13.35%	66.31%	31.21%	17.95%	58.86%	2.63%	31.69%	-27.59%	77.10%

Fundamentals

Market Cap HONE : $488.37M NBN : $966.91M
EPS HONE : $0.65 NBN : $10.36
PE Ratio HONE : 18.52 NBN : 11.11
PEG Ratio HONE : 1.78 NBN : 1.24
PS Ratio HONE : 1.58 NBN : 2.73
PB Ratio HONE : 0.84 NBN : 1.80
Total Revenue (TTM) HONE : $308.19M NBN : $355.21M
Gross Profit (TTM) HONE : $160.04M NBN : $156.58M
EBITDA (TTM) HONE : $37.15M NBN : $131.15M

Returns By Period

HONE

• 1D: 0.00%
• 1M: 0.00%
• YTD: 0.00%
• 6M: -11.49%
• 1Y: 18.16%
• 3Y*: 2.46%
• 5Y*: -0.25%
• 10Y*: —

NBN

• 1D: 2.38%
• 1M: 1.85%
• YTD: 10.70%
• 6M: 16.82%
• 1Y: 26.62%
• 3Y*: 50.72%
• 5Y*: 33.61%
• 10Y*: 27.18%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

HONE vs. NBN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HONE

HONE Risk / Return Rank: 58
HONE Sharpe Ratio Rank: 69
HONE Sortino Ratio Rank: 64
HONE Omega Ratio Rank: 69
HONE Calmar Ratio Rank: 45
HONE Martin Ratio Rank: 45

NBN

NBN Risk / Return Rank: 61
NBN Sharpe Ratio Rank: 66
NBN Sortino Ratio Rank: 59
NBN Omega Ratio Rank: 58
NBN Calmar Ratio Rank: 62
NBN Martin Ratio Rank: 62

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HONE vs. NBN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for HarborOne Bancorp, Inc. (HONE) and Northeast Bank (NBN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	HONE	NBN	Difference
Sharpe ratio Return per unit of total volatility	0.83	0.72	+0.11
Sortino ratio Return per unit of downside risk	1.38	1.19	+0.19
Omega ratio Gain probability vs. loss probability	1.22	1.15	+0.06
Calmar ratio Return relative to maximum drawdown	0.17	0.93	-0.76
Martin ratio Return relative to average drawdown	0.45	2.28	-1.84
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HONE vs. NBN - Sharpe Ratio Comparison

The current HONE Sharpe Ratio is 0.83, which is comparable to the NBN Sharpe Ratio of 0.72. The chart below compares the historical Sharpe Ratios of HONE and NBN, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	HONE	NBN	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.83	0.72	+0.11
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.01	1.03	-1.03
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.67	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.23	0.26	-0.03

Correlation

The correlation between HONE and NBN is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

HONE vs. NBN - Dividend Comparison

HONE's dividend yield for the trailing twelve months is around 2.23%, more than NBN's 0.03% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HONE HarborOne Bancorp, Inc.	2.23%	2.23%	3.34%	1.88%	2.37%	1.01%	0.83%	0.00%	0.00%	0.00%	0.00%	0.00%
NBN Northeast Bank	0.03%	0.04%	0.04%	0.07%	0.10%	0.11%	0.18%	0.18%	0.24%	0.17%	0.31%	0.38%

Drawdowns

HONE vs. NBN - Drawdown Comparison

The maximum HONE drawdown since its inception was -48.58%, smaller than the maximum NBN drawdown of -70.51%. Use the drawdown chart below to compare losses from any high point for HONE and NBN.

Drawdown Indicators

	HONE	NBN	Difference
Max Drawdown Largest peak-to-trough decline	-48.58%	-70.51%	+21.93%
Max Drawdown (1Y) Largest decline over 1 year	-14.37%	-27.57%	+13.20%
Max Drawdown (5Y) Largest decline over 5 years	-48.58%	-29.30%	-19.28%
Max Drawdown (10Y) Largest decline over 10 years	—	-70.25%	—
Current Drawdown Current decline from peak	-14.37%	-8.21%	-6.16%
Average Drawdown Average peak-to-trough decline	-15.62%	-23.83%	+8.21%
Ulcer Index Depth and duration of drawdowns from previous peaks	10.52%	11.28%	-0.76%

Volatility

HONE vs. NBN - Volatility Comparison

The current volatility for HarborOne Bancorp, Inc. (HONE) is 0.00%, while Northeast Bank (NBN) has a volatility of 6.39%. This indicates that HONE experiences smaller price fluctuations and is considered to be less risky than NBN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HONE	NBN	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.00%	6.39%	-6.39%
Volatility (6M) Calculated over the trailing 6-month period	17.11%	26.21%	-9.10%
Volatility (1Y) Calculated over the trailing 1-year period	29.32%	37.10%	-7.78%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	31.76%	32.92%	-1.16%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	30.66%	40.67%	-10.01%

Financials

HONE vs. NBN - Profitability Comparison

The chart below illustrates the profitability comparison between HarborOne Bancorp, Inc. and Northeast Bank over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

HONE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, HarborOne Bancorp, Inc. reported a gross profit of 43.56M and revenue of 76.69M. Therefore, the gross margin over that period was 56.8%.

NBN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported a gross profit of 0.00 and revenue of 87.03M. Therefore, the gross margin over that period was 0.0%.

HONE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, HarborOne Bancorp, Inc. reported an operating income of 10.63M and revenue of 76.69M, resulting in an operating margin of 13.9%.

NBN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported an operating income of 30.12M and revenue of 87.03M, resulting in an operating margin of 34.6%.

HONE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, HarborOne Bancorp, Inc. reported a net income of 8.06M and revenue of 76.69M, resulting in a net margin of 10.5%.

NBN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported a net income of 20.74M and revenue of 87.03M, resulting in a net margin of 23.8%.