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Hingham Institution for Savings (HIFS)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US4333231029

CUSIP

433323102

IPO Date

Feb 25, 1992

Highlights

Market Cap

$541.68M

EPS (TTM)

$12.85

PE Ratio

19.33

Total Revenue (TTM)

$89.19M

Gross Profit (TTM)

$165.12M

EBITDA (TTM)

$13.67M

Year Range

$162.77 - $299.26

Short %

8.75%

Short Ratio

9.59

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Hingham Institution for Savings, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


2,000.00%4,000.00%6,000.00%8,000.00%10,000.00%12,000.00%14,000.00%NovemberDecember2025FebruaryMarchApril
12,553.79%
1,230.25%
HIFS (Hingham Institution for Savings)
Benchmark (^GSPC)

Returns By Period

Hingham Institution for Savings had a return of -1.26% year-to-date (YTD) and 46.74% in the last 12 months. Over the past 10 years, Hingham Institution for Savings had an annualized return of 9.88%, which was very close to the S&P 500 benchmark's annualized return of 10.15%.


HIFS

YTD

-1.26%

1M

2.73%

6M

-0.32%

1Y

46.74%

5Y*

12.26%

10Y*

9.88%

^GSPC (Benchmark)

YTD

-6.06%

1M

-2.95%

6M

-4.87%

1Y

8.34%

5Y*

13.98%

10Y*

10.15%

*Annualized

Monthly Returns

The table below presents the monthly returns of HIFS, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20250.68%1.75%-8.44%5.27%-1.26%
2024-4.91%-9.13%3.86%-3.19%1.55%4.67%39.39%3.33%-5.32%4.20%12.01%-10.28%31.87%
20235.94%-2.61%-18.00%-16.38%-0.89%10.56%4.65%-10.46%-6.25%-20.11%9.71%19.64%-28.60%
2022-7.63%-7.22%-4.62%-5.70%-0.08%-12.09%2.41%2.38%-15.42%-1.30%18.70%-5.53%-33.55%
20211.51%10.54%17.07%7.36%-4.57%0.09%3.10%8.53%3.76%7.45%8.13%7.83%95.96%
20200.11%-12.62%-20.75%5.87%7.27%2.21%5.18%4.18%0.35%10.03%8.49%-0.89%4.68%
2019-6.08%5.90%-12.15%7.80%-2.41%9.66%-2.45%-6.58%4.94%0.74%0.93%9.62%7.45%
20185.05%-7.71%2.99%-0.81%5.03%2.54%0.79%-1.84%1.29%-7.22%9.14%-11.01%-3.67%
2017-1.41%-3.03%-5.70%1.68%-2.84%4.32%-2.59%4.02%3.40%2.51%17.21%-9.29%6.10%
20163.20%-4.52%1.41%7.72%4.61%-8.19%6.83%-0.82%6.60%3.81%16.78%17.47%66.28%
20151.51%11.41%2.14%12.23%1.08%2.78%5.39%-3.33%-0.81%10.10%2.18%-7.98%40.90%
20140.82%-0.36%0.26%-11.11%4.72%9.08%4.36%0.64%-1.88%0.93%5.07%0.95%12.83%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 82, HIFS is among the top 18% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of HIFS is 8282
Overall Rank
The Sharpe Ratio Rank of HIFS is 8686
Sharpe Ratio Rank
The Sortino Ratio Rank of HIFS is 8383
Sortino Ratio Rank
The Omega Ratio Rank of HIFS is 7979
Omega Ratio Rank
The Calmar Ratio Rank of HIFS is 7979
Calmar Ratio Rank
The Martin Ratio Rank of HIFS is 8383
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Hingham Institution for Savings (HIFS) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The chart of Sharpe ratio for HIFS, currently valued at 1.10, compared to the broader market-2.00-1.000.001.002.003.00
HIFS: 1.10
^GSPC: 0.46
The chart of Sortino ratio for HIFS, currently valued at 1.79, compared to the broader market-6.00-4.00-2.000.002.004.00
HIFS: 1.79
^GSPC: 0.77
The chart of Omega ratio for HIFS, currently valued at 1.21, compared to the broader market0.501.001.502.00
HIFS: 1.21
^GSPC: 1.11
The chart of Calmar ratio for HIFS, currently valued at 0.73, compared to the broader market0.001.002.003.004.005.00
HIFS: 0.73
^GSPC: 0.47
The chart of Martin ratio for HIFS, currently valued at 3.88, compared to the broader market-5.000.005.0010.0015.0020.00
HIFS: 3.88
^GSPC: 1.94

The current Hingham Institution for Savings Sharpe ratio is 1.10. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Hingham Institution for Savings with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00NovemberDecember2025FebruaryMarchApril
1.10
0.46
HIFS (Hingham Institution for Savings)
Benchmark (^GSPC)

Dividends

Dividend History

Hingham Institution for Savings provided a 1.01% dividend yield over the last twelve months, with an annual payout of $2.52 per share.


0.60%0.80%1.00%1.20%1.40%1.60%1.80%$0.00$0.50$1.00$1.50$2.00$2.50$3.00$3.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$2.52$1.89$2.52$3.03$2.83$3.48$2.04$1.73$1.62$1.52$2.14$1.37

Dividend yield

1.01%0.74%1.30%1.10%0.67%1.61%0.97%0.87%0.78%0.77%1.79%1.57%

Monthly Dividends

The table displays the monthly dividend distributions for Hingham Institution for Savings. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.63$0.00$0.00$0.00$0.63
2024$0.00$0.00$0.00$0.00$0.63$0.00$0.63$0.00$0.00$0.00$0.63$0.00$1.89
2023$0.00$0.00$0.00$0.63$0.00$0.00$0.63$0.00$0.00$0.63$0.00$0.63$2.52
2022$0.00$0.00$0.00$0.57$0.00$0.00$0.59$0.00$0.00$0.61$0.00$1.26$3.03
2021$0.00$0.00$0.00$0.49$0.00$0.00$0.51$0.00$0.00$0.53$0.00$1.30$2.83
2020$1.01$0.00$0.00$0.42$0.00$0.00$0.43$0.00$0.00$0.45$0.00$1.17$3.48
2019$0.87$0.00$0.00$0.38$0.00$0.00$0.39$0.00$0.00$0.40$0.00$0.00$2.04
2018$0.68$0.00$0.00$0.34$0.00$0.00$0.35$0.00$0.00$0.36$0.00$0.00$1.73
2017$0.64$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.34$0.00$0.00$1.62
2016$0.60$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.32$0.00$0.00$1.52
2015$1.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.30$0.00$0.00$2.14
2014$0.55$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.28$0.00$0.00$1.37

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%25.0%
HIFS: 1.0%
Hingham Institution for Savings has a dividend yield of 1.01%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%1,200.0%
HIFS: 19.6%
Hingham Institution for Savings has a payout ratio of 19.63%, which is below the market average. This means Hingham Institution for Savings returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-50.00%-40.00%-30.00%-20.00%-10.00%0.00%NovemberDecember2025FebruaryMarchApril
-39.83%
-10.07%
HIFS (Hingham Institution for Savings)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Hingham Institution for Savings. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Hingham Institution for Savings was 64.79%, occurring on Oct 31, 2023. The portfolio has not yet recovered.

The current Hingham Institution for Savings drawdown is 39.83%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-64.79%Jan 5, 2022458Oct 31, 2023
-50.16%Apr 1, 1998356Apr 11, 2000224Jul 2, 2001580
-43.44%Dec 5, 2017569Mar 25, 2020177Dec 4, 2020746
-42.72%Apr 26, 2005517Mar 3, 2009217Jul 23, 2010734
-34.09%Mar 9, 199363Jul 22, 1993150Jun 15, 1994213

Volatility

Volatility Chart

The current Hingham Institution for Savings volatility is 16.90%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%NovemberDecember2025FebruaryMarchApril
16.90%
14.23%
HIFS (Hingham Institution for Savings)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Hingham Institution for Savings over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Hingham Institution for Savings is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
HIFS: 19.3
The chart displays the Price-to-Earnings (P/E) ratio for HIFS, comparing it with other companies in the Banks - Regional industry. Currently, HIFS has a P/E ratio of 19.3. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
2.04.06.08.010.0
HIFS: 0.0
The chart shows the Price/Earnings to Growth (PEG) ratio for HIFS compared to other companies in the Banks - Regional industry. HIFS currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
2.04.06.08.0
HIFS: 8.0
This chart shows the Price-to-Sales (P/S) ratio for HIFS relative to other companies in the Banks - Regional industry. Currently, HIFS has a P/S ratio of 8.0. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
0.51.01.52.02.53.0
HIFS: 1.3
The chart illustrates the Price-to-Book (P/B) ratio for HIFS in comparison with other companies in the Banks - Regional industry. Currently, HIFS has a P/B value of 1.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items