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ISIN
US4333231029
CUSIP
433323102
IPO Date
Feb 25, 1992

Highlights

Market Cap
$630.35M
Enterprise Value
$2.04B
EPS (TTM)
$22.80
PE Ratio
12.51
PEG Ratio
2.06
Total Revenue (TTM)
$227.51M
Gross Profit (TTM)
$97.98M
EBITDA (TTM)
$67.53M
Year Range
$230.07 - $338.00
ROA (TTM)
1.11%
ROE (TTM)
10.42%

Share Price Chart


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Hingham Institution for Savings

Performance

HIFS Performance Chart

Hingham Institution for Savings (HIFS) is up 1.2% since the beginning of the year. At $285 per share, HIFS is trading 15.6% below its 52-week high of $338. Investors who bought $1,000 worth of HIFS shares 5 years ago would now be looking at an investment worth $1,043.


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S&P 500 Index

Returns By Period

Hingham Institution for Savings (HIFS) has returned 1.21% so far this year and 28.91% over the past 12 months. Over the last ten years, HIFS has returned 10.00% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


Hingham Institution for Savings

1D
0.25%
1M
0.17%
YTD
1.21%
6M
-2.01%
1Y
28.91%
3Y*
13.53%
5Y*
0.84%
10Y*
10.00%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

HIFS Monthly Returns History

Based on dividend-adjusted daily data since Feb 25, 1992, HIFS's average daily return is +0.08%, while the average monthly return is +1.47%. At this rate, an investment would double in approximately 4.0 years.

Historically, 61% of months were positive and 39% were negative. The best month was Jul 2024 with a return of +39.4%, while the worst month was Aug 1998 at -22.0%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 6 months.

On a daily basis, HIFS closed higher 38% of trading days. The best single day was Mar 26, 2020 with a return of +22.4%, while the worst single day was Dec 19, 2008 at -15.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.62%-6.48%2.41%-0.57%2.05%-1.39%1.21%
20250.68%1.75%-8.44%4.95%-2.62%2.45%-1.40%16.34%-7.17%11.56%-0.25%-3.06%12.82%
2024-4.91%-9.13%3.86%-3.19%1.55%4.67%39.39%3.33%-5.32%4.20%12.01%-10.28%31.87%
20235.94%-2.61%-18.00%-16.38%-0.89%10.56%4.65%-10.46%-6.25%-20.11%9.71%19.64%-28.60%
2022-7.63%-7.22%-4.62%-5.70%-0.08%-12.09%2.41%2.38%-15.42%-1.30%18.70%-5.53%-33.55%
20211.51%10.54%17.07%7.36%-4.57%0.09%3.10%8.53%3.76%7.45%8.13%7.83%95.96%

Benchmark Metrics

Hingham Institution for Savings has an annualized alpha of 19.29%, beta of 0.33, and R2 of 0.03 versus S&P 500 Index. Calculated based on daily prices since February 25, 1992.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (78.61%) than losses (38.18%) - typical of diversified or defensive assets.
  • Beta of 0.33 may look defensive, but with R2 of 0.03 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.03 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
19.29%
Beta
0.33
0.03
Upside Capture
78.61%
Downside Capture
38.18%

Return for Risk

Risk / Return Rank

HIFS ranks 63 for risk / return — better than 63% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


HIFS Risk / Return Rank: 6363
Overall Rank
HIFS Sharpe Ratio Rank: 6363
Sharpe Ratio Rank
HIFS Sortino Ratio Rank: 5959
Sortino Ratio Rank
HIFS Omega Ratio Rank: 5858
Omega Ratio Rank
HIFS Calmar Ratio Rank: 6868
Calmar Ratio Rank
HIFS Martin Ratio Rank: 6666
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Hingham Institution for Savings (HIFS) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


HIFSBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.38

Sortino ratioReturn per unit of downside risk

-1.60

Omega ratioGain probability vs. loss probability

1.14

1.37

-0.22

Calmar ratioReturn relative to maximum drawdown

1.37

2.78

-1.41

Martin ratioReturn relative to average drawdown

2.63

12.44

-9.81

Dividends

Dividend History

Hingham Institution for Savings provided a 1.13% dividend yield over the last twelve months, with an annual payout of $3.22 per share.


0.60%0.80%1.00%1.20%1.40%1.60%1.80%$0.00$0.50$1.00$1.50$2.00$2.50$3.00$3.5020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$3.22$2.52$1.89$2.52$3.03$2.83$3.48$1.54$1.39$1.30$1.22$2.14

Dividend yield

1.13%0.89%0.74%1.30%1.10%0.67%1.61%0.73%0.70%0.63%0.62%1.79%

Monthly Dividends

The table displays the monthly dividend distributions for Hingham Institution for Savings. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$1.33$0.00$0.00$0.00$0.63$0.00$1.96
2025$0.63$0.00$0.00$0.00$0.63$0.00$0.00$0.63$0.00$0.00$0.63$0.00$2.52
2024$0.00$0.00$0.00$0.00$0.63$0.00$0.63$0.00$0.00$0.00$0.63$0.00$1.89
2023$0.00$0.00$0.00$0.63$0.00$0.00$0.63$0.00$0.00$0.63$0.00$0.63$2.52
2022$0.00$0.00$0.00$0.57$0.00$0.00$0.59$0.00$0.00$0.61$0.00$1.26$3.03
2021$0.00$0.00$0.00$0.49$0.00$0.00$0.51$0.00$0.00$0.53$0.00$1.30$2.83

Dividend Yield & Payout


Dividend Yield

Hingham Institution for Savings has a dividend yield of 1.13%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Hingham Institution for Savings has a payout ratio of 10.93%, which is below the market average. This means Hingham Institution for Savings returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Hingham Institution for Savings. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Hingham Institution for Savings was 64.79%, occurring on Oct 31, 2023. The portfolio has not yet recovered.

The current Hingham Institution for Savings drawdown is 30.41%.


Related event

Drawdown

Fall

Recovery

Underwater

2023 bear market2023
-64.79%Oct 2023
1y 9mo
4y 5moJan 2022 - now
Dot-com crash2000–2002
-50.20%Apr 2000
2y 11d1y 2mo
3y 3moApr 1998 - Jul 2001
COVID crash2020
-43.68%Mar 2020
2y 3mo9mo 25d
3y 1moDec 2017 - Jan 2021
Financial crisis2007–2009
-43.09%Mar 2009
3y 10mo1y 4mo
5y 2moApr 2005 - Jul 2010
1993 bear market1993
-34.09%Jul 1993
4mo 15d10mo 28d
1y 3moMar 1993 - Jun 1994

Drawdown Indicators


HIFSBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-64.79%

-56.78%

-8.01%

Max Drawdown (1Y)

Largest decline over 1 year

-21.14%

-9.10%

-12.04%

Max Drawdown (3Y)

Largest decline over 3 years

-34.16%

-18.90%

-15.26%

Max Drawdown (5Y)

Largest decline over 5 years

-64.79%

-25.43%

-39.36%

Max Drawdown (10Y)

Largest decline over 10 years

-64.79%

-33.92%

-30.87%

Current Drawdown

Current decline from peak

-30.41%

-1.80%

-28.61%

Average Drawdown

Average peak-to-trough decline

-15.63%

-10.71%

-4.92%

Ulcer Index

Depth and duration of drawdowns from previous peaks

11.03%

2.03%

+9.00%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Hingham Institution for Savings over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Hingham Institution for Savings is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for HIFS, comparing it with other companies in the Banks - Regional industry. Currently, HIFS has a P/E ratio of 12.5. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for HIFS compared to other companies in the Banks - Regional industry. HIFS currently has a PEG ratio of 2.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for HIFS relative to other companies in the Banks - Regional industry. Currently, HIFS has a P/S ratio of 2.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for HIFS in comparison with other companies in the Banks - Regional industry. Currently, HIFS has a P/B value of 1.3. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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