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First National Corporation (FXNC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US32106V1070

CUSIP

32106V107

Sector

Financial Services

IPO Date

Jan 2, 2001

Highlights

Market Cap

$223.18M

EPS (TTM)

$1.12

PE Ratio

22.21

Total Revenue (TTM)

$79.10M

Gross Profit (TTM)

$79.10M

EBITDA (TTM)

$10.79M

Year Range

$14.02 - $26.00

Target Price

$25.75

Short %

0.09%

Short Ratio

0.52

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
FXNC vs. MBI FXNC vs. PEBK FXNC vs. SPY
Popular comparisons:
FXNC vs. MBI FXNC vs. PEBK FXNC vs. SPY

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First National Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


300.00%400.00%500.00%600.00%700.00%JulyAugustSeptemberOctoberNovemberDecember
629.36%
357.59%
FXNC (First National Corporation)
Benchmark (^GSPC)

Returns By Period

First National Corporation had a return of 15.36% year-to-date (YTD) and 24.09% in the last 12 months. Over the past 10 years, First National Corporation had an annualized return of 13.31%, outperforming the S&P 500 benchmark which had an annualized return of 11.01%.


FXNC

YTD

15.36%

1M

3.91%

6M

61.07%

1Y

24.09%

5Y*

5.97%

10Y*

13.31%

^GSPC (Benchmark)

YTD

23.11%

1M

-0.36%

6M

7.02%

1Y

23.15%

5Y*

12.80%

10Y*

11.01%

Monthly Returns

The table below presents the monthly returns of FXNC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-4.64%-12.59%-9.57%-9.23%7.13%-3.00%17.31%-2.19%2.19%21.03%17.92%15.36%
20230.18%5.98%-12.31%-8.29%5.85%8.75%1.57%0.87%4.88%7.33%-1.05%17.25%31.50%
2022-0.00%-7.01%-1.18%0.62%-2.30%-10.98%-0.60%-3.85%-11.56%8.69%12.69%-7.90%-23.32%
20216.63%-3.34%0.64%4.42%1.50%9.55%5.83%-0.24%9.11%-1.09%0.30%1.32%39.45%
2020-4.67%0.20%-26.22%1.33%-12.63%5.33%-3.82%1.80%4.71%-0.85%10.71%9.75%-18.82%
20190.52%4.31%-0.25%10.15%-6.34%-1.93%-4.18%-4.19%-1.34%7.57%1.78%7.00%12.28%
20182.78%0.81%-0.27%2.70%4.99%1.00%9.18%-0.91%-1.15%-8.37%-1.52%0.26%8.87%
20178.95%1.07%-1.95%9.83%-7.66%4.64%3.07%0.23%2.65%3.23%7.72%4.65%41.39%
2016-2.79%2.30%0.45%2.69%6.56%-0.31%6.81%4.93%1.85%8.61%4.18%3.21%45.26%
20156.94%2.70%4.49%-1.52%-3.59%6.13%-15.08%0.59%-2.07%-1.81%4.29%5.61%4.64%
201413.27%18.75%2.63%-3.85%4.00%2.76%8.64%-7.83%2.83%-2.32%6.12%2.06%54.53%
201314.29%9.17%-0.76%-7.69%12.50%-4.74%-6.69%0.00%-0.83%-15.80%14.77%-1.74%7.62%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FXNC is 71, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FXNC is 7171
Overall Rank
The Sharpe Ratio Rank of FXNC is 7777
Sharpe Ratio Rank
The Sortino Ratio Rank of FXNC is 7171
Sortino Ratio Rank
The Omega Ratio Rank of FXNC is 7272
Omega Ratio Rank
The Calmar Ratio Rank of FXNC is 7474
Calmar Ratio Rank
The Martin Ratio Rank of FXNC is 6060
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for First National Corporation (FXNC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for FXNC, currently valued at 0.95, compared to the broader market-4.00-2.000.002.000.951.90
The chart of Sortino ratio for FXNC, currently valued at 1.50, compared to the broader market-4.00-2.000.002.004.001.502.54
The chart of Omega ratio for FXNC, currently valued at 1.20, compared to the broader market0.501.001.502.001.201.35
The chart of Calmar ratio for FXNC, currently valued at 0.73, compared to the broader market0.002.004.006.000.732.81
The chart of Martin ratio for FXNC, currently valued at 1.27, compared to the broader market0.0010.0020.001.2712.39
FXNC
^GSPC

The current First National Corporation Sharpe ratio is 0.95. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of First National Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00JulyAugustSeptemberOctoberNovemberDecember
0.95
1.90
FXNC (First National Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

First National Corporation provided a 3.18% dividend yield over the last twelve months, with an annual payout of $0.77 per share. The company has been increasing its dividends for 9 consecutive years.


1.00%1.50%2.00%2.50%3.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.602014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM2023202220212020201920182017201620152014
Dividend$0.77$0.60$0.56$0.48$0.44$0.36$0.20$0.14$0.12$0.10$0.08

Dividend yield

3.18%2.76%3.27%2.09%2.60%1.68%1.03%0.78%0.93%1.12%0.87%

Monthly Dividends

The table displays the monthly dividend distributions for First National Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.16$0.00$0.16$0.00$0.77
2023$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.60
2022$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.00$0.14$0.56
2021$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2020$0.00$0.11$0.00$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.44
2019$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.36
2018$0.00$0.00$0.05$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.20
2017$0.00$0.00$0.04$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.04$0.00$0.14
2016$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.03$0.00$0.00$0.03$0.00$0.12
2015$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.10
2014$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.08

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%3.2%
First National Corporation has a dividend yield of 3.18%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%54.9%
First National Corporation has a payout ratio of 54.91%, which is quite average when compared to the overall market. This suggests that First National Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-35.00%-30.00%-25.00%-20.00%-15.00%-10.00%-5.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-6.56%
-3.58%
FXNC (First National Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the First National Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First National Corporation was 84.90%, occurring on Jun 6, 2012. Recovery took 1544 trading sessions.

The current First National Corporation drawdown is 6.56%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-84.9%Apr 11, 20071301Jun 6, 20121544Jul 26, 20182845
-42.63%Jun 20, 2019237May 28, 2020282Jul 12, 2021519
-39.91%Sep 22, 2021405May 2, 2023382Nov 6, 2024787
-23.03%Jul 27, 2018103Dec 21, 2018121Jun 18, 2019224
-13.68%Feb 7, 20036Feb 14, 200347Apr 24, 200353

Volatility

Volatility Chart

The current First National Corporation volatility is 7.98%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%JulyAugustSeptemberOctoberNovemberDecember
7.98%
3.64%
FXNC (First National Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of First National Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of First National Corporation compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.022.2
The chart displays the price to earnings (P/E) ratio for FXNC in comparison to other companies of the Banks - Regional industry. Currently, FXNC has a PE value of 22.2. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
PEG Ratio
-5.00.05.010.015.00.0
The chart displays the price to earnings to growth (PEG) ratio for FXNC in comparison to other companies of the Banks - Regional industry. Currently, FXNC has a PEG value of 0.0. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for First National Corporation.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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